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What are the current limits and new rules for transferring money from abroad to Thai banks?

Jun 20, 2025
24 days ago
Sean *********
ORIGINAL POSTER
Hi, just wondering if the banks have changed the amount you can transfer from abroad, I was using wise and this message popped up. I never read about a change. I thought the max was 50k apart from the big 3 banks.
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TLDR : Answer Summary
The discussion reveals that several changes have occurred recently regarding money transfers from abroad to Thai banks. Users mention that limits may have changed, citing examples of varying maximum amounts for transfers, typically defaulting at 50,000 THB but potentially adjustable after bank ID verification. Some banks have stopped allowing transfers to particular accounts, and there are references to income tax implications on foreign transfers. Notably, experiences differ among users, with some reporting successful large transfers while others faced restrictions or complications.
Scooter *****
Bring on Bitcoin
Jack *****
what is interesting is that Wise will not transfer money from Thailand to US bank account... says in chat messages that Thailand not allow... Kasikorn to US bank account not allowed...
John ********
Who are you using to make the Transfer?
Sean *********
ORIGINAL POSTER
@John *******
transfer via wise to krungsri
Neil ********
I thought limits were more on what you could pay out and not transfer in from abroad?
Henrik *****
Nothing changed.
Sean **********
Max transfer defaults at 50k but you can change that. Now the banks want you to come in and verify ID and take a photo.
ทิม ************
Thai banks Im using never said no for arriving money... Sending it out had been tricky couple of times... Check ur Kyc Is in place...
Ian *****
Recently send 20k USD to BKK bank. No issues , took 3 days though
Stephen *********
I noticed that also. I wish I had an answer for you but to say you are not alone in your puzzlement. I hope someone here has an answer. I will be making a transfer next month to test this.
Sean *********
ORIGINAL POSTER
@Stephen ********
please let me know, I know bbk, kasikorn and scb were the only one excepting more than the 50k until I caught the info on the wise app
Chris ****
It’s going to get worse.
Wayne *******
Hmm I take it this is an American only thread? 😅
Pinaki *****
I just use my wealthsimple card to withdraw from atms and make purchases ..no fx charges no BS.. a..
Ian *****
@Pinaki ****
no use for making large bank payments . You can't buy a car, pay a year's rent etc
Hassaan ***********
And 5 000 000 to my bank 🙏
Gerg **********
If I was sending 2 million, I’d do a wire transfer with a SWIFT code.
Robert ********
@Gerg *********
You’d loose a lot of money.

Wise exchange festes are 2-3% better than other banks.
Charles *******
@Gerg *********
yes but Thai Banks do not have SWIFT codes
William *******
@Charles ******
BKKBTHBK Bangkok Bank
William *******
@Charles ******
They have Swift codes.
Charles *******
Charles *******
I have had the worse incident with Krasikorn. I transferred money from my Wise account to a Krungskri Bank account it so happens that Krungskri is using Krasikorn as an intermediary for international transfers to Thailand.

The money never arrived. It took 14 days for Krasikorn to trace it and return it to Wise.
Alan ******
Wise limits are self imposed.
Roger ********
No sure what the limit is but I recently sent ฿1M to GSB.
John **********
Other banks is doing a lot of work here. There are now only 4 other banks supported.

Krung Thai Bank

CIMB Thai Bank

Bank Of Ayudhya (Krungsri bank)

Kiatnakin Phatra Bank
Pierre-Paul ********
I thought they had stopped and froze foreign held bank accounts?
David **********
@Pierre-Paul *******
Some accounts held by foreigners on short term visas were frozen. Those with long term retirement visas were unaffected.
Dave *********
Pierre-Paul ********
@Dave ********
so what were all that bullshit a bout a month ago saying bank accounts had been suspended or even closed if you weren’t using it often enough because of fraudulent activity?
Dave *********
James ******
I sent $10,000 to Bangkok bank comes within a day and no charges
David *******
@James *****
Who do you use to transfer?
James ******
@David ******
I send a wire to bangkok Bank New York
David *******
Jim ********
I send $10k (~฿340k) when rates are good to KBank and have never had a problem.
Ken ********
Don't forget the income tax on foreign transfers.
Tyler *******
@Ken *******
Who are you, the IRS? Let people worry about their own taxes.
Ken ********
@Tyler ******
I'm just saying that because some people aren't aware that Thailand is now taxing funds that are transfered into the Country, with exceptions.
Todd *********
Kaung ***********
late last month I saw dude did 1.2mil baht single transact on kasikorn mobile banking, he is a foreigner. Also saw different person but exact nationality with same bank couldn’t even do more than 50k.

Thailand is slippery place.
Gerry ******
@Kaung **********
you have to change your limit from 50k.to 5million with kbank.i do it all the time...
David ****************
@Kaung **********
you have to set up with the Bangkok BANK. The amount that you are allowed to transfer 50,000 is the standard if you want to do up to  200,000. You have to process it through your branch and they will take a picture of you and your passport send to Bangkok headquarters and verify and then you will be able to to do 200,000.
Kaung ***********
@David ***************
not sure about bkk bank. I mostly use kasikorn bank. Honestly I think they have a system that try to profile accounts and limitation were set on place.
Jenny ******
@David ***************
this is correct, I had to do the same but it’s fine, no problem with bkk bank
Tomasz ********
2 days ago I transferred 150k to Bangkok bank( for rental deposit and 1 rent) still did not make it
Joann ********************
I use Bangkok Bank. No problem with transferring I over 50k
Van *************
And 300.000.000 to Bangkok bank.
Dwayne ********
Though best keep transfers lower as foreign currency is constantly fluctuating depending on country governments & world issues. Unless your China which creates their currency on the dime manipulating it’s value.
Todd *********
@Dwayne *******
Canada also. And yes, about the ability to print money and grow debt. We are plenty guilty of that also
Todd *********
@Dwayne *******
you spelled USA wrong.
Dwayne ********
@Todd ********
actually am an American, west coast & LA sarcasm which I find enjoyable in conversation. Also enjoyable are educated arguments.
Dwayne ********
@Todd ********
is that sarcasm? Im not American, I’m Canada.
Glyn **********
@Dwayne *******
I'm Canadian also and Todd's comment was spot on!
Dwayne ********
@Glyn *********
wasn’t as I never used “USA” or any reference to the US in the post. So, your “Canadian” is showing.
Thaimer ******
@Dwayne *******
*you’re
Dwayne ********
@Thaimer *****
*can’t do anything about Apple iOS’s garbage autocorrect vocabulary/ grammar. Both iOS & Mac OS are amongst the worst operating systems, still the “ix” are most friendly & efficient.
Thaimer ******
@Dwayne *******
yes, you can. I have IPhone and auto correct off.
Dwayne ********
@Thaimer *****
another clarification as I was distracted. Having an “iPhone” is meaningless as its just a device. Was referring to software which most people are ignorant of, everything is about variables of which again most people poorly educated are ignorant of.
Dwayne ********
@Thaimer *****
an option but social media isn’t worth rereading what you wrote just to appease the anal reader. Regardless we are off topic & respectfully to poster rather pointless to discuss.
Dave ********
You have to call them .. then they give you one hour and unlimited or 1 to 2 mil max to send

But have to call was time ... At least for scb anyway
Stuart *********
@Dave *******
That’s for internal transfers. The OP was asking about overseas transfers using Wise
Brandon ************
Yes, they changed it just a few weeks ago. But they also stopped allowing transfers to a bunch of banks at the same time.
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