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Do the 800,000 THB bank requirement for Thai visas need to be from an international transfer?

Thai visa rulesNon-O VisaBank requirementsInternational money transferRetirement visaVisa extensionImmigration rules
Dec 30, 2025
a day ago
Alan *****
ORIGINAL POSTER
Does anyone know for sure if the 800k sitting in the bank have to be an international transfer.
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TLDR : Answer Summary
The requirement of having 800,000 THB in a Thai bank account for visa purposes can depend on various factors, including the type of visa application and the specific immigration office's rules. Generally, if applying for a 90-day conversion from a tourism visa to a Non-O Retirement Visa, the funds must be shown to come from an international transfer. However, when applying for a one-year extension from the same visa type, it is not necessary for the funds to originate internationally. Many commenters noted that rules may vary significantly from one immigration office to another, and the conditions could be inconsistent even when dealing with the same officials. It is advisable to check directly with the respective bank or immigration authorities to ensure compliance.
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David ******
Dumb question, but where else is it going to come from if you are not making money in Thailand.
11 hours ago
Reply
Alan *****
ORIGINAL POSTER
When I transferred money through wise into my bank account. Wise pay into a Thai bank then it goes into my account as a local transfer. & if I’m here on holiday. Any money I have left over I could pay into mg account, so that will go in as a local transaction
5 hours ago
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Kirsten *********
@Alan ****
 you need a BKK bank account, then it shows up as international
3 hours ago
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Reply to
Kirsten *********
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Mark *********
Needs to be in a Thai bank account.
17 hours ago
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Damian *******
Go to an agent.They do it all. Have your retirement visa at the end of the day.
20 hours ago
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Steven ********
I am so sorry but why do people not do their own research on matters that will impact on their life. Every day I see people asking such questions that they already should have read through with the application, please, how hard is it to do your own research and fill in your paperwork.
20 hours ago
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bar ***********
@Steven *******
 other than the judge people's comments and inquiries is what the basics of this group is all about what is the purpose of your comment
4 hours ago
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John *********
@Steven *******
 How hard is it for you to ignore the comments if you see them daily 555
20 hours ago
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Reply to
John *********
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Bobby *********
I get Military Disability, and at this point and time, All they wanted to see was a steady income of at least 65,000 Baht. No giant deposit.
21 hours ago
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Piero *************
Not the 800.000 baht. the
*****
monthly deposits ( from the 2nd year) must be transferred by abroad,pension or any else
21 hours ago
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bar ***********
@Piero ************
 yes your comment is correct I verified this with an IO at CW immigration office. You only need a letter from the bank stating that you have the funds in the account and the amount of time it has been there
4 hours ago
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Reply to
bar ***********
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Alan *******
Some comments here make me think i should be ok with a wise transfer when i do my o visa ,it is a big difference between wise and a bank transfer ,wise will charge a fee but will be $1300 aussie cheaper because of a much better conversion rate so i certainly am hoping thats the case .
21 hours ago
Reply
Greg ***********
@Alan ******
 Just in case your Immigration wants to see that the money came from abroad, it will become a bit complicated.

If you want to use WISE, they have discontinued the old way that a certain choice of reason for the transfer would show in your bankbook coded as coming from abroad.

They don't offer this any more, for the last step they use their own Kasikorn account, so if you use WISE, it would show as having come from inside Thailand.

You can however get a special statement from the Kasikorn bank to on the relevant transfer. .

