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Do I need to have monthly deposits in addition to maintaining 800,000 THB in a Thai bank account for a retirement visa?

Mar 26, 2025
7 days ago
Diana *******
ORIGINAL POSTER
Simple question but Iโ€™m a bit confused.

If I put 800000bht in an account is it also necessary to have another amount coming in to another account each month?
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TLDR : Answer Summary
When applying for a retirement visa (Non-O), maintaining 800,000 Baht in a Thai bank account is sufficient and does not require additional monthly income deposits. There are two methods to meet the necessary proof of funds for the visa: the Banked Money Method, which involves keeping the 800,000 Baht for a designated period, and the Monthly Income Method, requiring monthly transfers of 65,000 Baht for the year prior to application. However, should you wish to switch to the Monthly Income Method in the future, you'll need to establish the monthly transfers.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Stuart ***********
As others have stated it is not necessary, but if you want to change to the monthly income method in a year, you need to deposit 65,000 Baht per month for 12 months to qualify next year.
James ********
Similar question was asked today on this forum. Suggest you read it and all replies.

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Russell ********
You'll need money here anyway of course: some use their ' visa' account for their monthly expenses, others set up a seperate account, but the latter has nothing to do with visas if you have the 800K in the other
Diana *******
ORIGINAL POSTER
@Russell *******
can you just leave the money in an overseas account and use it as a working account - getting cash from the atm?
Jan ******************
@Diana ******
No, has to be transferred to your account in Thailand if you want to use it as financial proof for your extension of stays.
Longy ****
@Diana ******
ATM cost b220 battery to use last time I looked , local account is the way around that
Russell ********
@Diana ******
if you wish to pay extra yes on exchange.

Much easier to have an account here, and many processes require you to have one if you stay here longer term- legal, visa, DD etc

You can dip into your Visa account instead for this but not immediatly before or after Visa renewal and not below 400K at anytime
Tod *********
It is not, ๐Ÿ™‚ There is no requirement that you bring any funds in to the country every month if you are using banked money method to meet the proof of funds

These are the two ways you can meet the proof of funds for a "retirement visa" (Non-O/Extension)

- ๐—•๐—ฎ๐—ป๐—ธ๐—ฒ๐—ฑ ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐— ๐—ฒ๐˜๐—ต๐—ผ๐—ฑ

bank 800K baht in a thai bank account in your name only for the requisite time (2 months before you apply for the extension, the funds stay in the account 3 months after the extension is granted and then the balance can't go below 400K the rest of the year)

- ๐— ๐—ผ๐—ป๐˜๐—ต๐—น๐˜† ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐— ๐—ฒ๐˜๐—ต๐—ผ๐—ฑ

transfer in to a thai bank account in your name only from abroad a minimum of 65K baht per month, each month, every month for the previous 12 months before you apply for your yearly extension

OR

get a letter from your embassy here in thailand stating you have that income in your country (US, UK, Australia and Canada all stopped issuing that letter)
Johnny ********
I have been living with a Thai woman for 16 years using a letter for my retirement visa. I went to the Bangkok bank with a letter from immigration but they refused to open an account unless I got married
Chip ********
@Tod ********
related question, if you want to use the
*****
per month from abroad, that can only be done on the 2nd extension or am I wrong?

I'd like to switch to the monthly method on my next extension.
Tod *********
@Chip *******
correct (y) you have to do that first yearly extension with banked money method (the 800K), keep the seasoning requirements on that extension (800K baht in the bank for 3 months after and then not below 400K the rest of the year) AND you have to also transfer in a minimum of 65K baht a month, each month, every month for the next 12 months before your following extension comes due
Diana *******
ORIGINAL POSTER
@Tod ********
thank you!
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