@James *******
Thanks for the info. Actually I followed this group and related ones fairly well, or so I thought, and so far I didn't read many negative things about that. I was just about to prepare my docs in the coming days (I am HKPR, currently in HK, would be using HK bank account, am currently HK tax resident etc.) But I can go elsewhere if it is better, what would you suggest? According to the group maybe Saigon??