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Answereda year ago

What are the health insurance costs for a 67-year-old applying for a retirement visa in Thailand?

Dave **********
asked Nov 17, 2025
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Can I get some advice on how much for health insurance for a retirement visa from Australia or getting one from thailand just try to get a price for a 67 year old thanks in advance
Answer summary
The cost of health insurance for a 67-year-old expat in Thailand ranges from approximately 90,000 to 200,000 baht per year, depending on coverage and pre-existing conditions. It is important to note that health insurance is not required for the initial application of a retirement visa (Non-O); however, it is recommended to secure insurance after arriving in Thailand. Consulting with a local insurance broker can provide additional options and assistance.
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Ant ***********
Ant ***********
Get a Non-O Visa

Health insurance not required for initial application
David *******
David *******
Google health insurance Thailand! They will contact you!
Phil ******
Phil ******
@Dave *********
Apply for a NON O visa as no insurance is required. Then once here contact @tabby fin for your insurance requirement
Dave **********
Dave **********
OP
@Phil *****
thankyou
Tabby ***************
Tabby ***************
@Phil *****
thank you for recommending me 😊
Phil ******
Phil ******
Sean **********
Sean **********
@Phil *****
yep, @tabby is great
Tabby ***************
Tabby ***************
@Sean *********
thank you 😊
Graham ******
Graham ******
Do you want specific insurance for your visa application (such as a Non-OA) or insurance for your stay in Thailand?
Dave **********
Dave **********
OP
@Graham *****
yes I need health insurance for the visa thanks
Wayne *********
Wayne *********
@Dave *********
axa easy care for OA or OX visa
Ricky ********
Ricky ********
Best speak to a broker in Thailand, i can help
Lynnette *******
Lynnette *******
You don't need insurance for the retirement visa. Non-O based on retirement, enter, get bank account, deposit money, apply for 12 month extension. Then you can get an insurance from a bigger choice of providers.
Dave **********
Dave **********
OP
Ok thanks for that I'll try that
Lynnette *******
Lynnette *******
@Dave *********
I read some Aussies were struggling to find the Non-O on the application website. But if you use the spyglass top of page 🔍 there will be threads discussing this. But it's what I would use. Arrive on Non-O based on retirement, go lickety split to a bank and get account open. Once money seasoned apply for extension of stay.
Dave **********
Dave **********
OP
Just a little bit confused you say I can still show the amount in my bank in australia and when I get there open a bank account account and get the extension that's ok if you can open with any bank over there are the moment I've been trying so you are say with this visa you can open one
Lynnette *******
Lynnette *******
@Dave *********
according to admin/advisors on here, a Non-O visa (valid 90 days) and in that time you open bank account with this visa. It's the one many people use to open bank accounts. . Then apply for 12 month extension.
Dave **********
Dave **********
OP
@Lynnette ******
thanks for the reply but you can't start a bank account there with all the things are going on with the banks and to get the retirement visa from Australia you need the health insurance and you can show you have the
*****
0 in your bank from Australia I called the thai embassy in Canberra yesterday
Lynnette *******
Lynnette *******
@Dave *********
no need for non-OA. You can get a non-O visa ( no insurance, police check or Thai account needed) by using your bank account in Australia. Use this Non-O to arrive in Thailand. Open bank account avoiding Bangkok bank. Apply for 12 month extension of stay. That's a good way to do it. But if you want a non-OA with police checks and duration linked to poor quality insurance, that's up to you.
Jennifer *******
Jennifer *******
F
Sean **********
Sean **********
At 67 I paid AIA Insurance approximately 90k baht for 5 million in patient plus room upgrade
Sean **********
Sean **********
Dave, If you want my insurance agents contact info let me know. She has been really great to work with.
Dave **********
Dave **********
OP
@Sean *********
no worries thanks I'll keep you in mind 😉
Pete *******
Pete *******
You are looking at 150-200k baht per year. Existing preconditions excluded for a Thai health insurance. Prices vary greatly depending on age and existing symptoms.
Chanya ************
Chanya ************
I help expats in Thailand find reliable health & life insurance with great coverage and real support — in English.

I work with top insurance providers and personally help with claims and questions along the way.

If you're still looking, feel free to message me — I’m happy to help you find a plan that really fits your needs.

For a quick chat, you can also reach me on WhatsApp. 0815395944
**********
*****
*****


Chanya Noot Sena

Your Insurance Planner in Thailand
Kerry ********
Kerry ********
@Chanya ***********
I'm from USA and travel the world every year from September to May. I hop across Europe to different countries during September and October before finally traveling to Thailand where I stay November to February. Once hot season begins in March I move up to Nepal for a while and then start back across Europe. I have tried getting several quotes from expat travel insurance but when I put down that I am 65 they say they do not currently offer coverage for that age. I am uninsured at this time and would like to get a policy. I would be interested in what you may have that will cover me globally, because I am in around 11 or 12 different countries each year. I also take side trips from Thailand to places like Taiwan, Hong Kong and Singapore. So I'm looking for a plan that covers me wherever I go. Thank you.
Kerry ********
Kerry ********
I have medicare coverage in the USA so maybe even evacuation insurance plan to get me back in case of emergency or needed care If regular insurance plan is too expensive
Richard ***********
Richard ***********
@Chanya ***********
how much for holiday medical insurance for a 71 year old with hypertension for 2 months from next may please
Philip *******
Philip *******
@Richard **********
perhaps travel insurance from your home country a better option for 2 months trip
Mario *********
Mario *********
@Chanya ***********
I have Europe Assistance for one year. Insurance 2 million Baht, for 160Euros. This will do?

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