@Ron ******
brings up a valid point,
There is a HUGE difference between BUYING a year-multi-Non-O-A visa from a thai consulate in your country where you CAN show proof of being insured by a company other than the 13 thai approved carriers
AND
applying for a yearly extension of stay at the immigration office on an existing O-A visa where you CANNOT use any insurance companies other than the 13 thai providers. :O
Two completely different scenarios handled completely different