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What are the requirements for a Non-O visa in Thailand and how long is it valid?

Feb 28, 2025
a month ago
Douglas ******
ORIGINAL POSTER
Non O visa ?

Good for 12 months ?

Requires 800,000 baht in bank?

In just my name?

Is this all correct?

I apply 90 days prior to moving to Thailand while I am here in the USA?

At the end of the year before my Non O visa expires I will have received my social security check for over 10 months … will I still need to keep that individual bank account with 800k baht?

I am just trying to confirm that I have my head wrapped around this to some degree, thanks
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TLDR : Answer Summary
The Non-O visa is primarily meant for retirement and has specific financial requirements. To qualify, you must have either 800,000 THB in a Thai bank account for at least two months or a monthly income of at least 65,000 THB. The initial Non-O visa is only valid for 90 days, and you should apply closer to your travel date (about 45 days before), instead of the previously suggested 90 days. After entering Thailand on a Non-O visa, you can apply for a 1-year extension by demonstrating the required financial conditions. The bank balance must be maintained for the duration including a minimum of 400,000 THB thereafter. Various funding strategies and specifics for U.S., UK, and Australian citizens were discussed, emphasizing that local immigration rules can vary.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Nongnuch ********
Douglas Nave The best way is to show up in Thailand on a “90-days single entry Non-Imm-O Retirement/over 50 visa” as it will get you a 90-days stay permit upon entering Thailand.

Entering with this visa you can get a “certificate of residency” from Immigration and you can open a Thai bank account.

Within this period you have plenty of time to arrange for the application to the “1-year extended stay permit based on retirement” (which people wrongly refer to as a “retirement visa”. Actually, this thing is not a visa. It is an extended stay permit)

In order to apply for the “90-days single entry Non-Imm-O retirement visa” through the online E-visa system at the Royal Thai Embassy of your home country, you can use the proof of income of a monthly minimum of 65,000 THB, by using your original pension or other income documentation.

Or you use a deposit of a minimum of 800,000 THB or the equivalent in your home country currency, or on your home bank account, or on a Thai bank, or just anywhere in the World – as long as it is in your sole name

However, for the application inside Thailand for the “1-year extension of stay permit” out of the 90-days Non-Imm-O retirement visa, if you are a citizen of a country, whose embassy in Thailand does not issue the “income affidavit any more

(which are the embassies of USA, UK and Australia)

you would need proof by a “12 months bank statement”, showing that for the past 12 months, you have been transferring from abroad to your Thai bank account a minimum of 65,000 THB, consecutively month for month

If your embassy still issues an affidavit of income, you can use this method for the financial proof, which needs a monthly income or pension of a minimum of 65,000 THB

For British, Australian and U.S. citizens, in the first year there is no other way around, than depositing a minimum of 800,000 THB in your Thai bank account and use this deposit for the financial proof which is required for the application to the “one year extension of stay permit based on being over 50/retired”

The alternative would be, if you don’t have that kind of money or are not willing to deposit 800,000 THB in your Thai Bank account, paying an agent a hefty sum (mostly in the range of 30-40,000 THB) to “arrange” the requirements

The downside is, you will get stuck with the agent for a while. You will need an agent to fix your 800k issue. You will be trapped in the agent’s hamster wheel.

To qualify you will need the 800k fronted by the agent the first year and simultaneously deposit 65k per month for 12 months without fail, to qualify the 2nd year for income method. Yet this is not enough to enable you to escape the hamster wheel.

If you use an agent you will not qualify for the 2nd year as you did not have the money in the first year . . . . So will need the agent bribe Immigration again and again.

NOTE: It is income method OR deposit method.

And there is a third method, called the “combination method”:

A combination mix of income and deposit.

Some immigrations don’t allow the combination method in the first year. And some Immigration want the deposit part to exceed 400,000 THB. The combination method means that the sum of the deposit AND the monthly income exceeds 800,000 THB in one year.

But let’s continue with the “normal method” (visa issued in your home country, followed by the application to the Extension inside Thailand):

On the day of application to the 1-year extension, the 800,000 THB must have “seasoned” in your account for two months, and this has to be proven with the “bank letter of guarantee” (rab roong thanakan).

Immigration will only service you if you are properly registered in your accommodation by the TM30.

Every landlord or hotel needs to register you within 24 hours of your arrival in the premises. While hotels do this automatically online, many landlords are not aware of this or haven’t registered their house or rooms in the system. It is your responsibility to ensure that you get properly TM30 registered.

After been issued the “1-year Extension of Stay”, the 800,000 THB need to remain in the account for 3 more months. After these 3 months, the deposit shall never go under 400,000 THB. And before your application for the next “1-year Extension of Stay”, a minimum of 800,000 THB must have seasoned in the account for two months, again

When you get issued the “1-year extension of stay”, you should always buy a re-entry permit for it.

A re-entry permit will keep your stay permit alive in case you exit Thailand before the expiry of the 1-year stay permit.

A single re-entry permit is 1000 THB on Immigration. A multi re-entry is 3800 THB. With a multi re-entry permit, you can exit and re-enter as many times as you wish during the whole 1-year stay permit period.

ATTENTION:

There is another road to the “1-year ‘Extension of Stay based on retirement”. It is called “change of visa type” and can be done on the Immigration in Thailand.

