How can someone on a DTV visa access banking services in Thailand?

Banks in Thailand are like everywhere in the world, interested in having good stable customers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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Be aware there is a error in the start of the article ( and several other copy - paste media with the same article )

A Thai Bankaccount has never been a requirement to get DTV, on the contrary it has been one of the big advantage over other visa, that you could get DTV as long as you could show 500.000 Baht equivalent in any bank anywhere in the world.

It has never been the intention that DTV visaholders should be in need of a Thai bankaccount.

929?

Get yourself a Thai girlfriend and have her open an account in her name for you. Just don’t keep too much money in there haha

Wise and Moreta have been the saving graces for me out here. I still pay the 200-300baht atm fee but no actual atm fee on Wise’s side and they give the best exchange rates that i’ve been able to find consistently. You can wire people money through it as well as long as they’re banking with the bigger banks out here. Moreta is hit or miss whether it’ll work since it doesn’t* accept personal QR codes and it’s difficult to tell the difference before scanning but just make sure they have a backup payment option if they’re unsure if the QR works

With dtv u Can open an account

cash is king

Where's your friend from? Most Asian banks allow to use their native apps to pay with QR in Thailand and get cash withdrawals with low or no fees.

Tagthai like apps are available for QR scanning

Other than that it’s all WU, ATM’s or cash withdraws from banks

If they bring money bring crispy USD $100 hundred dollar bills for the best exchange rates

You can use Tagthai, True money, and another app (I forgot the name, starts with an M) to scan pay. As for getting cash to Thailand without fees, depending on where you friend is from, they might be able to get a bank account with debit card back home that refunds ATM fees. In the US Schwab is a good example.