ask
Search
Ask
Answered8 days ago

How are expats in Phuket affording their lifestyle?

SincereRa*********
asked Oct 19, 2026
4k
views
35
replies
16
likes
Out of curiosity 🤔

I’m here in Phuket for a visit

. And i see more foreigners than ever . They seem to be settling in . Not just as tourists but they look like they’re enjoying themselves here . Nothing wrong with that.

But i was wondering how are you guys been able to afford the lifestyle here ? I was wondering DTV , but it doesn’t seem like a long term solution you can’t really stay long term. Any advice or suggestions? It would be interesting to see what most people here do for living?

Please share your experience in polite manner or keep your judgmental comments to yourself 😇🙏🏻
Answer summary
Many foreigners residing in Phuket manage their lifestyle through various means such as financial independence from pensions and savings, online work, or investments. Living costs in Thailand are generally lower than in many Western countries, making it feasible for some to live comfortably. Suggestions include exploring retirement and investment visa options, or comparing costs as a resident rather than a tourist. Some expats have highlighted that understanding local living conditions can provide insights into their financial situations.
35 repliesnewest first
25

Click comment and we will ask for your email, then OTP, then name.

Hunter ***********
Hunter ***********
Consider Cambodia Phnom Penh....best retirement visa in south east Asia....Live in Thailand for 8yrs Cambodia is so much better my opinion. Of course
Mick *****
Mick *****
You ask: "wondering how are you guys been able to afford the lifestyle here". I'd say it is fact that the overwhelming majority of western foreigners that move to Thailand are financially independent. (Not all but the vast majority) They have pension or savings or business income to support themselves. Even those that come and work as teachers or highly skilled professionals would have some finances behind them. That is how they do it.
Pui *****
Pui *****
Strange how you wonder how people can afford the lifestyle, when one of the big reasons people often move to Thailand is how much cheaper it is to live here than in their home country. You can't compare the prices you pay for things as a short-term tourist, whether it be accommodations, transportation, the restaurants a tourist chooses, the stores a tourist shops at, compared to what residents would do year-round.
Brian *****
Brian *****
Penny neither of you look Thai so the marriage visa is what exactly. Retirement visa explain more. How you own that land again
Michael ********
Michael ********
Lived there for 15 years if you speak Thai and dont do western things not to expensive. Moved away too many russians and brits moved into Rawai
Tommy **********
Tommy **********
A lot of people work online or have investments back in the “home country” or even here to live off of.
Penny ******
Penny ******
Don’t know your situation… but we made a commitment to retire and move permanently 10 years ago and we worked and saved …. I have a marriage visa … we have our savings at Charles Schwab and social security income. We bought land on the beach in a non tourist area and are finishing construction on our home now …. So for me the answer was retirement, every 90 days I report to immigration and once per year I will renew my visa …. I keep 400k bhat in a Thai bank in just my name, and deposit in our family bank account 65k bhat per mth for our living expenses…. Our home is only in my Thai wife’s name.

That is my situation and we are super happy we have lived here full time for 1 year now I love it here ❤️🙏🇹🇭
Mark *******
Mark *******
If you’re retired, you can get an LTR Wealthy Pensioner Visa
GreenAlli*********
It helps to have some money.
Angelo ***********
Angelo ***********
Many foreigners there are Russians, who have different "no visa" rules then other nations.
Richard ********
Richard ********
They need to get rid of that "digital nomad visa"....
Richard ********
Richard ********
Western refugees are taking over many places in Thailand. In 10 years time some places will become unrecognisable.
Andrew **********
I think you will find that most of them foreigners are Russians, they are living in Thailand so Vlad doesn’t send them to war. What visa do they have? I don’t know but I think they are not living there legally but Thai won’t do anything about the Russians because they are scared of them
John ********
my buddy got married to a thai girl. lived there 15 years, hit 70 years old and moved back home do to insurence costs once he was 70! so be warned its not a forever move!
Chun *******
On DTV as a digital nomad. There are small annoyances but all I really have to do is to leave the country every 6 months.
Michael *******
20 years Rawai Best timesDownhill now I’m afraid, seeking peace on other coastsAll the same Phuket is very convenient
Ant ***********
Ant ***********
Yes it’s overloaded with foreigners !!

Especially aged under 50

Probably plenty of dodgy DTV Visa’s

Do half an hour on Muay Thai every few days then back on the weed !
Hǝınz ***********
Hǝınz ***********
Most under 50yo are here on a DTV or some on a privilege visa.
Simon **********
Simon **********
I lived in Thailand (mostly in Phuket - I built Phuket Airport Hotel and 3 other small hotels at the airport). In the early days (2003 ish), it was easy - get a non-immigrant B visa just for investigating business, no documentation needed. Over the years I've been through B visas, ED visas, Elite visa etc, but although now 67 years old and able to get a retirement visa (extension), no way will I move my money into a Thai bank account! Nowadays I''m still working (out of choice) - teaching in Myanmar. But my 'base' now is Siem Reap, because it simply got too difficult to stay in Thailand...
Michael *******
Michael *******
Simon Luttrell sounds interesting
Mark ********
Mark ********
they were smart with a good retirement, invest wisely, steadily growing income after ya stop working, it’s not hard it’s easier then you think to live for free
Moi *****
Exhilaratin***********
Exhilaratin***********
If you want long term in a foreign country, you need to get married or seek citizenship…and becoming Thai isn’t happening.

