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What conditions do I need to retire in Thailand if I don't have a retirement salary?
Retirement VisaThailand ImmigrationVisa RequirementsLiving in ThailandExpat LifeBank Requirements for VisaCost of Living in Thailand
Oct 31, 2025
6 months ago
Miran **********
ORIGINAL POSTERHelo, I wish come to thailand forever. Wich condition i need, I have 62y, I wish retired in thailand but I dont have retired salary 65000bath. What i must doing. Thank you for your answer back 🙏🙏🙏
TLDR : Answer Summary
The user is inquiring about the requirements for obtaining a retirement visa in Thailand, especially since they do not have a monthly retirement income of 65,000 Baht. Various comments offer solutions, noting that having 800,000 Baht in a Thai bank account may suffice for obtaining a retirement visa without the monthly income requirement. Additional advice includes contacting visa specialists and considering lifestyle preferences in Thailand.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Luit *****************
First you should decide how you want to live in Thailand. When you want to live like Thai you might not need
*****
, but when you like to live more luxurous Thailand is not that cheap. So first find out where you want to stay and if you can afford what you want.Andy **********
No one seems to read up about any visa information ?
Just ask everyone
Just ask everyone
Mark ********
Stay where you are...
Michael ********
Find a Thai wife. Much easier.
Henrik *****
Well, even
If you then every month of the first year transfer more than 65.000 baht to Thailand, then you can use that as documentation for the 2. year.
You should start by visting Thailand for several months before considering to get a retirement visa, everyday life is far from holiday life.
*****
Baht will not be enough, the first year you need to have 800.000 Baht in a Thai bank to get a retirement visa.If you then every month of the first year transfer more than 65.000 baht to Thailand, then you can use that as documentation for the 2. year.
You should start by visting Thailand for several months before considering to get a retirement visa, everyday life is far from holiday life.
Thorsten *********
@Henrik ****
exactly. And I don't even know why people are looking for ways to get visas when they don't fulfill the requirements. There is a reason for the income requirements! Thailand doesn't need broke and sickly oversea pensionersLuit *****************
@Henrik ****
When you get the 90 day non-o in your home country the money does not need to be in a Thai bank account, and when you get an affidavit from your embassy you never need money in a Thai bank account. Below *****
baht a month income also is possible at some immigration offices, like 400k deposit and *****
income.Henrik *****
You know as well as I do, that very few countries will give you such a affidavit, so it it practically impossible, and then you need the 800.000 Baht in a Thai bankaccount for the first year.
No need to adress that to me, I haven’t asked any questions, so adress it to the OP..
No need to adress that to me, I haven’t asked any questions, so adress it to the OP..
Mr *******************
@Henrik ****
several countries still do the income letter. Countries that do them, it's not an affidavit, you need to actually show your embassy you have the income and then they confirm that with a letter. They stopped the affidavits where it was only the word of the applicant.Luit *****************
@Henrik ****
I think still a lot of countries give affidavit, and I know you did not ask questions, it is just a reaction your info is incomplete which might give the OP the wrong impression.Henrik *****
Then tell the OP.
I don’t care, I give the advice I find important, and you could give your advice to the OP instead of wasting time to adress me.
I don’t care, I give the advice I find important, and you could give your advice to the OP instead of wasting time to adress me.
Mr *******************
@Henrik ****
it's worth updating you so you'll have the information yourself as you contribute frequently. Arguably less relevant to this OP as he said he doesn't have the 65,000 and you do need it now to get the letter, as embassies have to check, that was the whole change. It just means you don't have to move it into Thailand.Denmark is one of the countries that didn't want to check income so they stopped. My country, Ireland, still does them. I guess
@Luit ****************
is from the Netherlands who also still do them.Reply to
Mr *******************
Reply
Miran **********
ORIGINAL POSTER@Henrik ****
I have a friend in Thailand and I intend to live in Thailand permanently. I have 800,000 baht, no problem, but do I have to keep this money in a Thai bank at all times or can I withdraw it after depositing it, thanksReply to
Miran **********
Reply
Anonymous ******************
Use a visa agent to get retirement visa if you don't have 800,000 to keep in the bank
Henrik *****
If you can’t fullfill the visa requirements, then you should not get a visa in a wrongful way.
