Can I combine funds and monthly deposits to meet the financial requirement for a Non-O visa in Thailand?

Ask imagination strat from the horses mouth

No

I strongly suggest you rent for the first 1-2 years to make sure Hua Hin and specifically which area of Hua Hin is for you. Its simple to hand back the keys but very hard to sell if you change your mind.

Who is your Thai bank because all of them wont give you the paperwork ?

65k a month for twelve months doesn't add up to 800k. 780k actually.

Frist thing is finding out what the immigration office point of view is about what you are planning to do because some of them will not except it even though its within the rules, they make their own rules

First year you may need 800.000 in bankaccount, since most embassies, will not give papers to show you get more than 65.000 Baht / month.

Then when you have documentation for monthly transfers, you can change.

First year is 800k then keep it there for 3 months and never let it drop below 400k at the same time deposit 65k a month for 12 consecutive months before the day you apply for second yearly extension. If you go under the 400k it’s start all over again even by 1 transaction on the same day. If your 65k is delayed by a few days and it runs over into the next month then same scenario.

800k

65k/mo

Combination = 800k/yr

800k stays

65k, can spend til next mo.

You’re sort of right, but sort of wrong.

For the initial Non O visa (if got in Thailand) and the initial year extension then there is no option to use monthly deposits. If your embassy won’t issue the affidavit of income (US, UK and Australia and possibly others) then the only option is 800k in a Thai bank.

Come the following year extension then you can switch to monthly deposits of 65k or more assuming you have kept the minimum amount from the initial year extension and can prove 12x foreign transfers in to your bank.

Some offices may allow a combination of monthly income and a set amount in your account. Not all will. You’d need to go speak with your office to see what they would allow and what amount passes their requirements.