How can I open a bank account in Thailand with a non-immigrant O visa based on marriage?

April 29, 2023
a year ago
Good Evening

Needing some advice please how do I open a bank account I have a non immigrant O visa based on marriage. Thank you .
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TLDR : Answer Summary
To open a bank account in Thailand with a non-immigrant O visa based on marriage, visit a local bank branch with necessary documents such as your passport, proof of residence (like a residence certificate or rental agreement), and possibly a marriage certificate. It's recommended to bring your Thai spouse for assistance. Different banks have varying requirements; Bangkok Bank and Kasikorn are noted as easier options. Be prepared for the possibility of needing to visit multiple branches due to differing policies and ensure to check the specific documentation they require.
David ********
I got refused once said have to send your details to head office ….went to a visa agent next day they opened one same day with a representative / driver much easier
Bronwyn *********************
ORIGINAL POSTER
Thank you so much! 😊
Taz **********
Get a letter from where you are staying, stating you reside there. List your name, country, date of birth, passport number

Take this letter & passport and passport sizes photos to your local immigration & request a certificate/ letter of residency to open a bank account, they usually charge 500 baht per letter.

Take this residency letter with your passport to a bank

The residency letter is only valid for 30 days

Go to a main branch usually helps

Bangkok bank & ? Kasikorn are the easiest

SCB requires a yellow house book to open an account

Krungshri requires you to have a retirement visa

Bangkok bank will usually ask you to buy a bank product

Accident insurance for 12 months, cheapest option is just under $6,000 baht
Tara ********
@Taz *********
thanks a lot.
Frank **********
Go to Maha Sarakham Immigration and get a Certificate of Residency. They will send you to Bangkok Bank that they have a special relationship with. I was still on Visa exempt when I got my account.
Bronwyn *********************
ORIGINAL POSTER
Thank you to all the comments 👍👍👍very helpful 😊
Phil ********
@Bronwyn ********************
Open an account nearby where you live and most convenient for yourself.

Branches are rather fussy about doing simple tasks if it's not being done in the branch where the account was opened.

Aside from first going in with your wife, bring your passport, residence certificate or rental agreement, dress smart and obtain their list of singular requirements beyond the above.

Eat a hearty breakfast or lunch before going; what shouldn't take a long while often does... 🙃 555

Cheers 🍺
Paul *******
Why not ask the bank be ya best bet matie
Katika ***********
Conditions for opening set up a new account of Bkk bank

1. Driving license in Thailand of any type

2. Name in the house registration (yellow book)

3. Have a marriage certificate registered in Thailand or registered from abroad There must be a certification from the embassy.

4.Land purchase agreement Issued by the Department of Lands with the name LC

5. Attached in pink, like an ID card aliens because they are issued by government agencies

There is any item, 1 item.

if nothing Please ask for the Immigration Resident Certificate.
Ludwig ***********
As mentioned above, each branch will have its own rules. Statistically the easiest banks to deal with are Bangkok Bank and Kasikorn, and branches in areas with many farangs. Usually you need your passport and a residence certificate which you can get from the immigration, or a yellow residence book if you have one. Better go with your wife.
Giorgio ******
you go to a bank and after you wai you say : " please I would like to open an account in your bank. what kind of account do you have ? "

if the first one refuses try an other one .

now if you are married Why not try the same bank as your wife . it would for sure make things quite easy .
Alistair **********
Take your passport and go to a couple of different banks and see what other documentation they need to open an account. I've found Kasikorn is pretty good to deal with and has good online functionality.

Should be pretty easy with a long term visa. People who encounter issues are normally on tourist visas or exemptions.
Craig **********
Just need proof of residence and a non O visa. Marriage has nothing to do with it and avoid a joint account.

If you don’t have a lease or yellow house book, just get a letter from the boss of your village.
Graham ******
****************************************************************************
Wayne *******
Take your Thai wife with you into a bank and ask what do I need to open an account and go from there.
David *******
@Bro****
This. Good luck. 👍
David ***********
Your wife can sponsor you use Bangkok Bank
Colin **********
@David **********
she will need to take her blue book, ID card and your marriage certificate
David ***********
@Colin *********
my wife didn't just have her ID card, but it always depends on your location they all have their own rules
Colin **********
These are the standard documents, for most things in Thailand.
Stuart *********
You go into a branch and ask. When they refuse you go to the next branch. When they refuse you try the next. I suspect you can see where this is going….

Each branch of each bank has the manager in charge of what they will allow. There’s no one that can say whether you’ll be successful. With a long term visa you probably will have more chance but no guarantees.

Failing all ways ask an agent to do it. Probably circa 5k for them to do so.
Mark *******
@Stuart ********
so true, also some of the visa agents also have connections with bank managers that will help you open a bank account even if your on just a normal holiday visa.
Greg *********
@Stuart ********
worked for me! ✅
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