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Can I open a Thai bank account with a non-O visa and transfer funds before returning to the UK?

Thomas **************
asked Nov 15, 2026
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Opening Thai bank account on non O visa

I’m due in Thailand late December my return flight to the UK is the 24th of January. I have a hotel booked till then will I be able to open a bank account with my non o visa transfer my 800k then fly back to the UK for 10 weeks then return on a new non o and then get an Agent to do my retirement extension

Is this possible again thank you very much for your help guys
Answer summary
The user is seeking guidance on the process of opening a bank account in Thailand with a Non-O visa, transferring 800,000 THB, and subsequently returning to the UK for 10 weeks before returning to Thailand for a retirement extension. The responses emphasize the importance of obtaining a re-entry permit, the necessity of a certificate of residence, which may require proof of accommodation like a rental contract, and the potential challenges faced without long-term residency proof.
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Thomas **************
Thomas **************
OP
🤣 so many different answers thanks anyway I’ll message an agent on Monday
Phil ******
Phil ******
@Thomas *************
As timing in getting your bank account is fine i dont think this will work. Get your non O locked up and then return to the UK With a re-entry permit
Thomas **************
Thomas **************
OP
Phil Beer you first sentence say it’s fine AND it won’t work 🤔
Thomas **************
Thomas **************
OP
Phil Beer sorry mate it may be me but I don’t understand what you mean if I can’t get the bank account i cant let it season for 70 days
Darryl ********
Darryl ********
If you enter 30th Dec you have 90 days which takes you to 30 March so get a re-entry permit before you leave and come back on the same visa, as long as your money has had 2 months in your account your extension shouldn't be a problem
OutgoingCat***********
OutgoingCat***********
I had to provide a tm30, no residence certificate. to Kasikorn bank. Big C branch at On Nut , Bangkok. They accepted a 5 month rental contract from a Serviced Apartment - Golden House, Sukhumvit 50 close to On Nut, BTS
Thomas **************
Thomas **************
OP
OutgoingCaterpillar485 I’m going straight to Hua Hin but thanks I’ll try that bank in Hua Hin 👍
Colin ********
Colin ********
To open a bank account you will probably need a certificate of residence from immigration. It therefore depends if immigration will provide one if you only have an hotel. Normally they would need a rental contract.
Craig ********
Craig ********
Colin Watson not true. They will give you one with a valid TM30.
Colin ********
Colin ********
Craig Gurden it is true. Jomtien / Kasikorn. Definitely required. Don’t comment if you don’t know. If you read my comment I said “probably”
Colin ********
Colin ********
@Thomas *************
it’s not that I don’t know, it’s that every bank branch is different. It’s not like uk. The manager decides the policy. If you don’t want the advice (in speaking from my own experience) then don’t take it
Thomas **************
Thomas **************
OP
Colin Watson using the word probably suggests you didn’t know either to be fair
Thomas **************
Thomas **************
OP
Colin Watson do you mean a TM 30 or is this something different
Colin ********
Colin ********
@Thomas *************
it’s different. You need a certificate of residence from immigration to open a bank account in most banks and locations (maybe not all). Where do you intend to open the account?
Thomas **************
Thomas **************
OP
Colin Watson Hua Hin
Andy **********
Andy **********
If I read you correctly, using your timeline, you arrive on a non O and open a bank account and then transfer the 800k say before 1st January.

If you get a multiple re-entry permit, that same non immigrant visa will be valid when you return and you won't need a new one.

If you don't get a re-entry permit, you will need a new visa and they might ask why you need a new one !

Then by March, your Bt800k has been seasoned 2 months and you simply do a 1 year extension straight off.
Thomas **************
Thomas **************
OP
Andy Johnston arrive 30th December so would be early January before I open the account then fly back to the uk on the 24 January to tie up some loose ends then apply for a new non o around mid February and return to Thailand early April and apply for a one year extension for retirement

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