the other option would be a direct SWIFT transfer from your home bank to your Thai bank - the exchange rate would not be that good, but it would 100% be coded as having come from abroad
20 hours ago
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Kirsten *********
If you have a BKK bank account it shows up as international
17 hours ago
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Alan *******
@Kirsten ********
 And that is also an option Kirsten ,i might just see if kasikorn will give me certification as Greg suggest simply because my gf has a kasikorn account which would be helpful in future transactions if not i will give bkk a look, thanks.
7 hours ago
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Reply to
Alan *******
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Alan *******
Thanks Greg i will ask about the special statement on the day i go there other than that i will just have to use the swift international transfer and cough up .
19 hours ago
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Reply to
Alan *******
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Kirsten *********
@Alan ******
check with your Thai bank. For SCB wise transfer showed up as local transfer. Had to get a BKK bank account where it showed as international
21 hours ago
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Matthew *********
@Kirsten ********
 every transfer in the world has a trace. They know for fact it was overseas. And any banking institution can provide the trace with codes. Thai banks already know where it came from, it's another game they like to play and let's be honest what difference does it make of it's your money. A deposit is a deposit. And the money spends just the same. Just more stupid rules. Just like one needs health insurance if apply abroad but no insurance in country. No rational to it. You get sick then you pay a bill.
20 hours ago
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Kirsten *********
@Matthew ********
 actually incorrect, when using WISE it works differently. In this case I learned a lot and SCB could not have been more helpful A Wise transfer into Thailand often arrives as a local domestic transfer because Wise uses a Thai partner bank so in this case my money had landed with BKK bank and was transferred to SCB. At this point I was bringing money in to buy a property and SCB really went out of their way to have BKK bank certify it for me because legally they could not do it themselves. But it took several days. And they didn't have to do that. But they suggested that if I was doing other transfers via WISE that had to be certified international, it was better to have the BKK bank account. Which I opened and I never had a single issue with it. So this is 100% my actual experience and I am leaving it here in case it helps anyone.
17 hours ago
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Reply to
Kirsten *********
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Alan *******
Thanks for that advice Kirsten ,i will be trying Kasikorn i'll get my gf who has an account there to go in and ask before i travel.
21 hours ago
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Alan *******
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Robert ********
Immigration requires a letter from the bank that states from international source everytime you renew as far as I know
21 hours ago
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Mark ******
Yes
21 hours ago
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Greg ***********
@Alan ****
 Just in case your Immigration wants to see that the money came from abroad, it will become a bit complicated.

If you want to use WISE, they have discontinued the old way that a certain choice of reason for the transfer would show in your bankbook coded as coming from abroad.

They don't offer this any more, for the last step they use their own Kasikorn account, so if you use WISE, it would show as having come from inside Thailand.

You can however get a special statement from the Kasikorn bank to on the relevant transfer. .

the other option would be a direct SWIFT transfer from your home bank to your Thai bank - the exchange rate would not be that good, but it would 100% be coded as having come from abroad
a day ago
Reply
Andy **********
@Greg **********
 Re SWIFT, you can decide which currency you send and you should be sending your home currency not THB.

Your end user bank will convert this at the market rate, not some poor rate, and charge you perhaps Bt300 to Bt500 as a fee.

The idea that the rate is not good is wrong. I worked as an investment banker in proprietary, exotic derivatives and emerging markets trading.
12 hours ago
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Greg ***********
@Andy *********
 "not good" compared to what? With a provider like WISE or REVOLUT you, the recipient in Thailand, would always get the money for a better rate than with any bank SWIFT transfer, despite the fees of these providers. Only from a certain high amount on, SWIFT transfers beat these providers. And yes, I send in my home currency, select OURS, and the Thai bank takes something like a 400-500 Baht fee.
4 hours ago
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Reply to
Greg ***********
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Joe ******
Not really but if it isn't, you need to.prove you earned that money legally here in Thailand and you paid taxes on your earnings.
a day ago
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Graham ******
@Joe *****
 Immigration do not check your tax status on money in your bank account
21 hours ago
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Joe ******
@Graham *****
 Not automatically but they will question you where the money comes from if it's not comming from abroad.

