ask
Search
Ask
Answered9 months ago

How can I open a Thai bank account in Bangkok on a Non-O visa without an agent?

Martin ***************
asked Jan 16, 2026
4.9k
views
38
replies
6
likes
Hi can anyone recommend me a reputable agent in Bangkok to help me open a Thai bank account .

I have recently arrived in Bangkok on a Non O Immigrant 90 day visa. Thanks.
Answer summary
To open a Thai bank account on a Non-O visa in Bangkok, you typically do not need an agent. Important steps include obtaining a certificate of residence from immigration, acquiring a Thai SIM card registered under your name, and having your passport with the Non-O visa stamp. Many expats have had success opening accounts directly at banks like Kasikorn, often completing the process within an hour. If one bank is unhelpful, trying another may yield better results. The general consensus among community members is that handling the process yourself is straightforward.
38 repliesnewest first
21

Click comment and we will ask for your email, then OTP, then name.

Simon *******
Simon *******
DO NOT USE BANGKOK BANK use Kasikorn bank much easier and better
Martyn *******
Martyn *******
DIY I think better option ?
Jeff *************
Jeff *************
Pattaya immigration quoted me 13,000 for bank and 1 yr extension if you have a non o
Daniel ******
Daniel ******
Honest people do not need an agent. What is your problem?
THAI ******************************
THAI ******************************
We handle this regularly, particularly for clients applying for long-term retirement visas.

You can read our retirement-related reviews here, most of which also involved assistance with opening a bank account:

************************************


Our team can be easily contacted via LINE:

**********************
Jeff *************
Jeff *************
Do you not have the
*****
0 baht to open your own? If you do just open it yourself, just avoid Bangkok Bank
Peter ********
Peter ********
Jeff *************
Jeff *************
@Peter *******
did you use an agent?
Peter ********
Peter ********
@Jeff ************
hi Jeff no my wife is Thai and she work in Bangkok bank
Leatrice ***********
Leatrice ***********
@Brandon ***********
Thai visa center and Siam Center just quoted me over 60,000 bahts. Do you know anyone reputable that might charge in the range you quoted
THAI ******************************
THAI ******************************
@Leatrice **********
This quote would be for not only a bank account, it includes the following while you are currently on a TR/Exempt Entry:

- Bank Account Opening

- Obtaining 3 Month Retirement based NON-O

- Obtaining 1 Year Extension
Greg ***********
Greg ***********
@Leatrice **********
bank account opening only, if you have entered on a Non-Imm-O visa like the threadstarter Martin Mcewan Brown , is 5000 THB for the agent service
Jim *******
Jim *******
@Leatrice **********
Thai Visa Center, for those with Non O 90 days was 34,000 THB in July 2025.

Bank account only, in Pattaya, was 5,000 THB (other agents, not Thai Visa Center).
Paul ********
Paul ********
Go to kbank, very easy with your type of visa, no need to pay extra for a agency,
Dora *******
Dora *******
Do not need an agent.
Cris ******
Cris ******
Kasikorn my dude.
Peter ********
Peter ********
Cris ******
Cris ******
@Peter *******
Yes... a perosn named Martin, is most likely a dude? Its also a figure of speech... and a meme....
Cris ******
Cris ******
Peter ********
Peter ********
Roger *******
Roger *******
You should be able to do this yourself with the o visa
John **********
John **********
Generally if you go to immigration and get a residence certificate, then purchase a Thai SIM registered against your passport then visit a bank and request they open an account for you. If one branch says no, just move on to the next one
Martin ***************
Martin ***************
OP
@John *********
TM30 - can download from internet?

I was going to take a copy of my lease / tenancy contract.
Brandon ************
Brandon ************
@Martin **************
Your landlord would need to provide it to you. If they file your TM30 online, then they can get it from the online system. But only within 7 days of filing it. So if they did it before that, they would have to file a new one to download it.
Martin ***************
Martin ***************
OP
@John *********
Thanks.

