What are the best methods and apps for transferring money to a Thai bank account as an expat?

Feb 3, 2022
3 years ago
Philip **********
ORIGINAL POSTER
Hi guys,

Manged to set up a thai bank account but just wondering how you guys transfer money into your accounts, i know some use transfer wise but is there an app for them on the iphone or would you suggest another company?

Cheers guys
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TLDR : Answer Summary
Expats in Thailand recommend several methods for transferring money to their Thai bank accounts, with Wise being a popular choice due to its favorable exchange rates and low fees. Users confirmed that the Wise app is available for iPhone and functions well for both small and larger transactions. Other options mentioned include using banks directly, Currency Club, and Revolut, though some users experienced varying transfer speeds, especially on weekends. Overall, the community advises careful planning for transfers to ensure accessibility and cost-effectiveness.
Aron **********
Just use a browser wise is great just don't transfer on the weekend can take till Monday
Kev **********
I recommend wise all day but ther are some inconvenience on transfer speeds but as long as you plan it’s not a problem
Drew *******
I transfer direct from my UK Bank. £9.50 charge. Send to Thai bank as UK pounds as a better exchange rate in Thailand and small bank fee.
Philip **********
ORIGINAL POSTER
@Drew ******
thanks mate, i do normally just bring cash over and change when im here, but will be honest i just moved £250 across via wise, it cost me £1.83 to transfer and i got 44.93 exchange rate, best im finding here at mo is currency exchange and your getting 44.68.

Good advice from the guys on this page, maybe worth you having a look aswell mate....

But cheers for the advice!
Drew *******
@Philip *********
I think it depends on the amount you are transferring. I transferred £20k through my bank for £9:50 took less than 24 hrs.
Philip **********
ORIGINAL POSTER
Sorted now guys, thankyou again for the info....
Geoff ******
i use "Wise" as they now call themselves..i have the app on my samsung phone..its very quick and easy..often get the money in seconds.

ive heard Revolut are also good
Anthony *********
I use wise every week to get paid and transfer money and it's instant pretty much all of the time, I have a revoult account also and you can use that as well but I usually use wise
Peter *********
Download wise app easy
Will ************
I use currency club it takes about 5 working days
Craig **********
My pension money goes to the Bangkok Bank in New York City and then they transfer to my account in Chiang Mai very easy to set up
Steve **********
@Craig *********
me to, works great
Steve **********
@Craig *********
how did you manage that, I thought the NYC branch only did commercial banking?
Craig **********
Very simple just had to fill out documents to my pension and I think maybe one document at Bangkok Bank in New York City cannot remember
Craig **********
If you have social security which I do not they can also send it to the Bangkok Bank in New York City and then to your bank account
Craig **********
@Steve *********
I've been having my pension check transferred the 1st of every month for the last 6 years
Stuart *********
Wise is great for exchange rates and charges, but depending on the bank you’re sending money to it may not log it as an overseas transfer - and a number of extensions need it to seen seen as overseas.

They have a phone app.
Philip **********
ORIGINAL POSTER
@Stuart ********
its coming from my nat west going to bangkok bank.
Gary **********
@Philip *********
i have a Bangkok bank and use Wise but my transfers are hit and miss as being international transfer and transfer from other account.other wise they been very good up to now
Gary ******
@Gary *********
all you have to do is tag the money as needed for long term stay/visa Thailand when transferring on Wise. It will then list as international transfer on Bank of Bangkok ledger.
Sophie *********
Who did you go with and what did you need?!
Philip **********
ORIGINAL POSTER
@Sophie ********
i went to bangkok bank on soi buakhou , pattaya,

Near treetown, i do now have a rented condo here so just took my passport and lease agreement, all sorted in about 30 mins...
Sophie *********
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