Does U.S. health insurance provide adequate Covid coverage for travel to Thailand?

health insurance Covid coverage Thailand travel expat advice insurance requirements Kaiser international travel insurance

Dec 10, 2021

3 years ago

Rogerio ******

ORIGINAL POSTER

For Americans: I know the best resource is to just call my health insurance provider but that’s more effort than typing a question on Fb while in an Uber. 

Does your normal health insurance plan in the US usually cover and/or is enough proof for the Covid coverage required to fly to Thailand?

My insurance is Kaiser if anyone has specific knowledge.

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TLDR : Answer Summary

The original post inquires whether standard U.S. health insurance plans, specifically Kaiser, are sufficient proof of Covid coverage to travel to Thailand. Comments suggest that while some U.S. insurance providers offer letters confirming Covid coverage, travelers should be cautious as many policies may only cover necessary medical treatment, leaving gaps for cases like asymptomatic positive tests requiring hospitalization in Thailand.

Geoff **********

Be careful even if your US policy covers you for international travel. Most US policies only cover hospital costs for medically necessary treatment. If you get a positive test in Thailand with no symptoms you will be sent to the hospital for quarentine without treatment and your insurance most likely will not pay (bills of 250,000 to 350,000 Baht have been reported). The Thai based insurance plans will usually cover this

3 years ago

Rogerio ******

ORIGINAL POSTER

@Geoff *********

haven't done research, but how much do these Thai specific covid insurance costs? or, are you referring to broad health insurance, based in Thailand

3 years ago

Reply to

Rogerio ******

Don-Laura *******

We have Cigna global and they also were able to provide a letter stating coverage, including covid coverage

3 years ago

Don ********

I had to get my company to give me a letter stating that they cover Covid. But that was in January with United healthcare. I had unlimited coverage but it didn’t specify for covid

3 years ago

Reply to

Don ********

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Does health insurance for Thailand need to explicitly cover COVID-19 for a $10,000 policy?

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