Unanswered2 months ago
How can I resolve my retirement visa issue after dipping below the required 800,000 baht?
Just realised I’ve made a big mistake before I renew my retirement visa next wednesday appreciate any ideas I don’t expect this is the first time but I received my Thai visa last year and didn’t realise that it was 3 months I wasn’t to dip below the 800,000 but because I just cracked on with life I’ve realised I didn’t have the 800k on the 90 day I had 789.000k so I was 11 days early and had dipped into it by a small amount 11,000 that I should not of spent do immigration have any flexibility as I now have a lot more money that had been sitting in my bank these last 7 months
Summary so far
The user realizes they've dipped below the required 800,000 baht in their bank account for their retirement visa renewal after spending 11,000 baht. They are seeking advice on whether immigration will be flexible with this requirement. Community members suggest consulting an agent for assistance, combining bank accounts, and ensuring the 800,000 baht remains untouched for the necessary duration. Some recount personal experiences of similar issues and the potential consequences of the mistake.
90 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Craig **********
nope...you'll likely be getting a temporary extension of stay stamp and after the 800 is vested and you go back, you'll basically be starting the whole retirement process again with all documents...been there done that...
Pat ********
It can vary by province and who the immigration officer is but a agent can sort it for a fee
Gregory *********
It happens. You can start all over again. Sometimes they don't notice. But it happened to a friend of mine and he left got a new non o and returned. It is not the end of the world.
David *******
Agents in Pattaya only need 3 months of statements to get the Extension so you would get your Extension using them. Cost would be around 8000 baht without a re-entry permit.
Vincent *****
OPWhat if I need to leave the country go to immigration
David *******
Vincent May You can get a reentry permit at extra cost I just quoted the price without. Agent will charge an extra 1000 for single and 4500 for multiple. Up to you if you get it at same time as your Extension - depends what your plans are. Just make sure you do get one before leaving the country.
John **********
Doubt it very much. They went back 15 months on mine because I had my first stamp by an agent. I had 800K and 65K per month as a double precaution on my first 12 months all year round, but unfortunately I had to pay 16K to renew my stamp. Everything should be good from now on. Immigration were very helpful. It could have swung the other way. I would expect that you might have to start the retirement process all over again. Don't take my word for it as every office is different and you won't get the correct answer on here, the only way is when you go, make sure you have as much paperwork as possible and a lump of cash.
Brandon ************
@John *********
did you convert from tourist to non-O with the agent who also got you the extension at the same time. That's a very clear sign to every immigration office that you used an agent because it's impossible to have the non-O visa and extension with the same date unless you use an agent. But if you just get a regular extension with an agent and you have your own money in the bank, there should be no issue doing it yourself next time.John **********
@Brandon ***********
Yes. This last time I did it myself, that's why I had to pay the 16K or I would have had to sort it all over again within a week before my Non O ran out. So it's all correct now. But after all the advice I got from an agent who is very good at what he does. I won't be using an agent again because immigration seem to find fault with agents. I would imagine it's all to do with them forefronting the 800K and immediately taking it back out again which obviously forfeits the 3 month after rule. All sorted correctly now. I just leave the 800K in the bank all year. No I didn't convert from tourist visa. I've always had a non o retirement stamp.
Jack *****
Why take the chance?? Just leave and return 30 day exempt.. start over.?? Can't one go ask your immigration office now?? Find out what they would do?? Do the math. Expense of fine VS out and back..
MagentaGo**********
Praying and good luck
Greg *******
I was 5 baht short for 1 day and had to pay a
*****
baht fine! Depends on your immigration office. Good luck!
Michael **********
U probably need an agent to fix problem run 2 Bk Acc for budget, immigration are not very forgiving most times
Betty *********
Never use that card again. Get a new account .
Martyn *********
Agent will sort rest non of your business pay or start again
Piña****
Open a new bank account and transfer the 800K into it.
Tom ******
Try to see if you know somebody who knows somebody and offer a little tip extra. Should work .
Michael ********
If what you add in later comment, you should be ok. You can use the money but not go below 400k for the first 9 or 10 months. The last 2 or 3 months need to be back to 800k or above. Others may validate or correct this...
