ask
Search
Ask
Answered9 months ago

Is travel insurance mandatory for travelers in Thailand?

Kalipada *******
asked Jan 17, 2026
7.7k
views
45
replies
7
likes
Is travel insurance mandatory?
Answer summary
Travel insurance is not mandatory for visiting Thailand; however, many comments emphasize that having it is a wise choice given the potential risks associated with travel. While no Thai visa specifically requires travel insurance, long-term visas such as O-A, O-X, and LTR require health insurance from approved providers. Many users advocate for getting insurance for peace of mind, especially for older travelers, while others share personal experiences of traveling without insurance.
45 repliesnewest first
37

Click comment and we will ask for your email, then OTP, then name.

Jeffrey **********
Jeffrey **********
Can I use travelers insurance in Thailand?
Rob **********
Rob **********
No it isn’t, but you should definitely get it.
Peter *******
Peter *******
Travel insurance is cheap so get it, health insurance expensive and may get a denied claim
Stephen *******
Stephen *******
Yes- better to be safe than sorry
Nigel *********
Nigel *********
Only the stupid don’t get it
Ingvar *******
Ingvar *******
Nigel Vincent you don't need to be stuped to be refused an insurance. Everything depends on age and earlier health issues.
Nigel *********
Nigel *********
Ingvar Bergh well I’ve been coming here for 20 years and am now retired here, and I’ve only ever had to use it once, that was 14 years ago, and if I didn’t have travel insurance, It would of cost me 800,000bth. And it had nothing to do with age or earlier health issues. I was only in my 40s when it happened. So yes I think people who don’t get it are stupid.

And by the way, where did I say “refused” insurance?
Mario **********
Mario **********
If you stay more then 60 days and you are over 70, if you will find insurance you have to give him also your blood 🩸
Dennis **********
Dennis **********
Not mandatory no but is it wise yes , yes it is
Jay *******
Jay *******
Dennis ThomsettBe sure to read the fine print
Mally *******
Mally *******
OK when your young,try getting it when your older
Nigel *********
Nigel *********
Mally Neale my mother is 83 and very healthy, I brought her out to Thailand last year, and her travel insurance was $400 through her private health provider, she just had to get a couple of health checks and she was good to go. That’s from Australia
Galenus ******
Galenus ******
Mally Neale even being older (over 70) it's not a problem
Cris ******
Cris ******
No but it should be
Kevin *******
Kevin *******
Yes until your 70 then try to get some !
Tammy **************
Tammy **************
Kevin Dunne

More like 67

Ours went from $1100 for 4 months last year to over $3000 this year

Husband 67 me 61

It’s BS
Kevin *******
Kevin *******
I know should be in the contract like 3%premium rise until 90 ! My brother is 79 this year can't get insurance as he's lived in Spain 30 years ! His insurance refused him after he got to 77 !
Christian *********
Christian *********
Kevin Dunne lol😂🤣😅
Adonis ***********
Adonis ***********
Why most Platinum Credit cards Visa Mastercard have complimentary travel and Hospital Insurance .And unlike travel Insurance, they pay, and have great coverage. Consumers should access all of their options,
John ********
John ********
Adonis Yeoryaras unless you’re above a certain age. Then ageism comes into play.
Adonis ***********
Adonis ***********
John Franks We are specifically talking about Travel Insurance, not long term Visa Holders in Thailand .
Mark ******
Mark ******
No but your stupid if you dont have it
David ***********
David ***********
Mark Linn most have it through Crowd fund !
Mark ******
Mark ******
David Warburton I would never give to idiots that knew or should have known better
Gaylee **********
Gaylee **********
No...but should be!
Bob *********
Bob *********
No, but only an idiot would not have it
Steven ********
Steven ********
Bob Maynard Here’s another idiot here. I have been in & out of Thailand eleven times a year for 15 years. Never had insurance once, saved myself a fortune
Iain ******
Iain ******
Steven Barker
Christer *****
Christer *****
Steven Barker How did you pay for your tickets?
Richard **********
Richard **********
Steven Barker Until you need it.!
Art ************
Art ************
Bob Maynard I guess I'm an idiot
Carlos *********
Carlos *********
Art Pizzanello some people fall for the scam. Only an idiot would let an insurance company tell them what procedures they can have, or be denied altogether! But make ins companies rich
Bob *********
Bob *********
Art Pizzanello correct
Brian ********
Brian ********
Bob Maynard well bob I reckon your a flog , but hey that’s my opinion like yours with insurance
Brian ********
Brian ********
Art Pizzanello same as me
Ant ***********
Ant ***********
No but if you can afford a plane ticket & holiday