Reply to
Henrik *****
Reply
John *********
Might help to spell the currency first 🤦🏻♀️
Ray *****
@John ********
yet it wouldn't help at allReply to
Ray *****
Reply
Barry ****************
Thai visa centre on Facebook can help you.
Paul *******
@Barry ***************
"Help" = 60,000 Baht 😂Reply to
Paul *******
Reply
Theodore ***************
There are ways
Roger ***********
Illegal ways yes
Reply to
Roger ***********
Reply
Paul ****
Contact
@Thai ******
the company does international shipping but also have visa specialist I don’t think you need 65,000 per month to survive hereGeorge *******
I survived there adequately on 15,000 THB a month, but I don't have rent, electricity or water to pay and stay up country in Isaan farming community with zero crime and smiling happy poorish farm people. They can keep the likes of Pattaya for me thankyou.
Tommy ***********
It's not to survive here... It's to satisfy Immigration's requirements
Paul ****
@Tommy **********
nope 65,000 per month is not a sole requirement. You have other options such as a deposit. If the post’s author doesn’t have a 65,000 income they don’t need it and can live here off of less.Reply to
Paul ****
Reply
I **************************
65k is required for retirement visa, or 800k in the bank
Paul ****
I Know Almost Everything 65k is not required to retire that’s all I said so you know almost everything 😃
Reply to
Paul ****
Reply
Roger *******
if you have 800,000thb in the bank you can get a retirement visa. didn't worry about the 65,000 a month. just keep 800,000 in the Thai bank and you will get a yearly retirement visa
Miran **********
ORIGINAL POSTER@Roger ******
I have a friend in Thailand and I intend to live in Thailand permanently. I have 800,000 baht, no problem, but do I have to keep this money in a Thai bank at all times or can I withdraw it after depositing it, thanksNick ************
@Miran *********
the *****
0 has to be in your Thai bank for two months before getting the first 12 month extension based on being over 50. It has to remain in the bank for 3 months after you get the extension and then not go below *****
0 baht until 2 or 3 months before applying for your second extension when it has to be made back up to *****
0. I say 2 or 3 months because officially it us 2 but some offices require 3 like mine. I dont argue with them.Miran **********
ORIGINAL POSTER@Nick ***********
in wicĥ bank and what i need for open bank accountNick ************
@Miran *********
you will find it very difficult to open a bank account in Thailand on any form if tourist Visa or Visa exempt. Obtain thev90 day non o Visa in your home country for which you can show required funds in your home country bank. Travel to Thailand and open a bank account at any of the multitude of banks here. I would recommend Krungsri, Krungthai or Kasikorn. Get your *****
0 baht into the bank account asap. It has to be there for a full 2 months before you apply for the 12 month extension based on being over 50. Following that what I have already said applies. If you wish to go to monthly payments of *****
baht to get your extension you MUST meet the requirements of your first extension AND make 12 monthly payments into your Thai bank. Once you have the extension based in monthly payments you can remove the *****
0 or *****
0 if you have already removed *****
0. You can do whatever you like with the monthly payments; spend them, save them or send them back to your home bank account. I use Wise to make transfers into Bangkok Bank which has gone well for 20 months. All transfers must show as international which can be a pain to achieve. Hope that helps.Reply to
Nick ************
Reply
Luit *****************
@Miran *********
it may be below 800k for some short periods, but when you need extention you need at least 800k at that moment, so practically, just keep the 800k there.Reply to
Luit *****************
Reply
Kyle **********
agents can make money appears even if you don't have it ;)
I **************************
@Kyle *********
yeah and get troubles later by illegal wayChristopher ***********
I Know Almost Everything Visa Agents aren’t illegal. Some have been in business for decades.
Reply to
Christopher ***********
Reply
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