Wannikea *********
Michael Felton the 800k must be in 2 months before the extension request and three months after the extension is granted
Jeff *********
Use an agent now and in the future, spend the 800,000 baht
Bruce ********
2 choices, go and see an agent or go through the whole process again ...you will find when it comes to things like this they are very precise...if you were only one baht short it would be not enough and cancelled ....thats the way it is and its fair enough for them to do that
Vincent *****
OPI know the lady there she done me favours if you get me I won’t go see the ghestapo up stairs she will also recommend an agent for me
Bruce ********
Vincent May good luck
Vincent *****
OPI believe the immigration lady knows an agent who helped my mate out from Australia did his whole thing was recommended by the immigration lady so there maybe a way but some people are saying it’s the decision of the individual offices if it’s not a computer then maybe I be ok I don’t mind paying them a fine of the amount I was short 11,000 bhat
Bruce ********
Vincent May its up to you but I would advise you to see an agent first and let them talk to immigration
John **********
@Bruce *******
absolutelyVincent *****
OPSo I see a local agent who will go to the same immigration and be more successful 🙄it’s a mad world but money talks I suppose I’m going to go visit the lovely lady in immigration and be up front with her see what she says I best to do but agent is it guaranteed so you pay up front or do you pay on success
John **********
@Vincent ****
like everything there are good and bad agentsVincent *****
OPYeh worth a try though John I will gi get answers tomorrow in advance of next Wednesday atleast I know how strict they will be but rules are rules big lesson learnt
Bruce ********
Vincent May go and see fhe agent and they will liase with immigration on your behalf ....the agent will tell you the procedure ..
and you will pay on success ....they will not dud you
and you will pay on success ....they will not dud you
Kevin *******
I'll be putting that money in a bank only my wife can get out after my passing ! I'll be on my best behaviour forever now !
Brunski ****
On another note, I realise that having 800,000 baht or equivalent in a bank account is a prerequisite, for at least six months. Does it mean any bank account, including any account held outside of Thailand and can that also be your superannuation account?
Chris *******
Brunski BM the money for an
extension must be in Thai account.
extension must be in Thai account.
Vincent *****
OPI Believe it just needs to be restricted all the time just don’t touch it with
Brunski ****
Vincent May right, but as I am not dipping into my superannuation, wondering whether that account is eligible.
Petr *********************
Why complicate your life moving to Thailand, that is government B/S
Ken ************
A question for all the people in the know: What purpose does 800 k in thai bank account achive , if you cant use it how does it confirm you can support your stay in Thailand
Vincent *****
OPI got plenty here now it was early days and I was also building the house just lost track of me self just purchased a new Isuzu then another big top up to keep them ok financially 🙏🤣
Paul ********
Ken Hutchinson very good question, its a bit illogical, but it's Thailand.
Brandon ************
@Paul *******
it's not illogical at all. I'm sure they've been burdened by many foreigners becoming destitute over the years. It's meant to prevent you becoming their problem.Brandon ************
@Ken ***********
it's for emergencies. So the Thai government doesn't think you'll become their problem if you have a heart attack or something. If that's the only money you have left to use, then they don't want you here anymore after that and you will not be eligible for your next extension.Ken ************
@Brandon ***********
rubbishJohn **********
@Ken ***********
he's correct. Using that method you are not normally showing any income, so they require you to have that to show an element of financial stability and the ability to meet any emergencies you might faceChris *******
Ken Hutchinson it is too prove you have a safety net.
You have 800 k backup.
You have 800 k backup.
Ken ************
Chris Nadon someone could have 800,000 in Bank and very little income so makes no sense
Chris *******
Ken Hutchinson income is not a requirement.
If you run out of money you have 800k to pay what you can and go home with.
They won't let you stay once the 800k is used and you can't top up.
If you run out of money you have 800k to pay what you can and go home with.
They won't let you stay once the 800k is used and you can't top up.
Alan *****
You can dip into it as long as it doesn’t go below 400k for a few months
Peter ****************
Sorry if I don't understand or read it well, but must the 800k฿ not be there TWO months before asking a new year extension ??
