@Christopher *******
The official rules are clear, 500k for each applicant.
Some embassies doe not enforce this requirement for (young) children.
Allthough children under 15 might not be punished for not having a visa and an overstay, they officially still need the visa, and overstay stamps in a passport do not give a good impression wherever you go.
So what you say is officially not 100 percent accurate, but in fact 100 percent inaccurate.