ask
Search
Ask
Answered6 months ago

What are the requirements for opening a bank account in Thailand as a foreigner?

Tùng ****
asked May 11, 2026
9.9k
views
65
replies
20
likes
I want to open bank account in Thailand. Do I need visa? Any agent can help me to do? Im trying to receive money from QR pay
Answer summary
To open a bank account in Thailand, you generally need a Non-immigrant visa (typically a Non-O visa), a residence certificate from immigration, and a Thai SIM card registered in your name. Some banks may also require a second form of ID, such as a driver's license from your home country. It is crucial to understand that attempting to open a bank account with only a tourist visa could result in a frozen account due to anti-money laundering regulations. If looking for simpler alternatives, there are digital wallets like TrueMoney that facilitate QR payments without needing an official bank account.
65 repliesnewest first
51

Click comment and we will ask for your email, then OTP, then name.

Emerald********
Emerald********
No laws just do it
Ti ******
Ti ******
Just open a TruMoney account. It's easier
Colin ********
Colin ********
Thai Visa Centre
Danno ******
Danno ******
Great question thank you for asking it!
อามานด้า ******
อามานด้า ******
If you have a long stay extension you can easily open a bank account. I only needed my passport. My husband's ID and our marriage certificate
Anthony ******************
Anthony ******************
Talk to your bank. You wlll need a Immigration residency letter.
Andy *************
Andy *************
I opened K bank 3 weeks ago. Non O, passport, British driving license, don't know why, and the most important thing, a Thai wife sat next to me.
Bobby ********
Bobby ********
You don’t need a bank account to use QR pay
Gregor **********
Gregor **********
Don’t faint when confronted with rub-under-the nose requirements from Bank staff. Remember, “face value” is an important part of Thai culture. The bank clerk just cannot simply tell you “Sorry, but I am not familiar with this”. He/She would lose a lot of “face”. That’s why they try to get rid of you rather than help you.
Gregor **********
Gregor **********
For the application to a Non-Imm-Visa Class (based on retirement, married to a Thai wife, sponsoring half Thai child, employment, etc.) outside of Thailand, you prove money in your home bank account or your monthly income, using original income documents.

For example, if you wish to apply to the Non-Imm-O Retirement Visa, you need proof of a deposit in your country’s currency equivalent to 800,000 THB – in ANY bank account ANYWHERE as long as it is in your sole name. Or a proof of a monthly income minimum of 65,000 THB equivalent.

Only when applying on Immigration inside Thailand, for a 1-year Extension of Temporary Stay Permit based on Retirement, the 800,000 THB deposit must be in a THAI bank account in your sole name.

So, right after you have entered Thailand on a Non-Imm Retirement Visa, you should get a Thai bank account opened as soon as possible, because you will need to season the deposit for 2 months before you can apply for the 1-year extension.

Thai bank account opening MINIMUM pre-requisites are:

*** have a longterm visa, like a 90-days Non-Imm-visa type, an LTR or Non-O/A

*** be properly registered per TM30 Online System at your accommodation

*** visit Immigration and get the “certificate of residence”. Immigration in this document will ask the bank explicitly to open a bank account for the applicant

*** have a Thai mobile number and the SIM-card registered to your name and passport number

*** your passport as a valid document of identification

(some banks have started to ask you for another piece of identification, like your home country driver’s license)

*** a work permit (only if applicable – it is NOT a mandatory requirement!)

Here a list of NOT commonly NECESSARY pre-requisites, but which CAN get asked from (incompetent!!) bank staff:

*** a rental contract - actually irrelevant- but it is okay if you got one, or if you got a blue housebook indicating ownership of a condo.

*** a third piece of identification (check above)

*** a mandatory life-insurance or accident insurance the bank offers you for yearly 5000 Baht (they love to earn a sidekick)

*** your foreign Tax-number or Social Security number (which would be okay so far, why not)

Try several branches of different banks, you might find one that opens an account for you under the minimal requirements. Sometimes it takes a day or two of running around until you find a bank willing to help you.

I don’t recommend Bangkok Bank. Better get a Kasikorn or Siam Commercial Bank Plc. Account. Other good banks are Khrungthai and Khrungsri

In case you consistently meet bank staff who resist and pull out of their noses random requirements, use the service of an agent. In Pattaya for example, you can get your Thai bank account opened for 5000 THB.
Dennis *********
Dennis *********
Unless you have a business in Thailand, and if you did would already have a bank account and visa, you'd already know that. Seems a money laundering question here to me.
Night *******
Night *******
Why are you trying to receive money through a QR code? Are you selling something or running an illegal business in Thailand? If you have legal business in Thailand, you can open an account in any Thai bank.
Mark *********
Mark *********
Yes you need a visa
Scooter *****
Scooter *****
Just go to 711 they can fix all you problems
Fizul *********
Fizul *********
Scooter Max With duct tape.
Steve ***********
Steve ***********
A work permit too
Phil ******
Phil ******
Tùng Võ yes
Buintje ******
Buintje ******
O je bent een oplichter
Shane ***********
Shane ***********
If you have plenty of money, anything is possible but the cost is 70-100k baht
Enthusiasti***********
Enthusiasti***********
I just opened two accounts at a Krungsri branch in Pattaya. To open them, I needed:

