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What are the health insurance costs for a 67-year-old applying for a retirement visa in Thailand?

Health Insurance Retirement Visa NON-O Visa Thailand Expat Life Insurance Costs Visa Application Process

Nov 17, 2025

2 days ago

Dave **********

ORIGINAL POSTER

Can I get some advice on how much for health insurance for a retirement visa from  Australia or getting one from  thailand  just try to get a price for a 67 year old  thanks in advance

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TLDR : Answer Summary

The estimated annual cost for health insurance for a 67-year-old in Thailand ranges from 90,000 to 200,000 Baht, depending on coverage and pre-existing conditions. Notably, health insurance is not required for the initial NON-O retirement visa application. It is recommended to consult a broker or insurance planner to find suitable plans once in Thailand.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson

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Ant ***********

Get a Non-O Visa

Health insurance not required for initial application

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David *******

Google health insurance Thailand! They will contact you!

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Phil ******

@Dave *********

Apply for a NON O visa as no insurance is required. Then once here contact @tabby fin for your insurance requirement

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Dave **********

ORIGINAL POSTER

thankyou

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Tabby ***************

thank you for recommending me 😊

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Phil ******

@Tabby **************

my pleasure

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Phil ******

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Sean **********

yep, @tabby is great

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Tabby ***************

@Sean *********

thank you 😊

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Tabby ***************

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Graham ******

Do you want specific insurance for your visa application (such as a Non-OA) or insurance for your stay in Thailand?

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Dave **********

ORIGINAL POSTER

yes I need health insurance for the visa thanks

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Wayne *********

@Dave *********

axa easy care for OA or OX visa

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Wayne *********

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Ricky ********

Best speak to a broker in Thailand, i can help

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Lynnette *******

You don't need insurance for the retirement visa. Non-O based on retirement, enter, get bank account, deposit money, apply for 12 month extension. Then you can get an insurance from a bigger choice of providers.

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Dave **********

ORIGINAL POSTER

Ok thanks for that I'll try that

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Lynnette *******

@Dave *********

I read some Aussies were struggling to find the Non-O on the application website. But if you use the spyglass top of page 🔍 there will be threads discussing this. But it's what I would use. Arrive on Non-O based on retirement, go lickety split to a bank and get account open. Once money seasoned apply for extension of stay.

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Lynnette *******

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Dave **********

ORIGINAL POSTER

Just a little bit confused you say I can still show the amount in my bank in australia and when I get there open a bank account account and get the extension that's ok if you can open with any bank over there are the moment I've been trying so you are say with this visa you can open one

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Lynnette *******

@Dave *********

according to admin/advisors on here, a Non-O visa (valid 90 days) and in that time you open bank account with this visa. It's the one many people use to open bank accounts. . Then apply for 12 month extension.

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Lynnette *******

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Dave **********

ORIGINAL POSTER

@Lynnette ******

thanks for the reply but you can't start a bank account there with all the things are going on with the banks and to get the retirement visa from Australia you need the health insurance and you can show you have the

*****

0 in your bank from Australia I called the thai embassy in Canberra yesterday

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Lynnette *******

@Dave *********

no need for non-OA. You can get a non-O visa ( no insurance, police check or Thai account needed) by using your bank account in Australia. Use this Non-O to arrive in Thailand. Open bank account avoiding Bangkok bank. Apply for 12 month extension of stay. That's a good way to do it. But if you want a non-OA with police checks and duration linked to poor quality insurance, that's up to you.

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Lynnette *******

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Jennifer *******

F

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Sean **********

At 67 I paid AIA Insurance approximately 90k baht for 5 million in patient plus room upgrade

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Sean **********

Dave, If you want my insurance agents contact info let me know. She has been really great to work with.

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Dave **********

ORIGINAL POSTER

@Sean *********

no worries thanks I'll keep you in mind 😉

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Dave **********

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Pete *******

You are looking at 150-200k baht per year. Existing preconditions excluded for a Thai health insurance. Prices vary greatly depending on age and existing symptoms.

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Chanya ************

I help expats in Thailand find reliable health & life insurance with great coverage and real support — in English.

I work with top insurance providers and personally help with claims and questions along the way.

If you're still looking, feel free to message me — I’m happy to help you find a plan that really fits your needs.

For a quick chat, you can also reach me on WhatsApp. 0815395944

**********

*****

*****

Chanya Noot Sena

Your Insurance Planner in Thailand

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Kerry ********

@Chanya ***********

I'm from USA and travel the world every year from September to May. I hop across Europe to different countries during September and October before finally traveling to Thailand where I stay November to February. Once hot season begins in March I move up to Nepal for a while and then start back across Europe. I have tried getting several quotes from expat travel insurance but when I put down that I am 65 they say they do not currently offer coverage for that age. I am uninsured at this time and would like to get a policy. I would be interested in what you may have that will cover me globally, because I am in around 11 or 12 different countries each year. I also take side trips from Thailand to places like Taiwan, Hong Kong and Singapore. So I'm looking for a plan that covers me wherever I go. Thank you.

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Kerry ********

I have medicare coverage in the USA so maybe even evacuation insurance plan to get me back in case of emergency or needed care If regular insurance plan is too expensive

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Kerry ********

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Richard ***********

@Chanya ***********

how much for holiday medical insurance for a 71 year old with hypertension for 2 months from next may please

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Philip *******

@Richard **********

perhaps travel insurance from your home country a better option for 2 months trip

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Philip *******

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Mario *********

@Chanya ***********

I have Europe Assistance for one year. Insurance 2 million Baht, for 160Euros. This will do?

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Mario *********

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The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

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