So this visa related and falls under "everything else"

Health insurance requirement for long term visa and health insurance coverage in general for a family with kids.

there are lots of companies out there but a few companies out there I'm hearing a lot mixed results about from a claims perspective.

This is not a bash post or for anyone to be negative please try to be productive and constructive with your experiences so we all can learn what to do and what not to do.

I'm just looking for recommendations overall about AXA, Pacific cross, and Allianze.

Out of those three which are more responsive to help you in a claim situation and actually follow through and not leave you hanging out to dry...(so to speak)

Thank you for your help.