What do pinned to take to immigration to get a residence certificate?
John **********
John **********
@Martin **************
tm30, passport, copies of relevant passport pages and some want a passport photo
Graham ******
Graham ******
@John *********
I needed the tabian baan and ID last week despite having a valid TM30 which is new to me
Martin ***************
Martin ***************
OP
Sorry - what do I need to take to immigration for residence certificate? Thanks
Bill *********
Bill *********
I'd consult the moderator of this forum since that's their business
Pete *******
Pete *******
No need for an agent, just go into the branch and ask for the list of documents required to open an account. Follow the list, open the account….
Peter ********
Peter ********
@Pete ******
keep on dreaming
Jeff *************
Jeff *************
@Peter *******
that’s exactly what I did, came in with my non o, 1hr later I’m on my way, app installed and shown how to use it
Pete *******
Pete *******
@Peter *******
why is it more complicated than that?
Somsap ********
Somsap ********
All you should have to do is get a certificate of residence from immigration for banking, a thai cell phone plan with your own number, not a shared plan, and a passport with non-o stamped in it. Go to K-bank and within an hour you will have an account. I did it in November. I am in Khon Kaen though, but BKK should be easier.
Martin ***************
Martin ***************
OP
@Somsap *******
Thanks mate.
Heinz ***********
Heinz ***********
@Martin **************
it’s totally easy to do yourself!
Martin ***************
Martin ***************
OP
@Heinz **********
What do I need to take to immigration to get a certificate of residence?
Brandon ************
Brandon ************
I don't know if there are any agents that offer this service as a standalone. The agents in Bangkok will only help you open a bank account if it's part of you buying a full visa/extension service, upwards of 30-40,000 baht.

The only agents that still might do this are in Pattaya.

Activity

21 joined
Martin ***************
Martin ***************
Martin ***************
Martin ***************
Martin ***************
Martin ***************
21
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
Can I open a bank account in Thailand with a Non-O retirement visa and a short hotel booking?
3.9k34441mo
Why did a bank refuse to open my account as a wealthy LTR visa holder unless my lease is for 2 years?
2.5k25202mo
Do you need a 1 year lease for a letter of residency in Thailand with a Non-O visa?
335242mo
Is it difficult to obtain a Non-O visa from Cambodia?
2.5k26162mo
Is there anything wrong with land border runs with DTV these days for my visa?
1.1k993mo
What are the requirements for a 90-day report on a Non-O visa in Thailand?
1.2k354mo
What are the best immigration offices in Bangkok for obtaining a residence certificate to open a bank account?
4.4k1425mo
Can I get a 90-day tourist visa if I'm planning to retire in Thailand and encountered issues with the Non-O visa application?
2.1k12356mo
How do I show proof of 400,000 Baht deposit for a Thai bank account when applying for a visa?
13.6k862286mo
Is it easier to obtain a marriage visa or a DTV visa in Thailand?
11.2k861489mo
Can I open a Thai bank account with a tourist visa?
9.7k611619mo
What visa options do I have after getting a Thai girl pregnant?
50.1k31384310mo
How can I obtain a Residence Certificate in Bangkok with a DTV visa for my Thai driving license?
1.5k1181y
Should I start the O-A visa process in the US or apply for a Non-O visa to get my retirement visa in Thailand?
4.1k31471y
What is the correct process for obtaining a retirement visa in Thailand as a New Zealand citizen?
1.3k982y
What are the best options for opening a Thai bank account in Bangkok as an expat?
9.8k88712y
What are the best visa options for a parent of a Thai child who works outside Thailand?
4.7k31552y
What are the steps to obtain a driver's license in Bangkok for expats?
4.3k31192y
How can my parents open a Thai bank account to qualify for a Non-O visa for retirement when they don't have a visa yet?
5.5k41643y
What is the process and requirements for obtaining a NON-O retirement visa in Thailand upon arrival?
3k24243y
Can I do my one night quarantine in Phuket after arriving in Bangkok?
1.1k835y
Can I enter Thailand, quarantine in Bangkok, and then travel to Chiang Mai on a Non-O visa?
831615y
Can I obtain a re-entry permit at Suvarnabhumi Airport for my Non-O visa before leaving Thailand?
5.2k50345y
Can you convert a tourist visa to a Non-O visa in Thailand?
2.2k11306y
Will frequent visa exempt entries cause issues in Thailand?
606229y

Resources

Need help with your retirement visa?