Do I need to buy travel insurance for a specific duration if I have a marriage visa in Thailand?

Oct 15, 2021
3 years ago
As a foreigner buying the traveling insurance required by the regulations, traveling with a marriage visa and indefinite timeline, do I need to buy insurance for 30/60/90 days? What if I buy 30 and I end up staying longer? Do I have to keep renewing?
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TLDR : Answer Summary
When traveling with a marriage visa in Thailand, the duration of the required travel insurance depends on the period specified in your visa stamp. If you enter the country on a NON-O visa, you need insurance that covers the entire duration of your stay, which is typically 90 days. If you purchase a shorter policy (like 30 days) but end up staying longer, you must renew your insurance. Different embassies may have varying requirements, so it's advisable to check with yours for specific rules.
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Tod *********
@Samantha ****************
you go some good and not so good info. IF you're comin' in on a 90 day non-O visa based on marriage to a thai you need a MINIMUM of 90 days of insurance. <- you need to be insured for the amount of time you're stamped in for and on a non-O visa you get 90 days
Garrett ***********
@T**
No, you need insurance for the duration of your trip. If you have a return flight showing you leaving the country within 30 days, you only need 30 days of coverage regardless of the visa.
Tod *********
@Garrett **********
you can come in on a Non-O with a one way ticket 😮 that means you'd need insurance for 90 days <- the amount of time you can get stamped in on one.

I'm not gonna get into how to game the system so people can short their insurance by using b/s onward travel tickets. sorry..
Dimitri ********
@Tod ********
You do not need b/s tickets. The Dutch consulate says you need insurance for the duration of your stay, what you prove with a ticket. Not the duration of your visa. And some airlines allow you to change the dates of your flight for free. You buy a ticket showing that you come for 1 month, and you can change the dates later. You can plan to do this, but you can also just change your mind.
Garrett ***********
@T**
I'm not advising gaming the system, I was correct an incorrect statement , "<- you need to be insured for the amount of time you're stamped in for"

You need to purchase insurance prior to being stamped into the country.
Jim *********
I came on a touist visa with 60 days insurance and converted to Retirment Visa (15 months) and had no further insurance
Benjamin ******
>indefinite timeline,

There is no such thing as an "indefinite timeline/ indefinite visa" in Thailand. You will need insurance for the length of your Non-O visa/ or the remaining period of the one year extension of stay based on marriage.

I noticed you are female. Are you married to a Thai national? If you are, I highly recommend looking into getting PR as soon as possible. There is no income requirements for PR for being married to a Male Thai national.
Samantha *****************
ORIGINAL POSTER
@Benjamin *****
yes I am haha, lol
@Garrett **********
. my husband is thai American. so if I apply for a marriage visa im looking at a 90-day minimum
Samantha *****************
ORIGINAL POSTER
yes
Garrett ***********
@Sama****
Lol ok. I agree with Benjamin though. While marriage is never a pathway to citizenship for men, it's relatively easy for women married to Thai men to attain citizenship.
Samantha *****************
ORIGINAL POSTER
@Garrett **********
this is encouraging! thank you. I haven't fully looked into it since I'd assumed it was quite difficult
Benjamin ******
@Samantha ****************
Good! I suggest asking in this group:

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*****
*****
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about the process to get PR/ Citizenship. You have, hands down, the easiest path to PR/ Citizenship in Thailand.
Samantha *****************
ORIGINAL POSTER
@Benjamin *****
this is helpful. thank you so much
Benjamin ******
@Samantha ****************
Thai passport holder, right?
Garrett ***********
@Benj****
Wow, nice way to automatically assume her gender identity. Hasn't 2021 taught you anything? 😂😂😋
Benjamin ******
@Garrett **********
Great point, but on my screen it says

"Samantha Galarza Morgan shared her first post."

And same sex marriage isn't allowed 😛
Michael ********
Reaĺly depends on embassy. Mine (Singapore) wanted me to get 1 years covid insurance even though i had only 5 weeks left on my non O visa
Greg ********
@Michael *******
We do as well most of time. Just come in for a change and some craic with the girls. They like to here the daft things the crazy faring has done lately. They love a bit of gossip. 😇
Greg ********
@Michael *******
I reckon she just interprets rules as she goes along. The multi entry B always baffled us. Why not issue it to those working in Singapore for working visits to Thailand. Said we had to get in home country which is not true. Just used Visa Exempt and technically broke the law multiple times a year for 10+ years.
Michael ********
@Greg *******
Heard that as well from other people about Non B
Greg ********
@Michael *******
Oh and that holiday next week we discussed. They just changed it to Friday right now as office aircon is off. The building now dictates our public hols 555
Michael ********
@Greg *******
TIT
*****
. My wifes office is still working from home
Greg ********
@Michael *******
Just made it up as she went along lol
Samantha *****************
ORIGINAL POSTER
wow, that's frustrating. the rates really change based on the number of days so that's why I'm just trying to see what's necessary. thank you for the response
Samantha *****************
ORIGINAL POSTER
wow. that's a good idea though.this will be my first time applying for a marriage visa. previously I've traveled with tourist and work visas.
Michael ********
@Samantha ****************
Is it a new visa ?

If so maximum required is three months.

What i had to do was buy a cheap ticket back to Singapore, there was no way Singapore embassy were going to let it go.
Greg ********
@Michael *******
Is it the same Dragon Lady there? She has been notorious for over 15 years that I know if it is.
Michael ********
@Greg *******
yes but she is back to normal, she was the one that wouldnt budge over requirement for insurance for one year, even though she knows i work in Singapore and i showed her the sandbox rules insurance has to cover length of my visa, which was 5 weeks
Michael ********
@Greg *******
yep and I sent her flowers last year after she went all out to help me July 2020 get in. My wife phoned her i did tell her not to 5555, she just said thats not a nice lady
Greg ********
@Michael *******
Been stories about her for years. Absolutely refused to give a very senior Pharma Exec a multi entry B visa for monthly visits to be absolutely legal. Said single only and apply each month.
Garrett ***********
Should be good with a 30 day policy.

Also there's a scammer in this group who's probably PMed you already trying to sell you insurance. Look up his name, he's not a member here. Not sure how he's gotten in.
Samantha *****************
ORIGINAL POSTER
input
Samantha *****************
ORIGINAL POSTER
@Garrett **********
thank you for the heads up and inout!
Nina *****
I know you can buy extended Insurance even when you already in Thailand, I bought Insurance through the recommendation by Arawan Namak. I already asked her about this options before I buy. She will be able to help you with more information. She is very good.
Nina *****
I have dual passport Thai and Canadian. But my covid vaccine is under my husband last name. So, I have to travel back to Thailand under non 0 visa. That's how I can tell you from my experience. 🙂
Samantha *****************
ORIGINAL POSTER
@Nina ****
thank you very much! I appreciate that
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