@Brett *********
one more incorrect answer... It definitely depends where u are in the country. And your own banking institution/ country. Bangkok, Pattaya, Chiang Mai, Pa Tong definitely have contactless card payment capability for SOME international cards or customers. As you say at a few major places. But one will experience zero joy with attempting apple and google pay in much of the country. And as Natasha noticed, not foreign cards work for NFC ATM's.