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How can I obtain travel health insurance while already in Thailand with an extended visa?

Thai visa categories Travel health insurance Expat insurance Insurance for travelers Health insurance rules in Thailand Online insurance providers Insurance requirements for expats

May 5, 2023

2 years ago

Neville ********

ORIGINAL POSTER

I have extended my visa, but want to buy new travel health insurance but they are asking for country of departure, how do you get around that if youre already here

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TLDR : Answer Summary

If you are already in Thailand and wish to purchase new travel health insurance after extending your visa, traditional travel insurance may not be available as it is typically required to be bought before departure from your home country. However, there are several options: buying local Thai health insurance or expat insurance, extending an existing travel insurance policy, or obtaining a new policy from companies that offer insurance to travelers currently in their destination country, such as Luma ASEAN Pass or SafetyWing. It's crucial to read the terms and conditions carefully, especially regarding age limits and coverage periods.

Nik ************

Is insurance compulsory to visit Thailand this time by normal 2 months Visa..??

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Andrew *********

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Neville ********

ORIGINAL POSTER

@Andrew ********

thanks Andrew

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Neville ********

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Andrew *********

Try a company safety wings

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Mark ********

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Ian ********

Try Safetywing, they do a good travelling insurance.

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Jason *********

Safetywing lets you take out a policy while already abroad.

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Steve ********

Contact your insurers and request an extension.

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Dave **********

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Dave **********

Luma Asian Pass Travel Health Insurance can be purchased at any time during your travel. It does not have to be purchased at your home country. You will receive an email with your policy within minutes of purchase. They have weekly, monthly, all the way up to 8 months premiums. Some well meaning people hand out misinformation often

Luma Asean Pass

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Ronald *********

@Dave *********

Problem with Luma, 75 year's age limit.

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Dave **********

@Ronald ********

no problem for me I never, never by travel insurance

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Ronald *********

@Dave *********

I never used to, but it's a risk when you get older.

On saying that, you don't know how good they are until you have a claim.

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Ronald *********

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Incognia **********

@Ronald ********

u are always answering about age.Are u 100years old?

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Ronald *********

No but just above 75 year's.

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Ronald *********

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Kenneth ************

World nomads, they do travel insurance after you left your home country, but they don't cover the first 3 days after you signed

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Ruth *******

@Kenneth ***********

I heard from someone whose claim was denied because they didn’t have other insurance that World Nomads is only secondary insurance. I have not yet confirmed this myself.

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Kenneth ************

shouldn't it state that on policy then ? I used them many times but actually never claimed anything 🤔

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Ruth *******

@Kenneth ***********

did you not read my message in full? I have no further information to offer.

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Ruth *******

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Kenneth ************

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Kenneth ************

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Myles *******

Genki insurance. Its for nomads and can buy from anywhere. Good rates too. And yea this is referral code!

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Ronald *********

Age limit 49.

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Myles *******

@Ronald ********

OP doesnt give age

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Ronald *********

Started using Cigna, upper age limit 80 years.

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Myles *******

@Ronald ********

who cares what u did tbh. I was giving OP an option and u comment re age when we dont know their age

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Myles *******

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Graeme **********

A company called Insuranz which is Aussie based will sell you a policy while you are already in the country your traveling in. I’ve done it before.

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Anne *******

If you stay longer, maby a expat insurance.

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Steve ***********

Most international travel insurance has a time limit you can be outside of your home country. You'll need to contact your insurer and speak with them.

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Pui *****

Travel insurance can typically only be purchased before departing for your trip. You should instead buy Thai medical insurance, similar to someone living here. Or if you are here short term and already have an existing expiring travel insurance policy, they normally can be extended directly with the insurer. You just can't buy a brand new travel insurance policy when already in mid trip.

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Myles *******

not true

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Neville ********

ORIGINAL POSTER

just been contacted by my insurance company and they have set up the same policy, asked them for a link and they set it all up, just paid the premium

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Neville ********

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John **********

Buy Thai insurance

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Kim *********

@John *********

have you ever read all the exceptions in a Thai insurance? I read them in an insurance from AXA once - not much cover left actually

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John **********

I have Thai insurance. Works for me.

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John **********

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Michael ********

There are few people on gofundme have found out the hard way that travel insurance only usually lasts a specific amount of time 1 month, 2 months etc from leaving your country.

Dont try tricks with insurance you wont get paid out.

Speak with your insurance agent and read the fine print

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Neville ********

ORIGINAL POSTER

@Michael *******

spoke with them all sorted now same policy as before same premium

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Ken ********

@Michael *******

can get with most companies for 364 days

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Michael ********

can get yearly ones yes but some say only valid for x amount of days at a time, like i said read the fine print. Due dillagence

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Ken ********

@Michael *******

there are 2 types mine covers me for a day short of a year. Other multi entry ones are 3 months at a time

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Michael ********

depends upon policy some are as little as 14 days there are thousands of different types travel insurance policies.

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Ken ********

@Michael *******

it depends how long you take them for you can extend them up to 12 months in most cases

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Ken ********

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