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Do I need to have monthly deposits in addition to maintaining 800,000 THB in a Thai bank account for a retirement visa?

Visa types Retirement visa Non-O visa Proof of funds Banked money method Monthly income method Thailand immigration Expat lifestyle

Mar 26, 2025

a month ago

Diana *******

ORIGINAL POSTER

Simple question but I’m a bit confused. 

If I put 800000bht in an account is it also necessary to have another amount coming in to another account each month?

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TLDR : Answer Summary

No, it is not necessary to have a monthly income coming into another account if you maintain 800,000 baht in a Thai bank account for a retirement visa (Non-O/Extension). You can prove your funds using the banked money method without monthly deposits, but if you wish to switch to the monthly income method in the future, you will need to show monthly deposits of 65,000 baht over 12 months.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Stuart ***********

As others have stated it is not necessary, but if you want to change to the monthly income method in a year, you need to deposit 65,000 Baht per month for 12 months to qualify next year.

a month ago

James ********

Similar question was asked today on this forum. Suggest you read it and all replies.

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a month ago

Russell ********

You'll need money here anyway of course: some use their ' visa' account for their monthly expenses, others set up a seperate account, but the latter has nothing to do with visas if you have the 800K in the other

a month ago

Diana *******

ORIGINAL POSTER

@Russell *******

can you just leave the money in an overseas account and use it as a working account - getting cash from the atm?

a month ago

Jan ******************

@Diana ******

No, has to be transferred to your account in Thailand if you want to use it as financial proof for your extension of stays.

a month ago

Longy ****

@Diana ******

ATM cost b220 battery to use last time I looked , local account is the way around that

a month ago

Russell ********

@Diana ******

if you wish to pay extra yes on exchange.

Much easier to have an account here, and many processes require you to have one if you stay here longer term- legal, visa, DD etc

You can dip into your Visa account instead for this but not immediatly before or after Visa renewal and not below 400K at anytime

a month ago

Reply to

Russell ********

Tod *********

It is not, 🙂 There is no requirement that you bring any funds in to the country every month if you are using banked money method to meet the proof of funds

These are the two ways you can meet the proof of funds for a "retirement visa" (Non-O/Extension)

- 𝗕𝗮𝗻𝗸𝗲𝗱 𝗠𝗼𝗻𝗲𝘆 𝗠𝗲𝘁𝗵𝗼𝗱

bank 800K baht in a thai bank account in your name only for the requisite time (2 months before you apply for the extension, the funds stay in the account 3 months after the extension is granted and then the balance can't go below 400K the rest of the year)

- 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗜𝗻𝗰𝗼𝗺𝗲 𝗠𝗲𝘁𝗵𝗼𝗱

transfer in to a thai bank account in your name only from abroad a minimum of 65K baht per month, each month, every month for the previous 12 months before you apply for your yearly extension

OR

get a letter from your embassy here in thailand stating you have that income in your country (US, UK, Australia and Canada all stopped issuing that letter)

a month ago

Johnny ********

I have been living with a Thai woman for 16 years using a letter for my retirement visa. I went to the Bangkok bank with a letter from immigration but they refused to open an account unless I got married

a month ago

Chip ********

@Tod ********

related question, if you want to use the

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per month from abroad, that can only be done on the 2nd extension or am I wrong?

I'd like to switch to the monthly method on my next extension.

a month ago

Tod *********

@Chip *******

correct (y) you have to do that first yearly extension with banked money method (the 800K), keep the seasoning requirements on that extension (800K baht in the bank for 3 months after and then not below 400K the rest of the year) AND you have to also transfer in a minimum of 65K baht a month, each month, every month for the next 12 months before your following extension comes due

a month ago

Reply to

Tod *********

Diana *******

ORIGINAL POSTER

@Tod ********

thank you!

a month ago

Reply to

Diana *******

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