ask
Search
Ask
Answered7 months ago

Can I pay for a gym membership in Thailand using an international credit card without a Thai bank account?

Cathy *****
asked Mar 24, 2026
9k
views
33
replies
127
likes
Hi everyone,

I currently hold a DTV visa and don’t have a Thai bank account, so I wasn’t able to set up monthly payments for my fitness membership.

Because of this, I was required to make an 8-month cash prepayment.

Also, the amount I paid was actually higher than the advertised price, and no discount was applied.

Now, for my renewal, they are asking me again to pay either 5 months or 1 year in cash.

Has anyone in a similar situation been able to pay monthly using an international credit card without a Thai bank account?

I’d really appreciate any advice or shared experiences.

Thank you!
Answer summary
The original poster (OP) is seeking advice on how to pay for a gym membership in Thailand without a Thai bank account while holding a DTV visa. They mention having to prepay cash for 8 months previously and are now facing a similar request for either 5 months or a year in advance. Several commenters suggest alternatives such as using the TrueMoney app, setting up payments from an international bank or services like Wise, and even changing gyms if the payment structure remains unfavorable.
33 repliesnewest first
29

Click comment and we will ask for your email, then OTP, then name.

John ********
John ********
Find a new gym. They will get you with the credit card. It will fe a fee. Its illegal but done everywhere in Thailand
Michael ********
Michael ********
Change Gyms
Paul *******
Paul *******
Michael Dawson exactlt ly what I was gonna write.
Angela *******
Angela *******
Following
Nicknam*******
Nicknam*******
Not a visa issue.
Graeme *******
Graeme *******
Think I would be looking for another Gym.
Mma *******
Mma *******
I would avoid paying up front too. Or pay month by month.
Paul *******
Paul *******
I would find another gym, that sounds a bit wild.
Elías ********
Elías ********
This makes zero sense, honestly. You can either do manual deposits or even set auto payment trhu TrueMoney. Yes, it works, yes I've done it before.
Bryan ***********
Bryan ***********
is paying 5 months or 1 year in advance that much of an inconvenience?
Derek *****
Derek *****
it is if he/she isn’t happy with the gym
Nicknam*******
Nicknam*******
Derek Lee he's already been there 8 months
Bryan ***********
Bryan ***********
Derek Lee then why even consider it?
ConfidentR***********
ConfidentR***********
Which gym membership is it, so many gyms you just pay as you go
Graham ******
Graham ******
ConfidentReindeer9537 exactly especially as the visa is inked in for 5 years so no need to have proof of ongoing courses with an exit before day 180 per entry
Robert *********
Robert *********
Why pay upfront if no membership discount offered. Walk away
Terry *******
Terry *******
Wtf!! Find another gym!
Alan ******
Alan ******
Pay with True Money Wallet App.
Vladimir **********
Vladimir **********
Try TrueMoney, it has a free virtual card that you can use
Colin **********
Colin **********
Vladimir Shevelev I use the TrueMoney Mastercard for quite a few accounts to pay monthly bills, It works well, I top it up monthly or as required. The only downside for you it will be use cash for top up, as no overseas cards can be used.
Joanne *********
Joanne *********
How much was the DTV visa total please, when my retirement visa is up I’m wanting to look into this
Alan **********
Alan **********
Joanne Ramsden May I ask why ?
Asso ******
Asso ******
Joanne Ramsden If you do it yourself, the visa fee is just about 12K THB. Plus the money you pay for a course... And no need to keep the money locked up every year like for the retirement visa. No need to file new documents every year. The only requirement is to take a trip every 6 months. And to me it feels much more pleasant than sitting in a queue at an immigration office. But I guess people are different...
Charlie *******
Charlie *******
@Asso *****
you do realise that you have to attend those courses? Fancy learning how to cook during retirement? How about Muay Thai then?

