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Answereda year ago

Can I open a bank account in Thailand on a DTV visa and receive salary payments?

Raghav *********
asked May 14, 2025
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Is it legal to open a bank account while on DTV Visa.? If my remote employer pays in that bank account after withholding taxes (which I am ok with) would that be a problem?
Answer summary
While it is technically legal to open a bank account in Thailand on a DTV visa, in practice, it can be quite challenging due to strict banking regulations and policies. Many banks are reluctant to offer accounts to individuals on short-term visas, including tourist visas like the DTV, as they prefer stable clients with permanent residency. There are concerns about double taxation depending on where your income is being sourced and taxed. Some commenters suggest exploring different branches or utilizing agencies that might facilitate the process, but opening a bank account is generally difficult under these circumstances. Additionally, there may be financial implications for your employer when transferring wages to a Thai account.
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Henrik *****
Henrik *****
You are not eligable for a Bank account on touristvisa’s like DTV.

Why not use the search bar before asking questions that are asked everyday.

You are earning your money outside of Thailand so that is where you should have a bankaccount.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

So don’t waste your and the banks time by applying straight after arriving in Thailand, some banks blacklist you preventing you from opening bankaccounts in the future.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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Be aware there is a error in the start of the article ( and several other copy - paste media with the same article )

A Thai Bankaccount has never been a requirement to get DTV, on the contrary it has been one of the big advantage over other visa, that you could get DTV as long as you could show 500.000 Baht equivalent in any bank anywhere in the world.

It has never been the intention that DTV visaholders should be in need of a Thai bankaccount.

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929?
Kool *******
Kool *******
You can legally have a bank account, although hard to get. That's not the problem. The problem will be the cost to your employer to transfer your wages into your Thai bank account, as it is not free to do. It can be very expensive.
Bob **********
Bob **********
No bank accounts on a tourist visa but many have been successful just go from branch to branch
Nine ******
Nine ******
@Bob *********
agency can do for you

Before it was 3500 b

With same agency since rules change its
*****
b and maybe need apply retirement visa

Tik tok service Thaïlande
Henrik *****
Henrik *****
For 15.000 Baht, you can withdraw more than 2.000.000 baht in ATM’s
Bob **********
Bob **********
Nine Forx thanks im good
Greg ********
Greg ********
1) it is not illegal but very difficult given banking rules and banks own policies 2) if you could get an account getting your salary in would be fine but if you are tax resident and submitting a return you need to look at the DTV with the country where your income earned and tax is being witheld. Take it from there.
Anonymous ******************
Anonymous ******************
Yes you can open a bank account but this issue I think you'll have is whether WHERE you have paid tax- have they got a double tax treaty? You don't want to be paying tax twice.
Anonymous ******************
Anonymous ******************
The problem is opening it fully legally by yourself. Your chances are pretty low.

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