* My Non O visa

* A residence certificate

* My passport

* A second ID from my home country

* A receipt from AIS verifying my phone number

* 2,000 baht to open the Thai baht account

* The equivalent of about $100 USD in euros to open the euro account

One important thing to keep in mind is that the residence certificate is issued for a specific bank. Because of that, you need to decide which bank you want to use before applying for the certificate.
Gústaf *********
Gústaf *********
You can open a app to use for Qr payments, not need a bank account
Fizul *********
Fizul *********
@Gústaf ********
Which App is this?
Simon *****
Simon *****
I read that Wise will be amalgamating into the Thai banking system. You need a wise account with a registered Thai address.

Check for info. This will allow you to use prompt pay.

Look here

********************************************************************************************************************************************************************************************************************************************************************************************************************************************************************************************************
**********
**********
**********
**********
*****
*****
*****
750&utm_content=
*****
*****
*****
750&utm_term=
*****
*****
*****
750&utm_campaign=
*****
*****
*****
750&sfnsn=wa
Stewart *********
Stewart *********
GO TO KASIKORN PASSPORT AND THAI DRIVING LICENCE JOB DONE
David *****
David *****
Short answer is no. But most banks have restrictions. I opened an account on a tourist visa but most banks do not allow it.

It's a bank rule not a government law.

I have opened an account on tourist visa and I have been refused after 10 years on lo g stay visa... for USA citizens its even more difficult because IRS regulations put on the Thai banks.
Vanessa ******************
Vanessa ******************
Open a Charles Schwab's accout it's internation, and if you are charge any fees you would get it back, all of it back at the end of the month.
Hǝınz ***********
Hǝınz ***********
Google for
@TAG****
for QR payments without a bank account.
Arron *********
Arron *********
Manerat
Steve ********
Steve ********
open a True money account. Requirements not as strict - but the transaction limits are low for foreigners.

If you need for bigger money you need appropriate visa, immigration letter etc.
Jeff *******
Jeff *******
Need a long term visa and a DTV is not a long term visa.

An agent will have no problem taking you money but you still won't have a Thai bank account
LovelyW*******
LovelyW*******
Yes you will require a minimum O visa valid
Fred ********************
Fred ********************
I took account at Kasikorn:

Passport copy, Visa (long term) and copy rental contract. Not forget a phonenumber (Thai). Even not need copies, thry make it for you. Well.... at "my" Kasikorn they did.
Oliver *******
Oliver *******
Fred Naancome Wijnands Mine too, no problems. I even didnt need to show a residential certificate
Fred ********************
Fred ********************
Oliver Kraus First was at BKK. Refused because I hadn't certificate of residence. Went outside and 50 meters further entered the Kasikorn. 15 min later came outside with bankaccount 🤣
SupportiveC***********
SupportiveC***********
As Of 1 Week Ago Kungsri Would Not Let Me Open A Bank Acct. Without A Visa, I'm In The Process Of Getting Non O. Just Returned To Kingdom On A Tourist Visa. I've Had A Bangkok Bank Visa For 15 Yrs ! Business As Usual In The Land of Smiles.
SupportiveC***********
SupportiveC***********
SupportiveCapybara4727 Correction: Have A Bangkok Bank Acct. For 15 Yrs.
James **********
James **********
Can you open a bank account in your home country in the way your asking here in Thailand 555 ffs you people
James ********
James ********
John ********
John ********
@James *********
get a life ffs
Articulate**********
Articulate**********
@James *********
Calm down man! 🥴
Andrew ********
Andrew ********
You need a non-o visa DTV wont allow you
Jeff *******
Jeff *******
Andrew Romine that's because a DTV is just a tourist visa
Tong ******
Tong ******
Your account will be frozen, anti money laundering
Jim *********
Jim *********
As John stated: Nonimmigrant visa, Thai SIM or eSIM in your name, passport and most require a Certificate of Residence others I have recently read that a secondary ID from your country like your drivers license may do.
Omar *********
Omar *********
Jim McGowan: Finally, an answer written in proper English. 😎Thank you.
MagentaGo**********
MagentaGo**********
If you have no proper visa and you paid someone to get a bank account. Finally, the bank may frozen it as you are unqualified.
Steve ******
Steve ******
agents have ways but not cheap.
Jeff *******
Jeff *******
Steve Cole even if they could a few months later your account is frozen because it was opened without a long term visa
Lee **********
Lee **********
Steve Cole yes they can steve
John **********
John **********
You need a Non-immigrant visa, a residence certificate from immigration and a Thai SIM registered against your passport
Marco *****************
Marco *****************
@John *********
what or how do you get a residence certificate?
John **********
John **********
@Marco ****************
you go to the immigration office where you are registered with along with the TM30 receipt from whoever registered you as staying at the property you stay at
TrustworthyCa*************
TrustworthyCa*************
@John *********
not guaranteed even with a NoN O visa. My partner lives in Thailand almost 5 years and couldn’t open a new bank account. Most banks will ask for work permit.
Greg ***********
Greg ***********
TrustworthyCaterpillar8705 the need for a work permit is a typical "face value" invention by bank staff who have no clue about what they need to do, to get a bank account opened for a foreigner. They will pull out of their noses random requirements, like the need for a work permit or a yellow housebook or the birth certificate of your grandmother. The only way to proceed is, try another branch or use an agent. On a Non-Imm-O Visa you can DEFINITELY get a Thai bank account opened
Daniel ******
Daniel ******
Greg Alexander 100% I'm retired married to Thai living mostly in the US. Tried to open account at Bangkok Bank Main Branch in Chiangrai and they came at me with the Work Permit talk ... my spouse telling them in THAI - he is retired and on Non O - he can't work here .. it went no where. Went to Bangkok Bank Branch at the Mall - smart young lady there whipped out a check list badda bing bada bum - no problem (based on the documents listed on the initial response here and account was opened.
SerenePa********
SerenePa********
TrustworthyCaterpillar8705 Non-o is no problem to open a bank account. How can you proove the money otherwise for example
John **********
John **********
TrustworthyCaterpillar8705 you might need to try a few bank branches but if you have the information I list above it's easy enough
Ant ***********
Ant ***********
What Visa do you have ..?

