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Answered6 days ago

Can I open a Thai bank account with a Destination Thailand Visa (DTV)?

Bryan *********************
asked Oct 21, 2026
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Has anyone been successful opening a Thai bank account on a DTV. If so where?
Answer summary
Opening a bank account in Thailand with a Destination Thailand Visa (DTV) can be challenging, as most large banks like Bangkok Bank and Kasikorn typically require additional documentation such as a work permit or proof of long-term residency. However, success stories exist, particularly at smaller branches outside tourist areas, where providing a rental contract, Thai mobile number, and other documentation may yield positive results. Some users have reported success with banks in Bangkok, Chiang Mai, and Phuket, and seeking assistance from local agents or exploring recommended branches could improve chances of account opening.
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Luca ******
Luca ******
No
Chris *********
Chris *********
Can't be Dont
LongTimeLivi************
LongTimeLivi************
Opening a bank account on a Destination Thailand Visa (DTV) comes down to individual commercial bank policies, not an outright law or strict Bank of Thailand ban. While BOT mandates strict KYC/AML checks, each bank (and even branch) sets its own rules on short-stay or non-resident visas. Currently, major banks treat the DTV similarly to tourist entry status, making account opening difficult without additional documentation like a work permit, long-term lease, or agent assistance.
Luit *****************
Luit *****************
LongTimeLivingInThailand Perfectly normal they treat someone entering on a tourist visa like DTV as a tourist, why should they treat them different?

But you are right, BoT only gives guidelines, and each individual bank is free to decide different, as long as they comply to the rules.

I never understand that people that are creative enough to use a tourist visa to live in Thailand, lack the creativity to handle their finances without a Thai bank account.
Jan ********
Jan ********
Wise with Thai Driver license and DTV should work and give you at least ability to prompt pay. Local Agent might help as well for an account at a local bank.
Marqi **********
Marqi **********
I had a retirement visa and Bangkok Bank account but upgraded to a 5 year DTV, now they won't service the account..
Josephine ********
Josephine ********
Yes some people get a bank account with DTV but it is not easy. Most big banks like Bangkok Bank or Kasikorn ask for work permit or long stay paper. With DTV they often say no at first. But if you go to a smaller branch outside the main tourist area and bring your passport, DTV print, rental contract and Thai phone number, some branches say yes.

Many success stories are in Bangkok at Bangkok Bank branches in Asok or Ari, and in Chiang Mai and Phuket at Kasikorn or Krungthai. You may need to try two or three branches. Some agents can help you open for a fee, but you can try yourself first. Bring extra papers like your house contract and maybe a letter from your landlord.

Bank rules change often here so it helps to have a guide that has the latest tips. I saw a good section on opening a bank account on DTV in Unlock Thailand by Isla Rey on Amazon, it lists which branches are more friendly and what to say. Very handy before you go to the bank.
Adam *******
Adam *******
I did. Krungsri in Trang
Paris *********
Paris *********
You can use the true money app to get qr code payment by topping it up by cash in every Seven (max 3000 Baht per deposit). There are also true money atms, where you can top up larger amounts
Frazer ************
Frazer ************
yes but only because a family friends is a manager at my local bank branch
Ssekabira ********
Ssekabira ********
Not possible. Don't be cheated
Relaxing********
Have you tried reading the last month discussiona in this group, instead of asking the same question over and over again?
Keith *******
So how do you purchase a foreign quota condo with a DTV and no bank account
KeenDe******
Ffs, again? for the
*****
2 time NO!
Jeramy ********
Here we go is right? Here is a followup? Why do you need one? I pay my rent, own own a motorbike, pay my bills, shop, eat out, shopper, Grab and and so on, using digital transactions and paying in Baht without fees… so, why do u need one?
SugarFree*********
Oh for heavens sakes! With how many times this question has been answered over and over again, I find it hard to believe that someone could be so utterly stupid as to actually post this question for any reason other than to get paid for clicks and responses, otherwise known as clickbait.If this was not the intention and you are genuinely asking the question, then you are too lazy and too stupid to deserve receiving a DTV .Thailand does not need anyone with such a low level of intelligence, in their country for a long term stay.
Louise *******
I Thought the Thai government wanted retiree to put money in bank account to hold for 3 months
Lee ***********
Lee ***********
Here we go for the 400th time 😆
30
Mat **********
Mat **********
Chris ****
Chris ****
@Lee **********
😂😂😂
Christopher ********
Christopher ********
@Lee **********
this week.
Bryan *********************
Bryan *********************
OP
ArticulateF***********
ArticulateF***********
Not allowed
DTV_Be*******
DTV_Be*******
About 2 years ago yes
IntelligentG*************
IntelligentG*************
If Prompt pay is your goal. True Wallet with a Thai Driving licence gets you an advanced e wallet with prompt pay for both individual and merchants.
John **********
John **********
You can't open a bank account on any tourist visa
11
Bryan *********************
Bryan *********************
OP
@John *********
guess it’s time to marry my Thai Gf lol
Luit *****************
Luit *****************
@Bryan ********************
Why not just live without Thai bank account?
JoyfulGol*********
JoyfulGol*********
@Bryan ********************
ask your gf to open another bank account and use that one, your welcome bro
Bryan *********************
Bryan *********************
OP
JoyfulGoldfish2410 she’s a big spender lol 😂
NoFace ********
NoFace ********
@Bryan ********************
same boat here.

They told me with a yellow book and pink ID they would .

Yesterday , they reject me. Now they ask for driving licence , lets see.
Bryan *********************
Bryan *********************
OP
@NoFace *******
for marriage?
Dani *******
Dani *******
@John *********
if you own condo? But not visa ? Is there any chance?
Norakone **********
Norakone **********
@Dani ******
Even if you own some condominium you cannot unfortunately
Luit *****************
Luit *****************
@Dani ******
There are always chances, it is not in Thai law you cannot have an account as tourist, but it is a guideline from BoT, which most banks follow of course.

But without visa or only tourist visa chances are very low.

Why should owning a condo make any difference?
Dani *******
Dani *******
@Luit ****************
o jsut ask. I was chorus
Rachel ********
Rachel ********
Dear it’s not allowed DTV is a tourist Visa and as a tourist, you can not open a Thai bank account
10
Amanda ********
Amanda ********
No
David ************
David ************
It's not possible, and if someone you pays does ot for you chances are you will have it closes down without notice.

Use true wallet

K bank tourist village Sa and qr pay

Wise bank for inter Thai bank transfers for Penny's
Bryan *********************
Bryan *********************
OP
@David ***********
convert to gold?
Bryan *********************
Bryan *********************
OP
@David ***********
I guess Revolute and Wise with my credit cards with now international fees.
David ************
David ************
@Bryan ********************
Thats it, I don't worry about having a Thai bank account, saves tax issues later
David ************
David ************
@Bryan ********************
I use cash convert it to gold and baht , easy way to manage
Bryan *********************
Bryan *********************
OP
@David ***********
I spend a lot and would like more cash lol
Lucas ***********
Lucas ***********
Not possible
Trustworthy***********
Trustworthy***********
No
Jon Bird

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