Ask question

This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

How can someone on a DTV visa access banking services in Thailand?

DTV Visa Bank Account Policies Cash Handling Payment Methods Thai Banking Expat Banking Solutions Fees and Charges Digital Payment Apps QR Code Payments

Aug 1, 2025

3 days ago

Anonymous *************

ORIGINAL POSTER

I live in Thailand & have a bank account, but I have a friend coming on a DTV visa.

I have heard that you can’t open a bank account on a DTV visa. 

So my question is how do people negotiate this?

Access to cash without the fees, scanning to pay & receive payment for items sold? 

There may be other benefits of a bank account also, but how are you getting around this?

2,159

views

2

likes

61

all likes

28

replies

1

images

17

users

TLDR : Answer Summary

The post discusses the challenges faced by expats or visitors in Thailand on a DTV visa regarding opening a bank account. Various community members suggest alternatives like using apps for scanning payments (e.g., Tagthai, Wise) and cash handling tips. It’s noted that opening a bank account on a DTV visa is often not allowed, although some users claim it's possible under certain conditions, like owning property. Others highlight the efficacy of utilizing international banking services that minimize fees and offer better exchange rates. Overall, the dialogue focuses on practical solutions for accessing financial services in Thailand without a local bank account.

DTV VISA RESOURCES / SERVICES

Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted DTV Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Kevin ********

Get yourself a Thai girlfriend and have her open an account in her name for you. Just don’t keep too much money in there haha

Like

Reply

Anonymous *************

ORIGINAL POSTER

I think it might be an attempt at humour?

Like

Reply

Reply to

Anonymous *************

Reply

James ********

Like

Reply

Oliver ********

Wise and Moreta have been the saving graces for me out here. I still pay the 200-300baht atm fee but no actual atm fee on Wise’s side and they give the best exchange rates that i’ve been able to find consistently. You can wire people money through it as well as long as they’re banking with the bigger banks out here. Moreta is hit or miss whether it’ll work since it doesn’t* accept personal QR codes and it’s difficult to tell the difference before scanning but just make sure they have a backup payment option if they’re unsure if the QR works

Like

Reply

Ma *******************

@Oliver *******

I think you meant doesn't work. But I found it's easy to tell. The account must show the full account #. If there are any xxxx it will not work. Mostly it's for paying things that are corporate owned. It rarely ever works at a local vendor.

Like

Reply

Oliver ********

@Ma ******************

you’re right i fixed the comment haha

Like

Reply

Reply to

Oliver ********

Reply

Odea ********

With dtv u Can open an account

Like

Reply

Fleace ********

Not anymore.

Like

Reply

Anonymous ******************

Nope. You may if you have a condominium only.

Like

Reply

Ma *******************

can not

Like

Reply

Reply to

Ma *******************

Reply

Dany ********

cash is king

Like

Reply

Peter ***********

Long term expats would disagree. It's QR code all the way!

Like

Reply

Dany ********

@Peter **********

this is DTV group. a tourist visa.

but anyway, i have zero problems here in my everyday life for 3 years without a bank account. and its a super easy life.

Like

Reply

Peter ***********

I've got a DTV and a bank account! 👍👍

Like

Reply

Fleace ********

@Peter **********

They do not allow it anymore You got in when the getting was good.

Like

Reply

Peter ***********

@Fleace *******

I switched from 12 years on non-O retirement visa/extension to DTV. Impeccable banking history. Never once used an agent to carry out dodgy transactions.

Like

Reply

Reply to

Peter ***********

Reply

David ********

agree

Like

Reply

Reply to

David ********

Reply

Elías ********

Where's your friend from? Most Asian banks allow to use their native apps to pay with QR in Thailand and get cash withdrawals with low or no fees.

Like

Reply

Anonymous *************

ORIGINAL POSTER

@Elías *******

Thanks for your reply,

He is from the USA

Like

Reply

Elías ********

Participante anónimo then I think his best resource would be a card that waives or reimburses international ATM fees, such as, Charles Schwab, I've heard (don't know the details).