Scott *********
@Peter ***************
marriage 2 month but I think retirement 3Peter ****************
@Scott ********
He means the 3 months AFTER the 800k฿ has to stay in his bank account. With marriage you can take the 400k฿ immediately after the year extension is granted. But 2 months before getting a new one, it has to be on the bank again.Scott *********
I always took straight after before approving. Lucky I guess.
Scott *********
Peter ****************
Oh, now I understand. It's about 3 months AFTER getting the extension. Sry for my first remark 🫣
TruthfulCr***********
My elderly neighbor managed to do this by a few thousand baht. It costed him 20,000 baht "overstay" fine to fix.
Talk to an agent is probably the best plan.
Talk to an agent is probably the best plan.
Mats **********
TruthfulCrocodile2896 And a red stamp in the passport! Bummer!
TruthfulCr***********
Mats Engström nope, no red stamp, just the normal extension stamp.
Ron *****
You need the Thai bank letter indicating your account balance over the last two months. If you had 800k over that period, when you combine two accounts then show the two bank letters.
Sebastian ********
If you replaced the same day then there should not be a problem. I accidentally paid a 50k deposit on a new house from my Immigration account, forgot to check the account numbers! Noticed it within a couple of hours and immediately replaced it from my normal account. No problem at Hua Hin Immigration.
Denver **************
Sebastian Barrow i also mistakenly used the wrong account and put the money back 2 hours later but had to start counting again from the withdrawal date .Phuket
Bruce ********
Go and see an agent...
Dave ****************
I made this mistake. Took my kids out for a treat, used the wrong card to pay. Went under by 160b. Put it back first thing in the morning but no.. fkd it. No amount of wai would do (Phuket)
Vincent *****
OPDid you leave the country same day or do they give you a day coz next I be done for over stay
John **********
@Vincent ****
make sure you apply for the extension while you still have a few days remaining on your current stamp
Chris **********
You can add two bank accounts to make the B800k
Vincent *****
OPI’ve got the money plenty in there for last seven months but it’s was the first 3 months I dipped by
*****
bhat
Peter *********
Is het normaal dat ik momenteel reeds 8 werkdagen wacht op mijn toeristen visum van 60 dagen? Wat is de normale wachttijd?
Eric ***********
@Peter ********
4 a 5 weken is normaal, ik had het na 25 dagen, 4 dagen voor vertrek 👍. Betaling is gebeurd en je status is pending ?
DorkyB******
Agency to make the oversight disappear, then religiously make sure it doesn't happen again.
Brandon ************
You can beg forgiveness, but that usually only works if you immediately noticed and fixed it the same day.
If rejected, you'll need to leave Thailand and get a new non-O visa, or use an agent.
If rejected, you'll need to leave Thailand and get a new non-O visa, or use an agent.
Vincent *****
OPIf I use an agent to get it sorted can u go back to doing it myself the next renewal
Brandon ************
@Vincent ****
just keep your money in your bank account the correct amount of time and ensure that the agent will be helping to get the extension from your immigration office, and you shouldn't have any issues doing it yourself next year.John **********
@Vincent ****
as long as you use your own money that shouldn't be a problem
Andrew **********
Of course you can. There’s no stipulation that you have to keep using an agent just because you used one once. Agents are the handy way to get you what you want and then move on.
John *******
You need to have separate bank accounts. One for immigration, and one for daily life. And you won’t make this mistake again 
Floyd ******
John Letaw also be sure to have more than 800,000 in there in case there are fees that are taken out over time
Brook ********
John Letaw good advice.
The second account should be an interest bearing FIXED DEPOSIT ACCOUNT at a separate bank from your day to day account.
Not only will this help protect you from drawing down your account, but it makes printing one page statements easy and keeps your bank book clean.
The second thing, based on your demonstrated history, is to always buy a multi entry permit to protect your visa.
The second account should be an interest bearing FIXED DEPOSIT ACCOUNT at a separate bank from your day to day account.
Not only will this help protect you from drawing down your account, but it makes printing one page statements easy and keeps your bank book clean.
