What should I do after being denied my OA visa extension due to insufficient proof of pension or income?

Dec 2, 2022
2 years ago
Cliff ************
ORIGINAL POSTER
Hello,

I was just denied my annual OA extension based on monthly income because I could not show that I have a pension or income in USA. I draw on my brokerage account which has a substantial amount. Is there any appeal process or will I need to put 800K into my account here and leave Thailand come back and apply for O VISA.

Current extension expires Dec 17. Udon thani office
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TLDR : Answer Summary
A user was denied an extension for their OA retirement visa because they could not prove they have a pension or income from the USA, although they transfer substantial funds from their brokerage account. The community discusses the appeal process, suggesting that the user should provide evidence of monthly transfers to a Thai bank account, which must be labeled correctly, or consider switching to a Non-O visa. Key requirements for the visa extensions include having about 800,000 baht deposited in a Thai bank for at least 2 months or evidence of foreign transfers over a year. Advice leans towards appealing the decision at the same immigration office or reapplying after leaving and re-entering Thailand.
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James ********
AND I will now Close Comments until other Moderators may choose to offer advice and reply... thank you for your helpful replies.
James ********
I removed another TWO member's Comments about the subject we do NOT allow on the forum.

This forum is about How to Do it Yourself in obtaining the correct Thai Visa for yourself.
Marty *********
If you decide to use the 800,000 baht deposit method then the money needs to have been in the account 2 months before you apply for the yearly extension. Unless you’ve had the 800,000 baht there already you will not be able to meet the 2 month requirement. If you do have to leave and return then the O visa at least doesn’t have the insurance requirement.
James ********
I have placed the TOPIC of converting the OA based retirement extension to the Non O based retirement on your Post.

Along with other related topics.

CLICK on it and all posts about it will pop up to read the experience of others...

To obtain the Non O inside Thailand will require you to do a simple land border bounce out and re-enter Thailand before December 17th...

You will be stamped in for 45 days plus one 30 day extension of stay is available at Thai immigration office for 1900 Thai baht.

During the first days of entry, transfer internationally 800,000 Thai baht into a Thai bank account in your name only.

Suggest you visit your local Thai immigration office and ask them for their list of requirements for the Non O Visa as retiree and the One year extension of stay as retired.

