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Answered2 months ago

Why did a bank refuse to open my account as a wealthy LTR visa holder unless my lease is for 2 years?

Eileen ***********
asked Sep 9, 2026
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has anyone had the bank refuse to open my account as a wealthy ltr visa holder unless my l lease is for 2 years. they just told me this after 1.5 months trying to open. it was determined after a higher review that they must have done besides the branches.
Answer summary
A wealthy LTR visa holder experienced difficulties opening a bank account due to a branch's demand for a two-year lease agreement, despite prior attempts over 1.5 months. Community members suggest alternatives, like seeking banks known for being expat-friendly, obtaining a residency certificate for immigration purposes, and utilizing BOI resources for assistance.
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NongTong *****
NongTong *****
What Bank you are talking about ?
Cris ******
Cris ******
Just go to a different branch. Especially a more “farang friendly” location. I found if you branch hop you will find one
UginTh******
UginTh******
Still having problems opening an account? I believe last time everyone recommending going through the BOI for assistance and going to a bank in the One Bangkok building.
Eileen ***********
Eileen ***********
OP
UginTheGreat boy is frustrated as well with the “one more document “ request.
UginTh******
UginTh******
Eileen Stelladog I recommend KBank. I was in and out in 20 mins.
Eileen ***********
Eileen ***********
OP
UginTheGreat duh.
UginTh******
UginTh******
Eileen Stelladog there are Kbanks in Phuket.
Eileen ***********
Eileen ***********
OP
UginTheGreat where. i’m in phuket.
Eileen ***********
Eileen ***********
OP
UginTheGreat i am.
Bob **********
Bob **********
My friend Kbank in central with Thai license
Darren ********
Darren ********
Anyone had luck opening an account while on non o retirrment without the residence letter?
Howard ********
Howard ********
Darren Thomas I used Siam lawyer office to do the LTR, I am going to Bangkok Friday to sign for my LTR
Bob **********
Bob **********
Darren Thomas probably need a permanent address and if your staying in a hotel you’ll want to open it in the area your going to live,there’s a lot of things you can only do at your home branch
Darren ********
Darren ********
Im thinking im going to get a visa agent to deal with it all. Any recommendations?
Darren ********
Darren ********
I went to immigration today and didn't have 3 weeks stay booked on my tm30 so got denied. Just thought I would check if its possible without it
Jay *******
Jay *******
Darren Thomas why? Most banks want it and its simple to get.
Jesper *******
Jesper *******
Darren Thomas yes SCB with nonO , lease agreement and thai driving licence
Marty *********
Marty *********
The first Kasikorn branch in Siam Paragon refused to open an account because they said the LTR was not a nonimmigrant visa. It isn’t but so what? It’s a 10 year visa. The 2nd branch in One Bangkok opened an account without questioning it.

You may need a residency certificate from immigration. I get mine at the One Bangkok Immigration Office.
Brandon ************
Brandon ************
The bank branch you went to doesn't want you as a customer so they made up a rule to get you to leave. Are you following the BOI process to get a bank account?

****************************************************************
Eileen ***********
Eileen ***********
OP
@Brandon ***********
oh you bet. i work with the visa liaison provided by the boi visa service.
Eileen ***********
Eileen ***********
OP
not responsive guys. asking only for your experience to compare. i know all about going to other banks. also dont want to disclose bank name on fb.
MagicalR********
MagicalR********
Which bank and branch?
Vladimir **********
Vladimir **********
No, 1 year is usually enough. Resident certificate is fine too.

Just go SCB or Krungthai, they are very easy to open on LTR.
SereneAr*********
SereneAr*********
Why would you want to
Eileen ***********
Eileen ***********
OP
SereneArugula7922 want to what?

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