The second thing, based on your demonstrated history, is to always buy a multi entry permit to protect your visa.
Ian *******
John Letaw and I have an extra couple of thousand baht in the account just in case somehow I get hit with something. Plus having a separate account makes it easier to show the account has not been touched.
John *******
Ian Whyte Yeah, the bank will slip some fee in when you are not looking, and put you below 800K. Smart to keep some extra in there
John **********
Most likely immigration will deny your extension in that case which means you will need to leave Thailand and start over with a new 90 day Non-O visa while out of the country
Graham ******
@John *********
or return visa exempt and apply for the Non-O as he has the 800k ready for the extensionJohn **********
@Graham *****
except many immigration offices want proof that the money has come from overseas for the initial 90 day Non-O visa. No such issue for the extensionGraham ******
@John *********
yes true, maybe tricky if they do and/or the original transfer was many years ago or not transfered as a FET
Paul ********
Where is your immigration office ?
Paul ********
Ok I wanted my visa doing early and did not have all the money in like you so paid 6,000 baht to the immigration guy. Maybe try it
Vincent *****
OPYou mean a back hander
Vincent *****
OPI don’t even mind paying a fine
Vincent *****
OPYeh that could happen maybe I will have my wife with me thanks
Greg ***********
Vincent May You could discretely point into this direction and politely ask how many Thai Baht will make the mistake ignored. Have a Thai friend at your side, they understand the tradition of backhanders and will help you bartering 😎
Mark ********
Vincent May don't do that. Whatever you do.
Vincent *****
OPNakhon Ratchasima Paul
Activity
48 joined48
people
Related
25Why did a bank refuse to open my account as a wealthy LTR visa holder unless my lease is for 2 years?
2.5k25202mo
What are the current rules regarding tourist visas for Thailand and the impact of recent changes?
2k19162mo
How do I show proof of 400,000 Baht deposit for a Thai bank account when applying for a visa?
13.6k862286mo
Do I need to provide 6 months of bank statements for a Thailand visa application in Hanoi?
2.1k21119mo
Can I apply for a DTV visa in Thailand if my passport expires in 8 months?
2.8k23241y
Can I retire to Thailand with a monthly pension of 350,000 baht without having 800,000 baht in savings?
21.2k1502991y
Will I face issues at check-in if I have a return ticket after 60 days in Thailand?
8.5k68682y
Can I come back to Thailand after leaving for 2 months to get a new 60-day visa exemption?
4.2k12102y
What are the best visa options for a parent of a Thai child who works outside Thailand?
4.7k31552y
Is it normal to not receive a stamp when leaving Thailand using an E-gate?
3.1k4142y
Is it better to arrive in Thailand on a tourist visa and then switch to a retirement visa or to get the retirement visa beforehand?
4k29453y
Can my children exit Thailand on land after overstaying their ED visa and re-enter without issues?
1.8k6243y
Is it possible to extend a visa in Thailand and re-enter with a new visa after exiting?
1.3k8113y
Have the retirement visa rules in Thailand changed recently?
9.2k641283y
What should I do if I missed my 90-day report in Thailand before leaving the country?
1.7k3343y
Can I apply for a two-month e-visa online and later extend it for an additional month while having a return flight beyond that period?
8032104y
Can I obtain a Thai visa while on a border run in Vietnam?
2.6k18274y
Is it acceptable for my boyfriend to change his flight under the Test and Go program if it arrives 73 hours after the original flight?
1.5k1185y
Do I need a letter from the US Embassy to transfer my US driver's license to Thailand?
2.5k16235y
Do I need to file a 90-day report if I recently applied for a 60-day extension in Thailand?
2.4k19186y
Do I need to file a new TM30 after moving to a different home in Thailand?
1.1k857y
What should I do about my visa if my passport renewal delays past my stamp expiration in Thailand?
2.4k2358y
What are the steps to switch from a Non-O visa to a Non-B visa while navigating documentation issues in Manila?
586238y
Will I be able to get a TR visa in Vientiane with my new passport?
2.6k21208y
Should I extend my tourist visa if my flight out is after the expiration date?
3k22269y
Resources
Need help with your retirement visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served