In my case, I live in Thailand and had a.business for decades, then I retired here without ever living the country. I changed my NON-B to Non-O and my 800'000 THB was earned within Thailand. So immigration asked me to show proof of having paid tax on it.and got my extension of stay without a problem
20 hours ago
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Graham ******
@Joe *****
 so you previously had a Non-B so maybe they were doing due diligence to ensure you were not still working
18 hours ago
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Joe ******
@Graham *****
 Possible but it happen every year so I doubt it. I recon that would be more Labour departments concern.
18 hours ago
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Graham ******
@Joe *****
 it's also a concern for Immigration
15 hours ago
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Graham ******
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Oradee ************
Yes , open bank account into Thai Bank but the transfer must be from international
a day ago
Reply
Yo***
@Oradee ***********
 once they ask about this, where your money comes from, you will open a hell gate. Even, you showed everything you have, they can require your all income source for 10 years including Tax paid in all countries you lived before. And plus, translated and nota by Thai authorization. And plus, all docs should be valid only for 30 days. And so on and on. Just pray for not having this by your immigration officer. Just good luck to us all. 😅😅 PS) I was required to provide CERTIFICATE OF RETIREMENT. so where can I get this? even, is there really something like this certificate official?? Which country can give this with official stamp??? 🤣🤣🤣🤣
a day ago
Reply
Greg ***********
@Oradee ***********
 no it doesn't not need to come from abroad if he entered on a Non-Imm-O Visa. However to be absolutely and 100% safe, he should ask "his" Immigration
a day ago
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Reply to
Greg ***********
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Yo***
To make it better understood, go and see to thai banks to open an account. There are tones of experiences by tones of people here. The same conditions, retirement and non o visa etc.. They have the same conditions and docs. but someone got accounts in easy way, but someone is rejected. Even, the same bank, the same branch. I also got such kinds of experiences before. All banks have different rules and views, and all bankers have different rules and views. Even, the same banker can change rules tomorrow. Today accepted but tomorrow? rejected? it happened and very possible. No one actually can not know. What about then immigration? more than banks I think. 😂
a day ago
Reply
Yo***
Every single Immigration officer has different rules and different views. Even, the same immigration office, same immigration officer, Today says A, tomorrow can be B. Nothing changed but it is so. actually no one can know how they change. or not change. 😂
a day ago
Reply
Greg ***********
@Yo***
 well we told the OP the official police order about the financial requirements. You are right, some Immigrations make up their own rules. Jomtien Immigration is known for bending the official rules regarding the deposit "change of visa type" . . they do not ask for a proof of foreign remittance, however they want to see a seasoning of 3 months for the application to the change, which NOBODY can fulfill, so as to force people to use agents who then pay tea money to the officers
a day ago
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Yo***
@Greg **********
 I think so. That is a kind of indirect indication by immigration to pay and use agents. They do not say this clearly but they can make things harder so that applicants could hire agents. However, it is just luck draw. Even, if you have all perfect docs and proofs, they can require fully different one or just do not accept it. And say sorry this is policy. That is all. To be honest, what shall we do? go to court? non sense for me. Immigration things are fully up to own country. There is no win against it. However, it is not so bad to use agent. at least, we pay the money for them and they spend it in Thailand. Our money can help Thai people and Thai economy. That is good circulation of the money. 😂😂PS) except this things, like immigration or bank or authorities in Thailand, I can not see any big problem in Thailand. So I would willingly pay for them and Thailand. 🙂
a day ago
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Greg ***********
@Yo***
 yeah, our tea money helps the Immigration boss to buy his next Lamborghini sportscar
a day ago
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Yo***
@Greg **********
 Actually I do not care of what they buy or how they spend it. it is no more my money after I paid and got mine. It is their money so they can spend this how they want. It is just fair business. 😊
21 hours ago
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Todd ********
@Greg **********
 probally explains why a certain bank is playing hardball now since their loss of tea money due to changes in banking rules.
21 hours ago
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Yo***
@Todd *******
 I dont think so. I think, most of thai bankers do not want to make a problem with foreigners. There are a lot of mule accounts and abused accounts by foreigners. They do not want to involve in any of this kind of business by foreigners. So, they better do not open the account, so this is easy to get them away from such headache things. They are more scary if one criminal case is involved in accounts they opened before to foreigners. Probably, they will get sentenced or fired or such sanctions from the banks or government etc..
21 hours ago
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Reply to
Yo***
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Phil ******
@Alan ****
 yes and its on the evisa website
a day ago
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Greg ***********
if you have entered on a 90-days Non-Imm Retirement Visa, and apply for the 1-year extension, you do not need proof that a 800,000 THB deposit came from abroad. . . . only if you do the "change of visa type" from a touristic entry to an initial 90-days Non-Imm-O Retirement Visa on Immigration inside Thailand, on the day you apply for the "change" you need proof that 800,000 THB are already sitting in your Thai bank account, and proof that the money came from abroad . . . however as Brandon correctly noted, you need to see what your Immigration is saying, because some Immigrations make their own rules
a day ago
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Jake *****
Yes....
a day ago
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Newfarang ****
Normally no but it depends sometimes on the individual immigration office where you are applying someone with a lot more knowledge than me will give you the correct answer.
a day ago
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Brandon ************
If you want to apply for a 90 day non-O visa conversion from an immigration office inside of Thailand, then yes, it must be an international transfer.

If you are applying for the 1-year extension inside of Thailand, then no, it does not need to be an international transfer.

As always, each immigration office sets their own requirements, so your office might do something different than normal.
a day ago
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Reply to
Brandon ************
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