Answered5 years ago
Do Elite visa holders need compulsory health insurance like O and OA visa holders in Thailand?
As I understand it, Elite visa holders do not require the long stay 400,000b health insurance policy that holders of O & OA visa require.
As I also understand, as of 19/10/21 the amount of cover required for long stay visas has increased from 400,000b to 3,000,000b.
The increase in price of this new requirement is dependent on individual circumstances, but it is likely to be very substantial in line with the cover increase..
Can someone confirm that the Elite visa has/not the requirement for compulsory health cover ? (Please keep advise about the usefulness of insurance to yourself)
As I also understand, as of 19/10/21 the amount of cover required for long stay visas has increased from 400,000b to 3,000,000b.
The increase in price of this new requirement is dependent on individual circumstances, but it is likely to be very substantial in line with the cover increase..
Can someone confirm that the Elite visa has/not the requirement for compulsory health cover ? (Please keep advise about the usefulness of insurance to yourself)
Answer summary
The consensus is that Elite visa holders do not require the long-stay health insurance that is mandatory for O and OA visa holders. Effective from October 19, 2021, the insurance coverage required for OA visas increased from 400,000 THB to 3,000,000 THB. While Elite visa holders are subject to 90-day reporting, they are not bound by minimum insurance requirements, making the Elite visa an attractive option for expats in Thailand.
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Dave *********
Seems odd that it's only the O/A visa that requires health cover if the reason is to stop people doing a runner without paying a hospital bill, if that was the reason for the new rule surely it would apply to all long term visas? 🤷♂️
Eric ********
OP@Dave ********
it applies to OX 5 year visa. Dave *********
@Eric *******
oh OK. Maybe it should apply to all long term visas 😱 Please, no death threats 😂☠️
Jeffrey ************
Who travels without health insurance?
Alex *******
Roger ********
Roger ********
Had a stroke 10 years back. Health insurance is a fantasy.
Leslie *******
Much cheaper to buy from Thailand company.
Leslie *******
@Roger *******
Me ,for 15, years in Thailand ,so what. Don't have to drive drunk or talk on the when driving,N don't drive at nite time ? .
Alex ********
James ********
There are very affordable US 100,000. Health insurance policies available to meet the requirements for the OA visa.
James ********
Wow... FYI here is a posting rates from LMG for the new rules of the OA visa...
Ivan ************
Elite doesn't require insurance yet (beyond the $100k Covid insurance needed to enter Thailand for everyone). The Non-O still doesn't require insurance either though, yet.
James ********
@Ivan ***********
but the Elite Visa costs 600,000 Thai baht and it's only for 5 years... Once paid in its gone. 
Jeremy ********
The elite visa is the best visa to get…20 years no minimum money in the bank, no minimum insurance, just 90 day reporting and once a year do an out/In if you choose or have the service renew your visa for you
Phill ******
@Jeremy *******
, yep 1900thb for renewal .
Lyndon ************
@Phill *****
nope, not on the 20 year Elite Superiority Extension, no annual renewal cost but you pay them 1 million BOr the 20 year Elite Ultimate Privilege, 2.14 million B and then its 21,400B annually
Jon *****
@Lyndon ***********
Annual renewal for Elite Superiority Extension visa is 1900 bahtsIvan ************
@Lyndon ***********
you need to pay for renewal if you don't leave. It's tiny though, 1,900B like any other visa. It's important to be aware though, some Elite members haven't realised this and ended up on overstay because they stayed longer than a year without renewing. Your stamp is only for one year each entry.Jeremy ********
@Phill *****
It’s the best thing I ever bought Phill ******
@Jeremy *******
, yep ,money well spent .
Bim *******
No
Lyndon ************
Many errors in your post.
OA and STV require insurance, i.e not all long term visas as you put it. Call the elite visa phone number to find out about elite visa insurance requirements
OA and STV require insurance, i.e not all long term visas as you put it. Call the elite visa phone number to find out about elite visa insurance requirements
Phill ******
@Lyndon ***********
there is none .
Tod *********
@Phill *****
there is a 100K USD covid specific policy to ENTER thailand at this time no matter what method you use to come in (visa exempt, Non-Imm visa, or Elite) BUT other than that you are correct, there is no mandatory insurance to carry to hold an Elite visa
Phill ******
no , no insurance or money in the bank . the only requirment is 90 day reporting and they do that for you . have alook at there web site .
Jeffrey ************
@Phill *****
Only in certain areas.Tal **********
Phill ******
@Tal *********
, FYI they made the elite visa for people that have money to pay for it . and as such they dont require insurance or money in the bank simply because you have the money required to live here on this visa . its mainly to keep cheap charlies out . 
Ruth *******
@Tal *********
just stop! You came on here just to be a …I’ll let you fill in by yourself. Tal **********
@Phill *****
I actually really like naive people same as you. Phill ******
@Tal *********
are you for real or just trolling ?Tal **********
Michael ********
@Tal *********
keep taking the tabletsTal **********
@Phill *****
I believe that they will have to change that now... Phill ******
@Tal *********
,sorry but they carnt . Michael ********
@Tal *********
why ?Michael ********
@Tal *********
just wondering your reasoning about adding insurance to the elite visaPhill ******
@Tal *********
, you dont even live here ?Michael ********
@Tal *********
yes only lived here since 1989Tal **********
Michael ********
Its only applies to OA not O visa, as for elite i dont know the answer to that.
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