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Why does my Kbank transfer from the UK show as 'Trade Finance'?
Jan 12, 2026
4 months ago
Stephen *********
ORIGINAL POSTERA quick question to all the Kbank users. I’ve not had this account long. I’m just wondering why my transfer from my UK bank to my K bank, says Trade Finance. I’m a little concerned that it has not been set up correctly and when I come to submit statements it will not have international or overseas payment on the statement.
Please see the photo
Please see the photo
TLDR : Answer Summary
A user questions why their transfer from a UK bank to Kbank shows 'Trade Finance', expressing concern about its correctness for immigration documentation. Responses clarify that 'Trade Finance' indicates an international transfer and is acceptable for visa applications. Users share experiences regarding Wise transfers and recommend ensuring proper labeling for immigration purposes. They advise checking with Kbank for necessary documentation and suggest using direct bank transfers for clarity in records.
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Hubert *********
You have to ask Kasikorn for the document of the international transfer every month and that is for free. They can go back for 3 months only. If you wait for 1 year then you will have to pay 6000 bht. Please get the information at the bank yourself .😉
Max *******
thats why u have gold and cash and leave little in banks..in thailand gold is money !!! baht is currency
Max *******
pound to baht is trade finance !!!
Nick ************
My office also wants my home bank statements to tie up money out of UK with money into Thailand.
Bent *************
Make the transfer bank-to-bank instead of Wise.
Bob *******
My friend had problems with trade transfer. Change statement to the Thai version
Mark *********
When you do the transfer each month after selecting Long term stay in Thailand. Write in the box below. UK Pension. My Wise transfers always have this information. When you print off your yearly Wise statement for Immigration it will always say UK Pension on the description.
Ian ********
all good.
open the edit button for the category and I think is also an option to further suggest it's an overseas transfer for living here.
open the edit button for the category and I think is also an option to further suggest it's an overseas transfer for living here.
Brook ********
What happened to the option “Transferring funds for long stay in Thailand”?
Heinz ***********
@Brook *******
still an option.Reply to
Heinz ***********
Reply
Gregory *********
Wise has a direct connection to kasikorn bank in thailand. I dont know if it will affect immigration extensions. Also if you transfer from Wise to bangkok bank it shows as an international transfer.
Bill *******
@Gregory ********
It most definitely will affect your visa extension. You need a letter from Kbank to say it is an international transfer or funds.Adam ******
@Gregory ********
There was a poster on very recently who was refused at extension time purely on this. His transfers from Wise to SCB went via Kasikorn and therefore not international. This all changed on Sep 1st last.Heinz ***********
@Adam *****
thats because Wise’s correspondent bank is Kasikorn, from where the money goes locally to e.g. SCB. In this case you need a bank letter confirming the international transfer.Gregory *********
@Adam *****
yes. I have seen some issues reported, but i do not use that method. I use 800k method.Reply to
Gregory *********
Reply
Raymond *********
Simple : trade finance is à bad translation. Use the thai version and Google translate it, it says international transfer
RFI *****
Deposits from overseas are usually marked as trade finance deposit and sometimes it will be marked as transfer deposit depending on what channel or company you used to transfer the money. If you're planning to use this money for retirement visa then better make sure it is marked as trade finance deposit and not as just transfer deposit. If not marked as trade finance deposit then immigration won't accept it as foreign deposit for retirement visa purpose. Cheers
Heinz ***********
RFI DTV does this apply for any immigration office?
RFI *****
That's the general rule... But every office might have their own rules.
Reply to
RFI *****
Reply
Paul *******
Hi i see its from wise did you have to change anything in your wise account for it to be classes as international transfer as will be looking to do the same in the next few months
Thanks
Thanks
Ian **********
Paul Woods: When sending money via Wise, you should choose the option 'funds for long-term living in Thailand', which is the last option on the list. This ensures the transfer will be listed as an international transfer no matter which Thai bank you use.
Paul *******
@Ian *********
great thanks for the info ianReply to
Paul *******
Reply
Stephen *********
ORIGINAL POSTER@Paul ******
Nope, just put for long term stay. When I’ve sent money to my wife, I just put sending money to family and it still goes through as an international paymentPaul *******
@Stephen ********
ok cheersReply to
Paul *******
Reply
Brian **********
"Trade Finance" is the statement code that Kbank uses to denote an International transfer of funds was deposited.
Stephen *********
ORIGINAL POSTER@Brian *********
thank you 🙏Brian **********
@Stephen ********
my pleasureReply to
Brian **********
Reply
Vaughn **********
Mine says the same on K Bank, it means international transfer.
It is perfectly fine for immigration when you show your bank statements.😀
It is perfectly fine for immigration when you show your bank statements.😀
Heinz ***********
@Vaughn *********
where’s the immigration you use?Vaughn **********
Udon Thani
Reply to
Vaughn **********
Reply
Stephen *********
ORIGINAL POSTER@Vaughn *********
thank you. That’s very reassuring 👍Tony **********
@Stephen ********
depends on where you reside. Hua Hin immigration wants to see credit advice receipts for each foreign deposit in addition to the statementVaughn **********
@Stephen ********
No problem 😊Reply to
Vaughn **********
Reply
Al *******
I use both also and mine says the same. 🤷♂️
Stephen *********
ORIGINAL POSTER@Al ******
is this sufficient information for immigration. I only got concerned after my Thai wife told me her statement says international payment when I send her moneyHeinz ***********
@Stephen ********
to my knowledge it is not sufficient. You need a written confirmation for International Transfer from Kbank. They do it all the time.Al *******
@Stephen ********
my understanding is that it doesn’t matter- and really is only applicable to the deposit for the one year long term visa, for which it also doesn’t matter. But I’m no oracle or expert and just kind of navigating it also. Hopefully someone else can advise.
Reply to
Al *******
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