How Can I Convert My OA Visa to a Retirement Visa in Thailand and Is There a Medical Insurance Requirement?

Converting an OA Visa to a Retirement Visa

The last time (March 16th) I went to Phuket Immigration and spoke with an upstairs volunteer, she said I could go directly from the OA to year-long retirement visa and there could be some medical insurance requirement coming later in November.

Previously, I was told that to avoid the current medical insurance requirement, I should first go out of the country to get an O visa and then convert it to a retirement visa.

But since borders were being shut the volunteer said go get the retirement visa directly.

I put 800,000 baht into my local bank on February 4, so I could apply for the retirement visa around April 7th.

I have to get the visa done the latest by April 26th, when my OA visa expires (I had already extended my OA visa a year earlier).

Are people getting their retirement visas ok these days or are there any snags because of the virus?

Is there currently a medical insurance requirement or will it possibly happen next November like the Immigration volunteer said?

Any suggestions, referrals, recent experiences, things to avoid, how to keep current, etc. would be most helpful.

Thanks!