You can arrive visa-exempt or on a 60 days single-entry Tourist Visa, you will get stamped in for a 60 days stay permit.

On a tourist visa, it is from very difficult up to impossible, to open a Thai bank account. You are advised to use an agent to help you with opening a bank account. Some agents will not offer this service

This must have been organized during a previous holiday, or you need to open a bank account ASAP, and the money must get transferred from your abroad account onto you Thai bank account ASAP

You visit Immigration and show them the bankbook with proof you got 800,000 THB in sitting in your bank account, and a proof that this money came from abroad.

You apply for the “change of visa type” from the touristic entry to a “90-days Non-Imm-O retirement visa”

To be allowed to apply for the “change”, you need a minimum of 15 days left on your entry stamp. And you need to show a rental contract, at least on most Immigrations

They will issue the visa for 14 days “under consideration”

After this period, you pick up the 90-days Non-Imm-O visa stay permit stamp

ATTENTION: if you plan to reside around Pattaya and use the Jomtien Immigration, you should be aware that they make up their own rule, which differs from the official police order.

Jomtien Immigration requires a 2-months (!!) seasoning for the application to the initial 90-days Non-Imm-O visa! That makes the application on the Jomtien Immigration a classic CATCH22 issue, which you better avoid

That's why it is always better to apply for the 90-days Non-O retirement visa in the e-visa online system in your home country before flying to Thailand. This visa also helps in opening a bank account in the first week after arrival, and then 60 days after your 800,000 THB deposit has been transferred into the account, the money will have seasoned for 2 months and you can directly apply for the 1-year Extension of Stay

From up to 30 days (in some places 45 days) before the 90-days stay permit expires, you can apply to the “1-year extension of stay based on retirement”

The financial requirements for this application are the same as explained above.

You can find the requirements when you google for “change of visa type immigration Thailand” and click on the number 9 in the list

Good Luck and a great time in Thailand
Lucia *********
@Nongnuch *******
wow this is all good information, I was thinking on entering Thailand on a tourist visa and applying for a non-immigrant OA retirement visa. At the immigration office, I would be making the 800k deposit. Is the process the same? Does the deposit need to be seasoned for 2 months before applying? Could I get multiple entry? And the 90 day reporting, must that be in person?
Tony *******
@Nongnuch *******
very comprehensive thank you
Colin *********
If you have 800,000 bauts in the thai bank,you do not need to show
*****
a month just haveing 800,000 bauts in the bank is enough it means you can have either 800,000 bauts in bank or
*****
a month coming in the bank
Willem ****
@Colin ********
Comming from the USA you cannot start with
*****
per month. US embassy doesnt profide a verified income statement and
*****
monthly transfer need to be done for a full year prior to the extension.
Colin *********
@Willem ***
*****
buats or 800,000 bauts in a thai bank, photo copy which ever one you have, no your embassy will not guarantee income
Willem ****
@Colin ********
My embassy does. I can get a verified income statement from my embassy and not need to proof any, that is 0 (zero) thai baht in Thailand.
Colin *********
Brandon ************
A non-O visa is for 90 days, not 1 year.

You get the non-O visa from your Thai embassy. You should wait until about 45 days before you travel, not 90 days. It's only valid for 90 days so if anything delayed your trip your visa would expire if you got it 90 days before.

Then during the first month you need to open your bank account and put in the 800,000. Once it's been in your account for 2 full months you can apply for the 1-year extension (not visa).

During this first you can be making monthly transfers of at least 65,000 baht into your account. You need to be able to show 12 full months of transfers at the time you apply for your 2nd year extension.

Your bank account must stay at 800,000 baht for 3 months after your receive your first extension, and can never drop below 400,000. Once you get the year 2 extension based on the monthly transfers you could then use that money as you no longer have a bank balance requirement, only a monthly transfer requirement.
Chang ******
@Brandon ***********
since American embassy won't issue affidavit ,
*****
thb transfer from US Bank account don't mean nothing , I try already

Just keep
*****
0 dollars in the thai bank
Joseph *******
@Chang *****
Not correct. Thai bank will provide documentation showing monthly transfers, which is acceptable to Thai immigration.
Brandon ************
@Chang *****
you cannot get an initial 90 day non-O visa in Thailand or the first 1-year extension using monthly transfers. But starting with year 2, if you've planned correctly, you can switch to monthly transfers. This is dependant upon your immigration office though as each may have different requirements.
Chang ******
@Brandon ***********
in chiengmai immigration told me no no no but if I get pension from japan answer was yes
Douglas ******
ORIGINAL POSTER
@Brandon ***********
thanks Brandon… yes I understand very good!

Do you know can I have my SS Check sent directly to my Thai account? Or is it best to send to my US bank and transfer to my Thai Bank?
Joseph *******
@Douglas *****
Either way, depending on which Thai bank you use. Bangkok Bank allows direct deposit from certain U.S. government agencies, including—I believe—the SSA.

Take note, however, you must show 12 consecutive months of either foreign transfers or direct deposits; the 10 months you mentioned will not work, so be prepared to leave your 800k baht parked for another year.
Brandon ************
@Douglas *****
Not sure about that
Douglas ******
ORIGINAL POSTER
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