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Answereda year ago

How can I open a bank account in Thailand with a DTV visa without high agent fees?

Stefan ********
asked May 13, 2025
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Hello, I am looking to open a bank account on a DTV visa - can anyone recommend a good agent that's not charging something like 25k for their services? 🙏
Answer summary
A user seeks advice on opening a bank account in Thailand on a DTV visa without incurring high fees from agents, particularly those charging around 25,000 THB. Responses suggest various options, including doing it personally by inquiring about required documents from banks, contacting specific agents with lower fees, and also mention issues with banks becoming increasingly hesitant to provide accounts for those on tourist visas. Several participants warn against relying on agents, emphasizing that banks prefer stable, long-term customers.
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Michelle ********
Michelle ********
SCB will be updating requirements to include DTV.Please don't use agents, it's because of these agents that banks now have problems giving accounts.
Stefan ********
Stefan ********
OP
Thank you, where can I find more information on this?
Patrapong *****
Patrapong *****
@Stefan *******
DM me if you are in Bangkok. I may be able to help.
Henrik *****
Henrik *****
*****
is the same as 110+ ATM fees or nearly 3.500.000 Baht.

Forget about a Thai bankaccount when you don't have a longterm visa, but only a tourist visa.

Read all the same posts previous days, weeks, months you are nothing special that would be treated differently than anybody else.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?

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77-foreigners-face-new-hurdles-in-opening-thai-bank-accounts/

Be aware there is a error in the start of the article ( and several other copy - paste media with the same article )

A Thai Bankaccount has never been a requirement to get DTV, on the contrary it has been one of the big advantage over other visa, that you could get DTV as long as you could show 500.000 Baht equivalent in any bank anywhere in the world.

It has never been the intention that DTV visaholders should be in need of a Thai bankaccount.

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929?
Joseph *********
Joseph *********
Good luck - don’t waste your time now… far past any of us being able to get them… I attempted it via multiple agents 3 months ago and went into 8+ banks myself. Since then it’s 99.9% impossible.
David ********
David ********
Do it yourself ask the bank what documents they require and you can do it not difficult
Stefan ********
Stefan ********
OP
can confirm, just got an offer to open a bank account with additional free deposit of 10k thb to spend at seven eleven. Not sure why I wrote this post, easiest thing ever
Anonymous ******************
Anonymous ******************
Many agents are charging 25k
Greg ********
Greg ********
Anonymous participant 571 It can depend on the passport you hold too. Non-risky about 15k, risky 25k and certain passports impossible
Nana ****
Nana ****
Can help only krungthai in Bangkok 22k.
Stefan ********
Stefan ********
OP
That's too much, thank you
Greg ********
Greg ********
I know one who can in Bangkok or Pattaya who can for about 15k on non-risky passports.
Triumphant *******
Triumphant *******
Greg ********
Greg ********
@Triumphant ******
I do not need help opening accounts. Can do it myself.
Triumphant *******
Triumphant *******
@Greg *******
the person you know. People are asking since it’s private
Andi ***********
Andi ***********
@Greg *******
do they need a long term rental agreement to open the account with that agent?
Xu *****
Xu *****
@Greg *******
You are right, if you open an account in a risk-free country, the account opening fee in Pattaya is less than 15K.
Stefan ********
Stefan ********
OP
Yup however it's in Pattaya, would need to do a day trip there
Stefan ********
Stefan ********
OP
Just got a quote for under 12k
Greg ********
Greg ********
@Stefan *******
That is cheapest I have seen lately. Go for it
Stefan ********
Stefan ********
OP
@Greg *******
dm thanks
Samy *******
Samy *******
if u cant open it by urself try contacting J&E concierge.
Stefan ********
Stefan ********
OP
Thank you, I reached out to them

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