Something useful? Learn the language, perhaps...... Sorry, not on the list 🙄

Give me 10 minutes at immigration every 90 days, please 😉
Graham ******
Graham ******
@Asso *****
why not do the 65k international monthly transfers to free-up your locked cash?
Asso ******
Asso ******
Charlie Gould 10 minutes for 90 day report, yes. But for the yearly extension you will be done in 10 minutes only in your dreams. But, as I said, to each their own. When I will be in my 50s (which looking in the passport is unfortunately not that far anymore) I would much rather take some course and a trip every 6 months than queue up with a stack of papers in immigration every year, and keep 400 k virtually locked up forever, and another 400K locked up for half a year every year.
ConfidentR***********
ConfidentR***********
Joanne Ramsden don't me stupid stay on retirement visa unless you are in and out the country every few months and want to pay ongoing courses avoid the DTV
Lloyd *********
Lloyd *********
Use Wise
Ant ***********
Ant ***********
Supposedly Wise is setting up a better program for Thai transactions & payments from May 19th

But I guess that isn’t helpful now
Kim *********
Kim *********
Ant W Tailor that's not necessary. For many years you can transfer from wise to a Thai bank account. I am sure the gym has an account 😏
Peter **********
Peter **********
Ant W Tailor Is the OP one of the WISE or one of the FOOLISH?

That is only IF she is a virgin.
John **********
John **********
You could probably set up a monthly transfer from your overseas bank or via Wise but you need to check with your gym if they will accept it. They may not.
Neil ********
Neil ********
@John *********
wise you can pay in baht even if you draw from your home account

Activity

29 joined
Cathy *****
Cathy *****
Cathy *****
Cathy *****
Cathy *****
Cathy *****
29
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What should I do about my Swiss Francs losing value for my DTV visa application in Thailand?
8472202mo
What are the requirements for obtaining a DTV visa for Muay Thai training in Thailand?
561145mo
What are the best Muay Thai gyms in Bangkok or Pattaya that offer DTV packages with a money-back guarantee?
2.1k2385mo
What should I do if I can't obtain a letter of appointment for my DTV visa in Hua Hin?
4.3k1375mo
How can I apply for the DTV visa through cooking classes and what is required for sponsorship?
2.8k28165mo
What should I consider before applying for the Muay Thai DTV visa in Thailand?
5k91385mo
What should my partner do if they lack social insurance and need to prove ties to China for the DTV application?
366218mo
What should I do now that my DTV visa application has been approved as METV for only six months?
7.5k74528mo
Can I apply for a DTV Visa based on gym membership instead of Muay Thai in Thailand?
5.6k45659mo
Do I need a sponsorship letter for my DTV application in Thailand?
7774710mo
What are recent experiences with the soft power cooking visa in Thailand regarding attendance checks?
5.4k494210mo
What should I prepare for my second entry on a DTV Soft Power Muay Thai visa in Thailand?
54641y
What are the experiences and recommendations for obtaining a DTV visa in Thailand?
2.2k18171y
What is the visa application fee and process for applying for a DTV visa for myself and my daughter in Thailand?
2.9k26181y
Do I need to submit bank statements for all my accounts when applying for the DTV visa at the embassy?
974481y
What are the financial proof requirements for applying for a Thai DTV in Ho Chi Minh City?
1.6k551y
What are the requirements and best options for Canadian business owners applying for the DTV visa in Thailand?
1.6k1381y
Do I need to have $16k in my bank account upon arrival in Thailand with a DTV visa?
3.5k30231y
Can I get a DTV visa in Thailand without funds in a bank account?
977642y
What are the requirements and options for applying for a DTV visa in Thailand, especially regarding the letter of sponsorship?
1.4k1152y
Can I apply for a DTV visa in Thailand without having 500,000 baht in my account if I have a stable remote income?
3.7k17282y
Can I apply for a Thai visa from Cambodia and what are the bank balance requirements?
1.6k1242y
What are the requirements for the DTV visa in Thailand regarding bank funds and sponsorship letters?
1.6k4112y
Can I qualify for a DTV Visa as a remote worker with no income yet from my websites?
65012y
How many months of bank statements are needed for an Australian DTV application in Thailand?
1.8k15102y

Resources

Need help with your DTV visa?