Answered2 months ago

Is it a good idea to get health insurance through a bank in Thailand?

Health Insurance Insurance Brokers Thai Banks Expat Insurance Accident Insurance Insurance Claims

Barney ********

asked Aug 29, 2026

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Hi , just trying to find out if anyone has gone to bank to get health insurance  , and is it a good idea, thanks

Answer summary

The discussion revolves around whether obtaining health insurance through a bank in Thailand is advisable. Several commenters suggest that it's better to consult with insurance brokers rather than banks, as brokers can address specific needs and provide support during claims or hospitalization. Some discuss their experiences, noting that banks often provide accident insurance rather than comprehensive health insurance and might stop coverage based on age or other factors. Overall, health insurance is deemed essential and while some users do use bank services, others advise caution.

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Steve *********

Health insurance is essential.

2 months ago

Marty *********

I had accident insurance through Kasikorn but they stopped offering insurance once I turned 65.

2 months ago

Paul *******

I use accident insance from a bank, have done for years. Had the card a reception and its sorted.

2 months ago

SoftPap*******

Banks usually sell accident insurance, not health insurance

2 months ago

Kool *******

Yes, I have my health, and accident, insurance through my bank

2 months ago

Farang *********

Just remember one thing

Insurance companies give you an umbrella when the sun shines, and takes it away when it rains.

2 months ago

Andy **********

Go to an insurance broker, not a bank, and discuss your specific needs.

2 months ago

Ant ***********

No

The bank can tell you it’s part of opening an account

It’s a stitch up

The bank personnel get bonus for selling

2 months ago

James *******

Ant W Tailor as do most sales people in this world

2 months ago

Lila ***************

I suggest you to buy medical/health insurance with sales representatives better. They will provide you services when you need claim or admit at the hospital.

2 months ago