Like

Reply

Reply to

Elías ********

Reply

DTV_Be*******

Tagthai like apps are available for QR scanning

Other than that it’s all WU, ATM’s or cash withdraws from banks

If they bring money bring crispy USD $100 hundred dollar bills for the best exchange rates

Like

Reply

Brandon ************

You can use Tagthai, True money, and another app (I forgot the name, starts with an M) to scan pay. As for getting cash to Thailand without fees, depending on where you friend is from, they might be able to get a bank account with debit card back home that refunds ATM fees. In the US Schwab is a good example.

Like

Reply

Wannikea *********

@Brandon ***********

Moreta app, good for seller business account QR codes, not for sellers using personal bank accounts.

Like

Reply

Lee-Ann *******

@Brandon ***********

it's Moreta money and it's useless can't scan to personal accounts, I can't even use it at

****

or super cheap, so far I've only been able to use it once

Like

Reply

Brandon ************

@Lee-Ann ******

can't use bank accounts to scan at

****

either so that's not a good argument

Like

Reply

Lee-Ann *******

@Brandon ***********

I didn't know that you couldn't scan from bank accounts at

****

as I don't have one, the dude that did a reel on moreta made out you can use it anywhere pretty much, the only place that has let me so far it Thaiwatsado

Like

Reply

Oliver ********

@Lee-Ann ******

moreta supposedly has plans to be rolling out scanning at

****

. i find it most useful at the train stations and a fair amount of the cannabis shops i’ve been into have a scan that works for moreta. i try to scan a QR whenever i see it, even if im not paying that way, just to see if it’s eligible to be used in the future.

Like

Reply

Reply to

Oliver ********

Reply

Julian *********

@Brandon ***********

Moreta Pay

Like

Reply

Reply to

Julian *********

Reply

Can you open a bank account in Thailand with a DTV visa?

54 comments

5 days ago

How can I open a bank account in Thailand as an expat?

85 comments

20 days ago

Can expats on a DTV Visa successfully open a bank account in Thailand?

15 comments

2 months ago

How can a Digital Nomad with a DTV Visa open a bank account in Thailand?

30 comments

2 months ago

Can I open a bank account in Thailand with a DTV visa?

22 comments

2 months ago

Is it possible to open a Thai bank account with a DTV visa using an agent?

15 comments

3 months ago

Can I open a bank account in Thailand with a DTV visa?

53 comments

3 months ago

Has anyone successfully opened a bank account in Thailand under the DTV visa?

59 comments

4 months ago

Can I open a bank account in Bangkok with a DTV visa?

19 comments

5 months ago

How can DTV visa holders open a bank account in Thailand if banks are now requiring a payroll account?

44 comments

6 months ago

What are the options for opening a bank account in Thailand on a DTV visa?

3 comments

6 months ago

Can you open a bank account in Thailand with a DTV visa?

20 comments

7 months ago

What are the best options for banking as a foreigner on a DTV visa in Thailand?

30 comments

7 months ago

Why is it difficult to open a Thai bank account on a DTV visa, and what can I do?

53 comments

7 months ago

How can DTV visa holders manage banking in Thailand without traditional bank accounts?

65 comments

8 months ago

Can I open a Thai bank account with a DTV visa, or how can I use digital payments without one?

45 comments

9 months ago

Why can't I open a bank account in Thailand with my DTV visa?

90 comments

9 months ago

Can I open a bank account in Thailand while on a Digital Nomad Visa (DTV)?

7 comments

9 months ago

What is the best way for an expat on a DTV visa to open a bank account in Thailand?

19 comments

9 months ago

How can I open a bank account in Thailand on a Digital Nomad Visa without a work permit?

29 comments

9 months ago

Can DTV visa holders open bank accounts in Thailand?

8 comments

10 months ago

Why won't Thai banks open accounts for DTV visa holders?

197 comments

10 months ago

Can you open a bank account in Thailand with a DTV visa?

45 comments

10 months ago

Can someone with a DTV open a bank account in Thailand?

29 comments

a year ago

Can you open a bank account in Thailand with a DTV visa, and which banks are accommodating?

14 comments

a year ago

What is the best cannabis dispensary in Bangkok?

7 comments

a month ago

Where can I find the best cannabis dispensary in Chon Buri?

9 comments

a month ago

What are the best dispensaries in Phuket?

21 comments

a month ago

What is the best cannabis dispensary in Surat Thani?

16 comments

a month ago

Where can I find the best weed in Chiang Mai?

8 comments

a month ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.