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Answered2 years ago

What are the details of the Non-O retirement visa and its extensions in Thailand?

David ********
asked Jan 16, 2025
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Maybe I've been reading things incorrectly, but it seems like on the evisa retirement non O, it was said you get 2 months on arrival, then can extend for 30 days, and then can extend for 1 year by getting the bank account etcetera.

We just arrived today with our non o retirement visa and both I and my mom were given 90 days right away
Answer summary
The Non-O retirement visa grants a 90-day stay upon entry into Thailand, which can be extended for one year by fulfilling certain financial requirements, such as maintaining a bank deposit or proving a monthly income. There are common misconceptions about the initial length of stay and extension procedures, with discussions highlighting the importance of understanding visa specifics and the potential complexities involved in applying for extensions and maintaining compliance with the financial criteria.
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Gregor **********
Gregor **********
We are talking about the most common and persisting misunderstandings regarding the rules that come with applying for the “retirement visa” and the subsequent “one-year extension of stay permit based on retirement”

The best way is to show up in Thailand on a 90-days single entry Non-Imm-O Retirement/over 50 visa” as it will give you a 90-days stay permit. Within this period you have plenty of time to arrange for the application to the “1-year extended stay permit”

In order to apply for the “90-days single entry Non-Imm-O retirement visa” through the online E-visa system at the Royal Thai Embassy of your home country,

You can use the proof of income of a monthly minimum of 65.000.- THB, by using your original pension or other income documentation.

Or you use a deposit of a minimum of 800.000.- THB or the equivalent in your home country currency, or on your home bank account, or on a Thai bank, or just anywhere in the World – as long as it is in your sole name

However, for the application inside Thailand, for the “1-year extension of stay permit” out of the 90-days Non-Imm-O retirement visa, if you are a citizen of a country, whose embassy in Thailand does not issue the “income affidavit any more

(these are the embassies of USA, UK and Australia)

you would need proof by a “12 months bank statement”, showing that for the past 12 months, you have been transferring from abroad to your Thai bank account a minimum of 65.000.- THB, consecutively month for month

If your embassy still issues an affidavit of income, you can use this method for the financial proof, which needs a monthly income or pension of a minimum of 65.000.- THB

For British, Australian and U.S. citizens, in the first year there is no other way around, than depositing a minimum of 800.000.- THB in your Thai bank account and use this deposit for the financial proof which is required for the application to the “one year extension of stay permit based on being over 50/retired”

The alternative would be, if you don’t have that kind of money or are not willing to deposit in a Thai Bank account is, paying an agent a hefty sum (mostly in the range of 30.000.- THB) to “arrange” the requirements (which means bribing an Immigration officer to look the other way)

The downside is, you will get stuck with the agent for a while. You will have to pay to get an agent to help with bank account.

Then you will need an agent to fix your 800k issue. You will be trapped in the agent’s hamster wheel.

To qualify you will need the 800k fronted by the agent the first year and simultaneously deposit 65k per month for 12 months without fail, to qualify the 2nd year for income method.

If you use an agent you will not qualify for the 2nd year as you did not have the money in the first year . . . . So will use an agent, again and again.

The only way to escape the agent’s wheel is:

As soon as you have accumulated the 12 consecutive months of 65.000.- THB transfers (and this will be some time during the second "agent-year") all you need to do is exit Thailand without a re-entry permit. This will kick the agent from the plate.

By this you will invalidate the current "1-year extended stay permit". And once you re-enter Thailand "visa-exempt", you will get stamped in for 60 days. You can then immediately apply for the "change of visa type" from the "exempt entry" to the "90-days Non-imm-O retirement visa" all by yourself, using the bank statement proof of income of 12 months transfers.

This application costs a 2000.- THB fee and you can theoretically do it all by yourself, or accept the help of an agent for the simplified legal service.

NOTE: It is income OR deposit. And there is a third method, called the “combination method”:

A combination mix of income and deposit. Some immigrations don’t allow the combination method in the first year. And some Immigration want the deposit part to exceed 400.000.- THB. The combination method means that the sum of the deposit AND the monthly income exceeds 800.000.- THB in one year.

But let’s continue with the “normal method” (visa issued in your home country, followed by the application to the Extension inside Thailand):

On the day of application to the 1-year extension, the 800.000.- THB need to have “seasoned” in your account for two months, and this has to be proven with the “bank letter of guarantee” (rab roong thanakan).

After been issued the “Extension”, the 800K need to remain in the account for 3 more months. After these 3 months, the deposit shall never go under 400.000.- THB. And before your application for the next “1-year Extension of Stay”, a minimum of 800.000.- THB must have seasoned in the account for two months, again

On the day you get issued the “1-year extension of stay permit”, you should buy a re-entry permit for it.

A re-entry permit will keep your stay permit alive in case you exit Thailand before the expiry of the 1-year stay permit.

A single re-entry permit is 1000.- THB on Immigration. A multi re-entry is 3800.- THB. With a multi re-entry permit, you could exit and re-enter as many times as you wish during the whole stay permit period.

ATTN:

There is another road to the “1-year ‘Extension of Stay based on retirement”

You can arrive visa-exempt or on a 60 days single-entry Tourist Visa, you will get stamped in for a 60 days stay permit.

You visit Immigration and show them a bankbook with proof you got 800.000.- THB in sitting in your bank account, and a proof that this money came from abroad.

This must have either been organized during a previous holiday, or a bank account needs to be opened ASAP, and the money transferred from your abroad account onto you Thai bank account ASAP

You apply for the “change of visa type” from the touristic entry to a “90-days Non-Imm-O retirement visa”

To be allowed to apply you need a minimum of 15 days left on your entry stamp. And you need to show a rental contract, at least on most Immigrations

They will issue the visa for 14 days “under consideration”

After this period, you pick up the 90-days Non-Imm-O visa stay permit stamp

From up to 30 days (in some places 45 days) before the 90-days stay permit expires, you can apply to the “1-year extension of stay based on retirement”

The financial requirements for this application are the same as explained above.

You can find the requirements when you google for “change of visa type immigration Thailand” and click on the number 9 in the list

Good Luck and a great time in Thailand
Abu ********
Abu ********
@Gregor *********
, you are the best at explaining the visa process. I'm sure many people will benefit from it. Thank you so much.
Simon *******
Simon *******
@Gregor *********
Great post, very clear and highly informative.
David ********
David ********
OP
@Gregor *********
thanks for all the great info. I have the 90 day non o, went to immigration today and got the residency form, then to the bank...but have to go back once I have a Thai phone number (I just arrived on the plane yesterday from the US)
David **********
David **********
You gat a non o visa in your own country on arrival you can get a residence certificate from immigration get a bank account I n thailand and get a retirement visa for 12 months
David **********
David **********
You get 90 days on arrival
Cedric **********
Cedric **********
What is a non O visa? I am looking for a long term visa. What is the best visa to stay in Thailand long term?
Dale *******
Dale *******
@Cedric *********
get in touch with an agency in Pattaya, Key Visa, they will tell you everything you need to know.. and help you get the visa if that's what you choose..

They did mine for me.. Good Luck!!
Brandon ************
Brandon ************
@Cedric *********
whichever one you qualify for. Start at your Thai embassy website
Brandon ************
Brandon ************
You definitely have things mixed up, because it's tourists that get 60 days and get another 30 days. All non-O visas give you 90 days on entry, and then you can apply for the 1-year extension off of that.

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