If you only have a tourist Visa - you cannot open !

Activity

51 joined
Tùng ****
Tùng ****
Tùng ****
Tùng ****
Tùng ****
Tùng ****
51
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are the options for extending a Non-O visa for marriage in Thailand?
4k28583mo
Have people been refused a visa extension in Thailand when applying as a married person?
35974mo
Is a TM30 sufficient for opening a bank account in Thailand with a Non O visa or is a certificate of residence required?
7.2k321487mo
What are the requirements and process for obtaining a long-term retirement visa (Non-O) in Thailand?
6.2k51708mo
How can I switch from the banked money method to the monthly income method for my retirement extension in Thailand?
4.6k26799mo
What are the requirements for opening a Thai bank account with a Non-O visa?
4.1k265310mo
What are the bank requirements for a marriage visa in Thailand?
1.6k1381y
What are the requirements for opening a Thai bank account for long-term retirement in Bang Sare?
3.1k27221y
What are the current visa options for staying in Thailand for 4-5 months without annual health insurance?
2.7k17322y
Can I convert my visa from 'ผ.60 - ม.17' to an education (Ed) visa in Thailand, or do I have to switch to a non-O visa first?
888242y
What are the requirements and processes for obtaining a Non-O Visa for Guardianship of a Thai Minor?
958452y
Can I apply for two Non-O visas, one for myself over 50 and one for my wife under 50, while living in Thailand?
588213y
What is the correct visa to apply for as a foreign spouse of a Thai national?
4.6k43273y
Can I apply for a 90-day visa for Thailand from the Philippines before traveling?
2.5k22123y
Can I combine a Thai bank deposit and monthly income to meet the 400,000 baht requirement for a one-year extension of a Non-O visa based on marriage to a Thai?
2.5k14353y
What are the qualifications and fees for obtaining a 90-day Retirement Visa in Thailand?
3.7k32264y
What are the requirements and recommendations for applying for a retirement visa in Thailand for expats over 50?
3.2k25254y
Can I get a 3-month extension on my Non-O visa if I’m on holiday right before it expires?
9843125y
What are the requirements and process for obtaining a Non-O visa in Thailand?
1.1k665y
How can my wife transition from a 30-day visa exemption to a Non-O visa in Thailand without leaving the country?
9583125y
Which visa should I apply for if I want to retire in Thailand with a one-way ticket?
2k17115y
Can I apply for a 60-day extension based on marriage and then a 1-year extension in Thailand?
2.6k22186y
What documents and forms do I need for a Non-O retirement visa extension and multiple entry visa in Thailand?
1.2k758y
What are the options for extending a marriage visa in Thailand without leaving the country?
5.4k56238y
What are the requirements and options for obtaining a Non-O visa in Thailand?
1.2k1019y

Resources

Need help with your retirement visa?