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Unanswered5 months ago

Can I open a bank account in Thailand with a Thailand ID card and yellow book but without a Non-O visa?

PrettyE********
asked May 18, 2026
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Looking for advice, I have a Thailand I D card and yellow book, can I open a bank account without a non o visa
Summary so far
The general consensus in the comments is that having a Thailand ID card and yellow book does not grant eligibility to open a bank account without a Non-O visa. Many users emphasize that bank account policies are heavily dependent on the type of visa held, and that tourists, regardless of having certain documents, typically do not qualify for banking services. While a few suggest that it may be worth trying to approach different banks, the risk of having an account frozen if visa status is checked is a concern. Ultimately, the responses point towards needing a proper visa for a successful bank account application.
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PrettyE********
PrettyE********
OP
Not a tourist, am married to thai woman
Michael *****************************
Michael *****************************
If you want to open a bank account,…GO ASK YOUR QUESTION AT THE BANK,..how should we know the answer,…it’s all up to the person you have in front you when you visit the bank.
Graeme *******
Graeme *******
You are a tourist fella
Egger *******
Egger *******
Graeme Drake Anyone not born here is likely a tourist.
Graeme *******
Graeme *******
Egger Eldon yea I guess we all are.
Robert *******
Robert *******
Depends on the bank, and nature of ID, go in and ask. I have 2 different bank accounts, they had different requirements.
Ant ***********
Ant ***********
No
LovelyW*******
LovelyW*******
You done well to get them on a TV pink ID card is about as good as a blank piece of paper you need your passport with the relevant visa stating your entitlement
Malcolm **********
Malcolm **********
You might be able to open an account but it also might get frozen later if they check your visa status, your risk.
Munzie *******
Munzie *******
I would just go and try an assortment of banks, there's enough of them. I think you ll be fine.

However my agent is telling new customers that Immigration Dept are only accepting Kasikorn Bank accounts, on new Non O applications here in Udonthani.

Best of luck 🤞
Stephen ********
Stephen ********
Munzie Munro Never believe an agent. Everything they advise is based around how much money they can scam out of you. Immigration will accept any Thai bank account
Munzie *******
Munzie *******
Stephen Howell

** I did say NEW APPLICATIONS** Thanks mate, yeah agreed, been here 20 years continuously. I get that but it's also the case in Jomtien and elsewhere too. Bangkok Bank won't comply or cooperate with the means to circumvent the banking requirements. ie the 800k the Agent pays into your account, BB insist it must stay in there 3 months.

I am fine with my existing bank provider, as I am "grandfathered" in.

One final thing regards using an Agent, if you can afford it, it makes life far far easier. And I can, so I do. Never had one issue in 20 years here.
Munzie *******
Munzie *******
Munzie *******
Munzie *******
@Brandon ***********
Yes seems so, but I am in Udon and as I said any NEW APPLICANTS cannot use BKK Bank.

That's new appications, not RENEWALS of extension of existing visas. That detail is important!!
Brandon ************
Brandon ************
@Munzie ******
agents only have issues with Bangkok Bank in Jomtien since that's where they got caught. Anywhere else is no problem. They'll still issue bank letters to agents same as always. The new and stupid policy only hurts people trying to do it themselves.
Paul ********************
Paul ********************
Simple answer is no... It's all related to the visa you hold nothing more or less
Des ****
Des ****
Try a few banks you may get lucky and if it doesn't work you can use an agent.
Stephen ********
Stephen ********
Des Dp Not if he's on DTV. Agents won't touch it
LovelyW*******
LovelyW*******
Stephen Howell nor will he banks its thanks to this attitude we have all this grief these days
Stephen ********
Stephen ********
LovelyWolf1783 The banks are simply following BOT guidelines. Nothing to do with "attitude"
Stephen ********
Stephen ********
No, bank accounts are based on solid visa status, not on multicoloured documents!
Brandon ************
Brandon ************
Doubt it. Tourists are not eligible for bank accounts. You having a pink ID card doesn't change that you are a tourist.

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