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How can I open a Thai bank account in Bangkok on a Non-O visa without an agent?
Non-O visaThai bank accountbank account openingimmigration requirementscertificate of residenceBangkokexpat advicevisa rules
Jan 16, 2026
3 months ago
Martin ***************
ORIGINAL POSTERHi can anyone recommend me a reputable agent in Bangkok to help me open a Thai bank account .
I have recently arrived in Bangkok on a Non O Immigrant 90 day visa. Thanks.
I have recently arrived in Bangkok on a Non O Immigrant 90 day visa. Thanks.
TLDR : Answer Summary
To open a Thai bank account on a Non-O visa in Bangkok, you typically do not need an agent. Important steps include obtaining a certificate of residence from immigration, acquiring a Thai SIM card registered under your name, and having your passport with the Non-O visa stamp. Many expats have had success opening accounts directly at banks like Kasikorn, often completing the process within an hour. If one bank is unhelpful, trying another may yield better results. The general consensus among community members is that handling the process yourself is straightforward.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Simon *******
DO NOT USE BANGKOK BANK use Kasikorn bank much easier and better
Martyn *******
DIY I think better option ?
Jeff *************
Pattaya immigration quoted me 13,000 for bank and 1 yr extension if you have a non o
Daniel ******
Honest people do not need an agent. What is your problem?
THAI ******************************
We handle this regularly, particularly for clients applying for long-term retirement visas.
You can read our retirement-related reviews here, most of which also involved assistance with opening a bank account:
Our team can be easily contacted via LINE:
You can read our retirement-related reviews here, most of which also involved assistance with opening a bank account:
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Our team can be easily contacted via LINE:
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Jeff *************
Do you not have the
*****
0 baht to open your own? If you do just open it yourself, just avoid Bangkok BankPeter ********
@Jeff ************
nonsensJeff *************
@Peter *******
did you use an agent?Peter ********
@Jeff ************
hi Jeff no my wife is Thai and she work in Bangkok bankReply to
Peter ********
Reply
Leatrice ***********
@Brandon ***********
Thai visa center and Siam Center just quoted me over 60,000 bahts. Do you know anyone reputable that might charge in the range you quotedTHAI ******************************
@Leatrice **********
This quote would be for not only a bank account, it includes the following while you are currently on a TR/Exempt Entry:- Bank Account Opening
- Obtaining 3 Month Retirement based NON-O
- Obtaining 1 Year Extension
Greg ***********
@Leatrice **********
bank account opening only, if you have entered on a Non-Imm-O visa like the threadstarter Martin Mcewan Brown , is 5000 THB for the agent serviceJim *******
@Leatrice **********
Thai Visa Center, for those with Non O 90 days was 34,000 THB in July 2025.Bank account only, in Pattaya, was 5,000 THB (other agents, not Thai Visa Center).
Reply to
Jim *******
Reply
Paul ********
Go to kbank, very easy with your type of visa, no need to pay extra for a agency,
Dora *******
Do not need an agent.
Cris ******
Kasikorn my dude.
Peter ********
@Cris *****
dude ?Cris ******
@Peter *******
Yes... a perosn named Martin, is most likely a dude? Its also a figure of speech... and a meme....Peter ********
@Cris *****
DudeCris ******
@Peter *******
dudeReply to
Cris ******
Reply
Roger *******
You should be able to do this yourself with the o visa
John **********
Generally if you go to immigration and get a residence certificate, then purchase a Thai SIM registered against your passport then visit a bank and request they open an account for you. If one branch says no, just move on to the next one
Martin ***************
ORIGINAL POSTER@John *********
TM30 - can download from internet? I was going to take a copy of my lease / tenancy contract.
Brandon ************
@Martin **************
Your landlord would need to provide it to you. If they file your TM30 online, then they can get it from the online system. But only within 7 days of filing it. So if they did it before that, they would have to file a new one to download it.Reply to
Brandon ************
Reply
Martin ***************
ORIGINAL POSTERJohn **********
@Martin **************
tm30, passport, copies of relevant passport pages and some want a passport photoGraham ******
@John *********
I needed the tabian baan and ID last week despite having a valid TM30 which is new to meReply to
Graham ******
Reply
Martin ***************
ORIGINAL POSTERSorry - what do I need to take to immigration for residence certificate? Thanks
Reply to
Martin ***************
Reply
Bill *********
I'd consult the moderator of this forum since that's their business
Pete *******
No need for an agent, just go into the branch and ask for the list of documents required to open an account. Follow the list, open the account….
Peter ********
@Pete ******
keep on dreamingJeff *************
@Peter *******
that’s exactly what I did, came in with my non o, 1hr later I’m on my way, app installed and shown how to use itPete *******
@Peter *******
why is it more complicated than that?Reply to
Pete *******
Reply
Somsap ********
All you should have to do is get a certificate of residence from immigration for banking, a thai cell phone plan with your own number, not a shared plan, and a passport with non-o stamped in it. Go to K-bank and within an hour you will have an account. I did it in November. I am in Khon Kaen though, but BKK should be easier.
Martin ***************
ORIGINAL POSTER@Somsap *******
Thanks mate.Heinz ***********
@Martin **************
it’s totally easy to do yourself!Martin ***************
ORIGINAL POSTER@Heinz **********
What do I need to take to immigration to get a certificate of residence?Reply to
Martin ***************
Reply
Brandon ************
I don't know if there are any agents that offer this service as a standalone. The agents in Bangkok will only help you open a bank account if it's part of you buying a full visa/extension service, upwards of 30-40,000 baht.
The only agents that still might do this are in Pattaya.
The only agents that still might do this are in Pattaya.
Reply to
Brandon ************
Reply
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