I will be coming to Thailand in January on my non-O 90 day visa to subsequently apply for my spousal visa. After arrival, my plan is to quickly set up a bank account and immediately deposit more than 400k baht. I also plan to set up another bank account and begin immediately transferring more than 40k baht from the US every month. I thought that after the end of the 90 days and after approval of the one year spousal extension, I could then withdraw the 400k and continue the monthly transfers. I thought that before the end of the one year, I would have a record of more than 12 monthly transfers and all would be good. However, I was recently advised that I would still need the 400k in the first account to get the second year extension. Is that correct?
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TLDR : Answer Summary
The user is seeking clarification on the requirement to keep 400,000 baht in a Thai bank account after receiving a spousal visa extension based on their current NON-O visa. Community responses emphasize that the NON-O is indeed the marriage visa, and that the 400,000 baht is necessary only for 2 full months prior to applying for the extension. Once the extension is granted, they can withdraw the funds, but must return to the required amount prior to the next extension application. Additionally, it's recommended to maintain both the 400k and monthly income transfers as backup for application approval.
NON-O RETIREMENT VISA RESOURCES / SERVICES
Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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First of all, you won't be getting the spousal visa in Thailand, because the non-O IS the marriage visa. It's literally called a non-O VISA. In Thailand you will be applying for extensions, not visas.
Second, you are mixing up marriage and retirement. Retirement extensions require money to always be in the bank, but marriage does not.
The requirement for a marriage extension is 400,000 baht in your Thai bank account for 2 full months already at the time you apply for the extension. Once you receive your extension (after the under consideration period and possible home visit), you can then use the money for whatever you want. You just need to have the account back at 400k another 2 months before you submit your application for your next extension.
You need to check with your immigration office when you arrive in Thailand to see if they accept the monthly transfers as proof of income. There are some immigration offices that will only accept "monthly income" if it's the paycheck from your work permit job in Thailand. So if your office is one of these offices, they will not accept your monthly transfers.
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