NO health insurance is required for the Non O Visa as retiree or its one year extension of stay as retired.
Cliff ************
ORIGINAL POSTER
Their reason for denial was I couldn't show the money was from a pension in America.
James ********
@Cliff ***********
that's not a Valid reason for denial IMHO. Have you asked for a Supervisor to review and appeal the denial?
Wannikea *********
@James *******
Even if not coded correctly, some Immigration offices have been accepting of statements showing funds leaving A abroad and the exact same funds arriving at B in Thailand.
James ********
@Wannikea ********
it's obvious to me that Udon Thani wants something else... IMHO
Cliff ************
ORIGINAL POSTER
@James *******
ok, I will wait for Tod to reply
Cliff ************
ORIGINAL POSTER
@James *******
and do I file in writing?
James ********
@Cliff ***********
let's ask
@Tod ********
the process of filing an appeal. The lady who DENIED your extension will have to send your appeal to her Supervisor... And in the process she may decide to grant the extension of stay vs having to defend her denial.
Cliff ************
ORIGINAL POSTER
@James *******
do I file at the same immigration office?
Cliff ************
ORIGINAL POSTER
@James *******
it seemed to be the head lady who denied it.
James ********
@Cliff ***********
file an appeal with Thai Immigration. Your use of funds which is from your brokerage account is valid income... And IF wire transfer internationally for the 12 prior months of 65,000 Thai baht or more meets the requirements for the one year extension of stay .
John **********
@Cliff ***********
I strongly suspect that simply means it is not marked as being from overseas in your bank book and therefore doesn't meet the requirements
Cliff ************
ORIGINAL POSTER
And it is a retirement visa. I am 61.
Cliff ************
ORIGINAL POSTER
This is my second extension. Yes I transfer well in excess of
*****
baht each month into my Thai bank account which I submitted with my application. Yes I have the required insurance
Bobby ********
@Cliff ***********
Does the transaction show in your bank book as a foreign or international transfer? That is crucial
Cliff ************
ORIGINAL POSTER
@Bobby *******
the code is I/R
John **********
@Cliff ***********
I'd hazard a guess that stands for International Remittance. I'd also hazard a guess the immigration officer won't know what it stands for. Might be an idea to get an letter with an explanation of the code from your Thai bank (in Thai) and then try again showing the explanation to the immigration officer
Bobby ********
@Cliff ***********
I don't know what that is, but immigration may have been looking for the FTT code. Perhaps you should appeal the decision at the immigration office. That's what I'd been doing initially
Marty *********
@Bobby *******
Before he appeals he needs to get a one year bank statement that says the deposits are from a foreign source. I think there is a document called a credit advice that will show that the source of the funds are from overseas.
Bobby ********
@Marty ********
It's actually an FET form, but it's not required if your bank account shows the deposits as foreign transfers, which the OP is indicating it does. If that is the case, his next step is to appeal the decision to a senior officer.
Marty *********
@Bobby *******
He said the code is I/R. Do we know what that is?
John **********
@Cliff ***********
do you transfer that money from overseas every month and is it coded as being from overseas in your Thai bank account?
John **********
The fact it's an fcd account may be your issue as your not transferring baht every month, you are transferring dollars. The dispensation for those who's embassies no longer support embassy income verification is pretty clear on the monthly transfer option being in baht. I know nothing about FCD accounts so don't know if it would be flagged as being from overseas, but I suspect that is immaterial in your case.
Cliff ************
ORIGINAL POSTER
@John *********
yes. It is a wire transfer directly from my brokerage account.
Marty *********
@Cliff ***********
This may or may not be an issue but be aware that a wire transfer from the US may not be recorded in your Thai bank account as a foreign transfer. All of my wire transfers from my US bank account to my Thai bank account are coded in my Thai bank statement as domestic transfers because the money from the US goes through an intermediary Thai bank first.
John **********
@Cliff ***********
your brokerage account being overseas? Is it coded as being from overseas in your bank book?
Cliff ************
ORIGINAL POSTER
@John *********
yes it is a FCD account
Bobby ********
You haven't said if you transfer
*****
baht into your Thai bank account each month? Can you confirm you do this, so you get the correct advice?
Robert *******
The US Embassy does not provide an affidavit of income.

Thai Immigration made the solution to this problem to let you show OR

12 months prior application each and every month a minimum foreign deposit of 65.000 Thb into your Thai bank account

OR

2 months prior application 800.000 thb on a Thai bank account.

As you did not have one of these 2 ways to proof of income, an appeal against their decision to refuse a brokerage account is useless and just a waste of time.
John **********
You may draw on your brokerage account but immigration won't care about that. What they want to see is an absolute minimum of 65k baht transferred into a Thai bank account each and every month for the previous 12 months, and of course as you are on an OA visa also 12 months valid insurance
James ********
For the info of the member whose comment I have just removed... We do not allow any discussion of Thai Visa Agents on this forum.
James ********
James ********
Marty *********
The financial requirements for an extension are the same whether you have an O or OA visa.
James ********
Is this your first One year extension of stay using the OA based retirement Visa?

Or have you been obtaining the One year extension of stay in recent years?

Do you have the REQUIRED health insurance for the OA based one year extension of stay?

Have you been transferring internationally 65,000 Thai baht monthly for the previous 12 months into your Thai bank account in your name only?

That's what is important in obtaining the one year extension of stay if you don't have the 800,000 Thai baht on deposit in a Thai bank account in your name only. With its being transferred internationally.

The brokerage account in the USA can get you qualified for the OA visa in the first year... But not in added years.

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