@Sylvia *******
Thanks Sylvia! I might be wrong since I know too little about the process, but I've looking into it and reviewing the comments carefully and it seems to be very similar to the DTV process in that the first part of the process is just prove you have the funds (in a pre-established bank account). And since my mom will be applying for the non-O retirement visa, she supposedly would be allowed to transfer those funds to a Thai bank account after she arrives in Thailand. But, please feel free to correct me if I am wrong. This is too new to me.