Hello Thai Visa gurus and thanks in advance for your replies.

I use the monthly 65,000 baht method for my annual extensions of stay.

The money is transferred directly from my pension provider to my Thai bank account, usually on the 4th or 5th of each month.

This month it arrived early (today 30th). As a result, I am likely to have 2 payments made in January (5th and 30th) and potentially none in February.

Do you think Hua Hin immigration will accept the 12 transfers over the 12 month period, or will one being a few days early mean I have a problem?

I realise I can ask at immigration, but thought someone might have knowledge/experience of this situation.

Thanks again.

Switching from banked money method to monthly income method on 'retirement' extensions

This gets asked a LOT so I thought I'd take a minute and go over

Let's supposed you are currently on a yearly extension of stay based on 'retirement' using banked money method <- that you got on your own by banking your own funds :)

AND

You want to switch over to monthly income method as proof of funds, but you come from a country whose embassy no longer issues the affidavit of income from abroad notary letter (US/UK, Australia and many others)

What you need to do is;

You have to continue to meet the seasoning requirements for the current yearly extension you're on using banked money method <- keep the 800K baht in the bank account for 3 months after your extension was granted and then you can't let the balance go below 400k baht the rest of the year

AND

While doing that you also need to transfer in to a thai bank account in your name only a minimum of 65K baht per month, each month, every month for the previous 12 months before you apply for the NEXT yearly extension..

You need to follow the rules for the extension you're currently on where you used banked money method and the one you will be applying for in a year using monthly income method.

It is not brain science or rocket surgery, you need to realize you have to meet both sets of requirements..

couple more things, just so everyone is clear,

If you come from a country whose embassy here doesn't issue the income affidavit notary letter you cannot use monthly income method to get either the initial 90 day Non-O visa from the immigration office here or the first yearly extension from a Non-O visa <- because you need 12 months of incoming overseas transfers to use monthly income method by transfer..

Hope that was clear enough, if you have questions ask away on this thread (y)

When applying for a second 1yr extension of my spouse visa I would like to swap to monthly income method does this have to be 40000bhat Every month or will they accept an average over 12 months also will they accept Wise payments ?

Question about the 65k monthly income method for retirement visa extension: should all the monthly deposits be done to the same bank, or would it be okay for 11 deposits to one bank and one deposit to another bank? TIA.

I've just had an interesting conversation with Chiang Mai immigration. I have a non o retirement visa, and have been using the monthly income method for my extensions. Partly because of the falling Aussie Peso, I decided to convert to 800,000 in the bank. I duly banked the amount in early August, well before the two months seasoning for my extension on 26 Sept. Now I find, confirmed by immigration, the money must be in the bank a full 12 months before I apply for an extension. Their reasoning is it wasn't in the bank for 3 months after I applied for my last extension????

As we'd say in Aust, Please Explain

I have been on a Non-O retirement visa for over 4 years and have maintained an excess of 800,000 baht all along but would now like to switch to depositing at least 65,000 baht monthly. The interest rate earned in Thailand is so low compared to my accounts in the States. My next renewal is February 2026 but my 65,000 baht deposit will commence this January 2026---or a month earlier if that's a safer option. My question is: AFTER my renewal is completed in February 2026, can I transfer the 800,000 back to my stateside account or is it necessary to keep the 800,000 baht minimum in my Thai bank until I've completed my 2027 renewal? Thanks for any advice.

There has been alot of excitement regarding Bangkok bank's introduction of a requirement for you to have a 4 month lumpsum either before your ext or feeze funds afterward, to obtain a balance certificate for your visa extension. What I've not seen is where someone is using the monthly income method to fulfill the financial commitment? Do they now need the lumpsum as well?

First stop Bangkok Bank for Confirmation Letter ( I already have the statement) The girl said to me, I need to have 400 or 800k baht in the account for 4 months. I said I don’t use that method, I use monthly method, she goes and speaks to the Manager, comes back and says, they cannot do letter. I go to the branch in Robinsons (where I got my statement) as it’s now open, explains the story to the girl, she prints off Confirmation Letter and I pay her 100 baht, she explains that the rules have changed. I head to Immigration (Roi Et) with all the docs required as per Koh Samui list. He checks the statements and asks where the money is coming from, I say the UK as they show as FTT transfers, as required. He says, but I want to see proof of money going into your account in the UK from your pension provider, luckily I have April 2025, on my phone. Koh Samui had never asked for such proof in the last 10 years, I don’t know if this requirement is new or not, and I pass the info on, for anyone who it may affect. 🙏🙏🙏

I’m second guessing my plan and could use some advice from the hive mind here. I arrived last week on a non-o retirement visa. I got a phone number and opened a bank account at Kasikorn on Friday. My original plan was to get this much done, then use a reputable agent for the rest of the process. However, it seems like immigration is cracking down all over, and I don’t want to jeopardize getting an extension by not actually having 800k in the bank for the proper seasoning period. How risky is it to use an agent right now? I was planning to go with the 65k/month method for the following year, and will start those monthly deposits as soon as I figure out how to use Wise!

Hello

Has anyone recently extended their retirement visa using the 12 monthly payment method ? Before I get trolled I do not have 800,000 in my Thai bank account but have regular monthly payments from the UK into my account all exceeding 65,000 baht.

Any advice appreciated. Using the immigration office in Jomtien

Thanks in advance