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Answered2 months ago

Can I switch from a 65k monthly deposit to an 800k bank deposit for my Retirement visa in Thailand?

Andreea ******
asked Aug 27, 2026
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Hello! My husband and I have a 1 year Retirement visa based on 65k monthly deposits. We renewed our visas in April 2026 and the next renewal will be in April 2027. We are considering to switch from the 65 k monthly deposits to the 800k money in the bank.

Hello! My husband has a 1 year Retirement visa based on 65k monthly deposits and I have one as a dependent/spouse. We renewed our visas in April 2026 and the next renewal will be in April 2027. We are considering switching from the 65 k monthly deposits to the 800k money in the bank.

If we deposit the 800k now, can we stop bringing the monthly 65k at any time now and safely be able to renew our visa in April 2027?

Thank you for your answers!
Answer summary
The inquiry concerns a couple currently holding Retirement visas based on 65k monthly deposits and considering switching to an 800k bank deposit. They seek clarification on whether depositing the required 800k amount now permits them to cease monthly deposits and still enable a successful visa renewal in April 2027.
26 repliesnewest first
16

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Graeme *******
Graeme *******
Just go to the Wise website and read.
Bernt ***********
Bernt ***********
Wise and Visa are not the same.
Paul ***********
Paul ***********
Wow man. Please take a few minutes (usually a few seconds should be enough) to read and study the name of this Group.

*** Pause for a few minutes ***

Ok, now that you understand that this is a visa advice group. You can move on and find the right group to educate yourself. Bye
Lonnie ********
Lonnie ********
Paul De Graaf it’s says and more so this is not just a visa group it also says retirement how else to learn about retirement than managing your money
Nicknam*******
Nicknam*******
What do you need to know about it?
Lonnie ********
Lonnie ********
Nickname
*****
3 thank you it seems so especially for expats sometimes you just need to start from the ground up to learn
Lonnie ********
Lonnie ********
Nickname
*****
3 so I heard it referenced frequently when I asked about. Where to get the best exchange rates.

Most people were just like” just use wise”

A trip to the wise website just shows it to be something like western union in the US but it is more that that.

Please understand when you are entirely ignorant on a subject you don’t know what you don’t know. A earlier poster helped me understand the basics Now I have an understanding on which to research!
Nicknam*******
Nicknam*******
Lonnie Oliver it's very helpful, easy to transfer to friends or landlords and you can even get a debit card , can use it anywhere.
Steve **********
Steve **********
I miss your mum...
Lonnie ********
Lonnie ********
Steve Jeffries you misunderstood her comment it was a trap because you and I both know that my mom was actually my dad….bro didn’t know you rolled like that but good for you sir!
Steve **********
Steve **********
Lonnie Oliver I see what you did there,,,a masterstroke. You've turned it around again,,,,, gaining the upper hand.

The 'transgender' issue you bring up, is only going to cloud the waters.
Lonnie ********
Lonnie ********
Steve Jeffries it was a good sparing match. Touché my good sir
Lonnie ********
Lonnie ********
Steve Jeffries she misses you too she can’t have sex with anyone else since you gave her all those diseases
Steve **********
Steve **********
Lonnie Oliver you bring up the sex too quickly Lonnie. What I loved more, was her naivety. She didn't have to trust me. As I recall, I only responded to her dilemma, via a 'cry for help' mssg, on a group chat...

,,,,she didn't know what to do, or who to turn to.
Phil ******
Phil ******
Lonnie Oliver

description of what wise does +2 Wise is a global financial technology platform that lets people and businesses send, spend, and hold multiple currencies internationally with low and transparent fees.Key Features of WiseInternational Money Transfers: Send money across borders quickly using real mid-market exchange rates without hidden markups.Multi-Currency Accounts: Hold and manage over 40 different currencies in a single digital account.Local Bank Details: Get local account numbers and routing codes (like an IBAN or sort code) for major currencies to receive payments like a local.Debit Cards: Spend money globally using a physical or digital Wise card that automatically converts currency at low rates
Lonnie ********
Lonnie ********
Phil Beer thank you so much for the logical well thought out reply.

Thank for not trolling and helping understand.

Now the real research can begin. Because I knew it was used for money but not really what the basic functions were used for
Chris *******
Chris *******
This will tell you almost all you need. Come back if you still have questions.

*****************
Mark ********
Mark ********
i’ve had absolutely no issues, i’ve even wised to myself to thailand from usa bank in seconds, no problems
จอนห์ *******
จอนห์ *******
Wise Up and Watch YouTube Wise

If your bank account is in the US. Make a US Wise Account
Peter ********
Peter ********
It’s really not that difficult. Just download their app, or go to their website. Make an account and just follow the steps to make a transaction.

Just try
Lynnette *******
Lynnette *******
Go to wise page. Set yourself up. Link your home bank account you want to transfer from and bingo. You can send a payment to someone you've got the details for.
Steve******
Steve******
Honestly, I find it somewhat cheeky to ask others to educate you. Why don't you try to inform/read up on it yourself first and then come up with specific questions or things that are unclear to you?

This is an advice group, not a school. A little initiative should still be expected. After all, we're talking about Wise, not quantum physics.
Geraldine **************
Geraldine **************
Steve_
*****
What a nasty unnecessary comment.. Not everyone is a wiz kid on the Internet or AI!
Phil *******
Phil *******
@Geraldine *************
if you can type 'tell me about Wise' into Facebook, surely you can type it into Google or even better Gemini, no wizz kid qualification necessary.
Lonnie ********
Lonnie ********
@Geraldine *************
trolls will be trolls it’s ok to sift through the comments i have received some good information from this post. I have also received comments from the itty bitty brainy community
Geraldine **************
Geraldine **************
Phil Clark I wasn't speaking for myself 🤣 I have been using wise for yonks with absolutely no problem.. I was referring to the nasty comments to others who aren't so knowledgeable on the intranet

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