Answereda year ago

Is it true that I can use my wife's or a joint account for the financial requirement of a family visa in Thailand?

Thailand Family Visa Visa Requirements Bank Account Funds Immigration Rules Expat Advice

Benjamin *******

asked Aug 15, 2025

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Some lads and the AI told me for a family Visa u dont need the funds 400k on your bank account , could be on the wifes or joint account is that correct ?

Answer summary

The funds required for a Thailand family visa must be in your own account and cannot simply be in your wife's account. If you are considering a joint account, it's essential to verify with your specific immigration office, as policies can vary; typically, only 50% of the joint account funds would be considered yours, meaning you would need to have double the required amount.

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Max *************

Stop using ChatGPT if that's what you did.

a year ago

Benjamin *******

@Max ************

some lads told me they did it like that way but from my experience it doesn't work only joint accounts but double amount than.

a year ago

Stephan ***********

@Benjamin ******

You're correct... joint account needs double money... period. Also, as Brandon mentioned already, not all offices like/accept joint accounts. Don't listen to your other "experts"... they probably talk about experience when using some kind of (more or less shady) agent...

a year ago

Benjamin *******

@Stephan **********

totally agree i said to them as well that I talk all time of the legal official immigration way.

a year ago

Brandon ************

No. It absolutely cannot be in your wife's account. And as far as joint account, you have to check with your immigration office. Some would accept it, while others will not. If your office does accept it, you must have double the required amount in there, since only 50% of it is considered yours.

a year ago

Benjamin *******

@Brandon ***********

this is what I said to the lads too, retirement visa 1.6mio and Famiyvisa 800k if its a joint account.

My family visa is done 3 sep.

I will ask immigration here if they accept joint accounts.

a year ago

Kool *******

@Benjamin ******

if you are referring to a type O extension based on Thai wife, as a family visa (as there is no family visa), then a joint account is not accepted. That bt400,000 must be in your account in your name only for at least two months before you apply for your extension. For a retirement extension a joint account is only accepted sometimes at a few immigration offices if both are foreigners, and both applying for the retirement extensions. Joint accounts with a Thai person are not accepted. This is that way so you can't blame a Thai person for withdrawing money, and in doing so puts you below required funds in the account, even if you are married.

a year ago

Benjamin *******

@Kool ******

I told the lads allready.

a year ago