Otherwise wait for retirement.
SincereRa*********
SincereRa*********
OP
ExhilaratingFlower8642 being married to local only gives you chance for 1 year visa . And need proof of funds every year 🤔

Can’t even work though
Marianne ********
Marianne ********
SincereRaccoon3227 If your stay is based on being married to a Thai national, you are able to get a work permit if you find a job.

And if you do indeed work for a Thai-based company with a Thai based salary, you can eventually apply for citizenship.
Exhilaratin***********
Exhilaratin***********
SincereRaccoon3227 Huh? You think you can’t work on a marriage extension?

Like I said….you won’t become a Thai…so you should prob seek another country. There is no “long term” magic wand in Thailand.

And if you can’t prove you have 12k a year…then you def should look elsewhere lol

Good luck 🍀
Ron *****
Ron *****
Here’s a YTer there:

************************************************
Biin's ********
Biin's ********
ไม่แน่ใจว่าคุณเคยผ่านตามาบ้างหรือยังนะ Asia Wealth Builders🌹 แต่เพจนี้เป็นหนึ่งในไม่กี่เพจที่อธิบายเรื่องเงินได้เข้าใจง่าย แถมยังฟังดูสมเหตุสมผลจริงๆ ด้วย
Sander **********
Sander **********
Just buy a Thailand Privilege Visa (Previous: Elite Visa) for
****
/15 or 20 years and your good 😙
Breezy*******
Breezy*******
@Sander *********
do you know the costs of these roughly? We are retiring out there next year so trying to work out options 😎
Sander **********
Sander **********
BreezyFox6666 starting from 900.000 THB they come with lots of benefits too.
Kate *******
Kate *******
5 years is pretty long to get settled and worry about what’s next later.

Others marry or get retirement visas over 50. Those are the most common routes I think.
Mark ********
Mark ********
@Kate ******
Just because the visa is for 5 years you are only entitled to stay as far as you comply. Otherwise go home.
Exhilaratin***********
Exhilaratin***********
Mark Taylor Love how the “smart” people comment the most obvious sht. lol
Kate *******
Kate *******
Mark Taylor well duh! Same goes for every visa, obviously. They all have terms and if you breach them, you have to leave. Only citizenship would be different and that is very hard to get.

Activity

25 joined
SincereRa*********
SincereRa*********
SincereRa*********
SincereRa*********
SincereRa*********
25
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What is the estimated budget for living in Thailand on a DTV Workation as a freelancer?
3.5k34301mo
What is the best visa option for an Australian retiree looking to stay in Thailand for 3-6 months?
11.3k272885mo
What are the current experiences of living and costs in Thailand for expats?
14.9k1511125mo
What are the best health insurance options for a 77-year-old man applying for an O-A retirement visa in Thailand?
10.8k522236mo
What is the best visa option for retired Australians wanting to stay in Thailand for extended periods while minimizing taxes?
6.1k49746mo
What are alternative options for retiring in Thailand if I have to sell my house to meet the financial requirements for a Non-O visa?
9.8k801159mo
Is living in Thailand expensive?
15.2k12916810mo
What type of visa can I apply for as a retired expat wishing to spend 9 months in Thailand and 3 months in Belgium?
6.4k61481y
What are the best options for immigrating to Thailand with a child, including schools, housing, and visa advice?
1.6k1391y
Are DTV holders considering a switch to a retirement visa due to banking issues?
2.8k26201y
What should retirees consider regarding the costs and documentation for long-term stays in Thailand?
3k23232y
Is a 120k nest egg and 17800/year pension sufficient for retiring in Thailand as a UK citizen and working as a diving instructor?
19.2k1592182y
What is the best visa option for long-term residency in Thailand?
4.7k41342y
What visa options are available for UK passport holders looking to live and work remotely in Thailand?
3k25202y
What visa options are available for retirement in Thailand if I have 800,000 THB in a bank and am over 60?
5.7k48482y
Which Southeast Asian country is best for a young expat to live long term on a $3K budget?
8.4k58753y
What are the requirements and best places to apply for a retirement visa in Thailand?
4.4k36403y
What visa options are available for my mother to stay in Thailand for 5 months while she prepares for retirement?
2.7k24143y
What are the best tips for expats in South Africa planning to retire in Thailand after a trial year?
2.4k14193y
What are the challenges and recommendations for a single mother moving to Thailand with children?
9.2k64953y
What visa options are available if my TR visa was rejected due to my visa history?
14.8k1381303y
Is it feasible to obtain a long-term visa in Thailand while on a 45-day tourist exemption?
4.1k18754y
Can I convert a tourist visa to a retirement visa based on marriage without a bank deposit in Thailand?
3.4k30204y
What are some recommended areas to live in Thailand for a new expat?
6.5k54536y
What are my visa options in Thailand for the next 6 years before I can get a retirement visa?
1.3k8129y

Resources

Need help with your DTV visa?