You should have insurance
Phil ******
Phil ******
No
Trevor **********
Trevor **********
No, travel insurance is not mandatory. However health insurance is a wise choice.
Piero *************
Piero *************
Trevor Ettridge it depends on your age, if your biological age is younger than your anagraphic age it's not worthwhile, you're paying for others' risks like sedentary people, smokers, and alcoholics
Andy ********
Andy ********
Piero Marcheselli is that all going to help you is you are hit by a car travelling at 30 mph? If you are travelling you should have insurance. Go Fund Me is full of tales of perfectly healthy people who had an accident.
Kurt *************
Kurt *************
Depends on visa.. but do you really want to travel anywhere without and risk paying out of pocket?
Jack ********
Jack ********
Kurt J Oldervik no Thai visa requires travel insurance
Kurt *************
Kurt *************
Jack Wilbur O-A and O-X and LTR require insurrance.
Steve *******
Steve *******
Kurt J Oldervik They require 'health insurance' from a list of registered companies, not 'travel insurance'
David ***********
David ***********
Jack Wilbur not tourist visa

Activity

37 joined
Kalipada *******
Kalipada *******
Kalipada *******
Kalipada *******
Kalipada *******
Kalipada *******
37
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
Can I buy Health Insurance with a DTV Visa in Thailand, or should I opt for Travel Insurance?
2.1k16263mo
Is travel insurance mandatory when traveling to Thailand?
5.5k291055mo
What health insurance options are recommended for DTV visa holders in Thailand?
5k45371y
What are some recommended travel/health insurance options for Canadians on an OA visa in Thailand?
2.3k2371y
Do I need a police check from my home country for a retirement visa in Thailand?
5.9k43392y
Will my travel health insurance be accepted for the Non-Imm OA Longstay visa in Thailand?
542242y
Is health insurance required for entering Thailand on a tourist visa?
1.5k662y
How do I apply for insurance for my Visa on Arrival in Thailand?
878542y
Should I choose travel insurance or medical insurance for my 5-month stay in Thailand?
2.9k27162y
What are the options and considerations for insurance when living or traveling in Thailand?
21.2k1852142y
What insurance options are available for a 3 month retirement (Non-O) visa in Thailand?
1.7k11133y
What do I need to enter Thailand with a Non-O visa for accompanying a foreign teacher?
531143y
Can I use foreign travel insurance to obtain a Thai OA Visa while residing in Canada?
2.1k13254y
Is it better to get health insurance in the UK or Thailand for 6 months?
1.1k834y
What are the current insurance requirements for entering Thailand for senior travelers?
1.2k864y
What are the visa and travel insurance requirements for visiting Thailand from the USA?
4.3k34394y
What are the requirements for a $10,000 health insurance policy for entering Thailand?
1.5k1254y
Do I still need to purchase COVID insurance for traveling to Thailand in July?
2.1k11325y
What are the insurance requirements for a 60-day Thailand tourist visa and the Thailand Pass?
6.5k55575y
Is the Gold MasterCard sufficient for COVID insurance coverage in Thailand?
1.9k1845y
Do I need to obtain a visa before traveling to Thailand, and what insurance should I get?
1.2k885y
Can you use travel insurance to meet the medical insurance requirements for a retirement visa in Thailand?
866616y
What should I know about obtaining a SETV to Thailand from the United States in January?
943746y
Can I purchase COVID health insurance for a TR visa from my home country?
4.4k44246y
What insurance companies in Holland cover COVID-19 for entering Thailand?
2.9k2996y

Resources

Need help with your LTR visa?