What issues have expats faced with Thai banks freezing their accounts when applying for a Non-O visa?

Use krungsri bank, no issues at all

My funds are over the 800k and wasnt frozen, but my friend was renewing his marriage visa and his 400k was frozen. For 3 months, we're both with bangkok bank

Froze my account twice , you need to go into the branch you took out the account prove all your address and phone number and will be ok

Needs to be original bank, which can be a pain for some people as they have moved about

Good luck be patient don't shout gets you no where in Thailand🇹🇭

Is anyone else sceptical about putting 800k Baht in a Thai Bank account?

Obviously not BKK Bank but one of the others .

I just don't feel comfortable about it.

They are merely implementing Thai law and closing loopholes that foreigners exploit.

In 6 Years with BKK.

ONLY ONE ISSUE THERE IS A DELAY IN GETTING 1 YEAR😮 STATEMENTS...new requirement for non o extension...Solution download from app ..print them and get them stamped when you do your deposit update your passbook.and get your certificates of balance

Frozen or not...has the money been in 3 months?

They can do whatever they want. You have no rights

Never a problem with Bangkok Bank in 22 years. All these people crying because they were non compliant and the bank needed to check compliance, what do you expect them to do ? Yes freezing of accounts without notice was hard, but you had the option to visit branch and provide details. Som nam na if you were overseas and couldn't do it. Your accounts were all working good prior and none of you moaned when you got accounts without actually being legible before this happened. And don't think other banks will follow suit down the road with regards to tougher compliance checks.

The issues were with Bangkok Bank

Don’t use Bangkok bank in 2026

Pardon my French but they can go fuck themselves. They delayed my surgery. 3 months 400k. They wanted 4 at the bank so they locked it another 4 months of me being in misery and almost dying needing my money they locked away 400k I cant touch for surgery

When did the banks supersede immigration laws

Went to immigration with printout of bkk deposit yearly. Nope missing 1 months. Back to robinson and immigration same thing. Their app does not allow you to go back past 11 months. Then to late so had to change visa to tourist visa. They didnt want to sign. Another bank oh our internet is down. Robinson again got it.wasted 4 days of our lives, gas etc for bullshit

Avoid bangkok bank 0%

That is shocking as a bank should have no discretion about freezing your funds regarding immigration, what is the next trick to their sleeve?

Bk bank was an ass at my local,so i closed acc took my money to kbank same day.immo didnt like change of bank but i did same day so 2 months maturing technically same..

Bangkok Bank had mine frozen for 2 months

90 day check in yep still here disabled vet. 90 day check in yep.. 90 day check in im getting tired of this shit. Yall come visit anyway so why do the check in

3 years of immigration hell, rather of just stayed in america and brought her there. Jesus

Now the regulations change so more hoops to change bank for visa next year. But one time pain done

Its only bkk

Baf enough when immigration tells you to change banks

its Bangkok Bank only...........dont use them for Visa purposes

I changed to direct deposit and takr out every single baht fuck them

I am with Bangkok Bank. They froze my account and thousands of customers overnight. I understand the reasons but it’s their lack of communication. They have customer emails yet no notification or advice or how to rectify. It took a few visits to resolve .

Then I did my annual visa and they refused to issue letter as no 800K, I explained , I don’t need 800K, just 65k/m or combination of ( 3 methods ).

They simply don’t know immigration rules but are enforcing their opinion of them.

I sent them an email with the Thai Immigration rules and was given my ‘letter’, which only has to say you hold an account .

They ‘prove’ your foreign deposits to the bank.

If you use this method you need proof of funding ( pension payslips / home annual tax certificate P60)

Easy if you know the rules and stand up to the bank !

I wait for next years replay lol 😂

Fuck bkk

Never had issues, because I always updated all changes immediately. This was and is the clue, most people didn’t think about. Just opening a bank account and let it be for years, moving to a new address, new passport, etc. and not looking after to inform the bank then one should not blame the bank always if such freezing happens.

I just don't get BBKs philosophy

I have been with Bkk bank with no problems for 5 years. I use the monthly income method and they issue me with the required documentation every year. Having said that, because of all the reported problems, if I was starting again now I would open an account with Kasikorn, but until I encounter problems I will stay with Bkk Bank.

Bkk bank will pull some fuckery

They brought a new law out. It's not much of a problem as you need to have it in the account for 3 months anyway. You just can't use it.

I would hate to have a load of money in a Thai Bank just don't trust them

They blocked my account last year because they said my account registration and my SIM registration didn't match. Turns out Bangkok Bank had my new (renewed) passport number and True had an old one. True let me update it from the US but Bangkok Bank would only address it in person, so I spent about four months in the US locked from my account. Fortunately they still allowed automatic deductions so PEA still got paid every month.

There are two separate matters. First, some accounts were frozen last year because the bank needed to verify the customer’s long-term stay in Thailand; the issue was resolved by providing the requested information.Second, Bangkok Bank introduced a policy that, to obtain a banking certificate for a visa, the required funds must have been in the account for four months before the certificate is issued. If they had not, the bank would freeze the required amount for four months after issuing the certificate.

Go to the bank and verify him or her that’s it’s you so they can proceed.

Never had a problem, But I have been with Krungsri from the beginning.

Agent agent agent, easy life or hard life up to you as they say

My accounts have never been frozen here. Been with Krugthai from the beginning.

yes my account was frozen last September for exactly 30 days. the solution? they still had my tourist visa as my Visa status as I had not updated my change in Visa status after depositing the 800,000 baht and completing the requisite paperwork. solution? go into the branch and show my new Visa stamp as a non-o visa recipient. once that was done my account became unfrozen. since I have three bank accounts in Thailand there was no effect on my ability to pay bills as I still had money in the country.

Never had a problem with B bank, paper work always handed over with no restrictions

Stay well away from BKK Bank.

AFAIK this is a problem only with peopl who have bangkok bank accounts.

About 8 months ago they implemented a policy that IF you wanted them to provide the 'standard bank letter' and the year detail transaction report they made you sign a paper saying your 800K would be frozen for 4 months.

Still shows in your balance, but not available funds.

There is no work around other than wait out the 4 months and change to a bank that doesn't have a policy like that

Tom Pola

Ron Cooper

Paul Finch