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Can I switch from maintaining ฿800,000 in my Thai bank account for my Non-O visa to doing ฿65,000 monthly without a year of monthly deposits?
NON-O VisaVisa RequirementsThai Immigration RulesProof of FundsBank DepositsMonthly Income MethodExpat Challenges
Apr 13, 2025
a year ago
Bryn ********
ORIGINAL POSTERI’ve had ฿800,000 in my Thai bank for a couple years for my Non-O and wondering if it’s possible to switch to ฿65,000 a month without needing to do the monthly deposits for a year to maintain my Non-O? Chance somewhere between slim to none?
TLDR : Answer Summary
To switch from maintaining ฿800,000 in the bank to a monthly income of ฿65,000 for the Non-O visa, one must typically demonstrate both methods (the bank deposit and monthly deposits) for the initial year. Most comments agree that there is virtually no way to make the switch without complying with these requirements. A bank letter confirming the monthly deposits is often required, and the process can be complicated if your embassy does not provide an income affidavit. Many expats have faced challenges in meeting these visa conditions.
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Tod *********
𝗖𝗵𝗮𝗻𝗰𝗲 𝘀𝗼𝗺𝗲𝘄𝗵𝗲𝗿𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝘀𝗹𝗶𝗺 𝘁𝗼 𝗻𝗼𝗻𝗲? You're dreaming. There is abso-tively, posi-lutely no way you can meet the proof of funds for monthly income method without bringing in the funds each month
As Lloyd pointed out IF you want to switch from banked money method to monthly income method and your embassy here doesn't offer the affidavit of income notary, you can only use international transfers to a thai bank account in your name only, each month every month for the previous 12 months before you apply for your extension.
That's the ONLY way to meet the proof of funds on monthly income method
AND
While you're doing that you also need to meet the seasoning requirements of the banked money method for the extension you're currently on <- keep the 800K baht in the account for 3 months after the extension was granted and then don't let the balance go below 400K baht the rest of the year
As Lloyd pointed out IF you want to switch from banked money method to monthly income method and your embassy here doesn't offer the affidavit of income notary, you can only use international transfers to a thai bank account in your name only, each month every month for the previous 12 months before you apply for your extension.
That's the ONLY way to meet the proof of funds on monthly income method
AND
While you're doing that you also need to meet the seasoning requirements of the banked money method for the extension you're currently on <- keep the 800K baht in the account for 3 months after the extension was granted and then don't let the balance go below 400K baht the rest of the year
Sharon *******
What interest rate range is paid on the 800,000 deposit? Ballpark figure will do. Can't find it online and I'm not in Thailand yet.
Piero *************
Having a fixed of 800.000 baht you can live for less every year,adding some transfers While with the
*****
income monthly way you need for ever that amountPiero *************
Yes,it works from the second year
Paul ********
I used 65k for years but got such a hard time I moved to 800k. At Jomtien they want proof of source of income, eg pension certificate.
Mario *********
None
Neil ***********
Yeah and slim just left town😂
Bill **********
I did all that last year, 65,000 religiously, got letter from the bank confirming o’seas transfer. Was still required to get letter from embassy confirming that income, which they don’t do. Also I wasn’t in Bangkok so wasn’t going there. Ended up giving up and sticking to the 800,000 method.
Tony ********
@Bill *********
Regarding the monthly 65K. You MUST have done something wrong!Bill **********
@Tony *******
No I didn't. Every month, 12 in a row, minimum *****
baht, confirmed by Bangkok Bank paperwork. As Todd has said numerous times immigration offices around the country vary in what they require.Tony ********
Reply to
Tony ********
Reply
Wannikea *********
Only if your embassy can provide a letter. Otherwise as mentioned you need to follow through with both methods for the initial year.
Bryn ********
ORIGINAL POSTER@Wannikea ********
US, nope. 😩😩😩Reply to
Bryn ********
Reply
Ian **********
Best to ask at Immigration
Tractor *******
My wife has just switched we arrived a year ago on non O 800k . She had to show 12 deposits of 65k + with a letter from the bank confirming the deposits . They were insistent on this . Hope this helps obviously this is our experience in Chiang Mai .
Rob *******
Forget the slim .. it's none! 🤷♂️
Lloyd ********
When you want to switch from deposit to monthly, for the first year you need to maintain BOTH methods, ie, the 800k in the bank AND the 12 monthly deposits, then after that you can change to monthly payments.
Richard ********
@Lloyd *******
Wrong.The 800k only needs to be in the account for the first three months.
There are four mods in this forum.
You really should be all exactly on the same page for the extension and visa requirements. There's already way too much confusion.
Tod Daniels posted a day or two ago about this.
800k for three months then 400k for the rest of the year or until the extension based on the income method is granted, at which point the remaining 400k can be withdrawn.
I'm sure you will correct me if I have this wrong. Being "too lazy to type it in" is hardly an excuse.
Maybe make a post about all these requirements and pin it at the top. That'll save you a lot of typing.
Lloyd ********
@Richard *******
Which part was I wrong about?Richard ********
@Lloyd *******
You confirmed Alan was correct. He incorrectly stated the 800k needs to be in the account again three months before the new extension.Lloyd ********
@Richard *******
And did you read where I posted again below it "Alan Price 2 months before, 3 after"? I was hoping Mr Price would edit his post.Richard ********
@Lloyd *******
Yes, but that is not correcting what he posted in this case. Although Alan should not be stating 3 months in a renewal based on deposits. It is wrong, and as one of the four mods should be 100% correct. The two months before extension is ONLY required if you are extending based on bank deposits.
It is NOT required if you are extending based on monthly income, including the first time.
As I stated, in the year before extension based on monthly income you need 800k for months 1, 2 and 3, and the 400k for the rest of the year.
It does NOT have to be increased to 800k for the months 11 and 12. This bit is where you are both incorrect.
Or Tod is incorrect, but I believe he is right.
Reply to
Richard ********
Reply
Alan *******
@Lloyd *******
i think upon receipt of the first one-year extension, you must continue to maintain the 800k but only for 3 months, then it can drop as low as 400k, and then it has to be the full 800k again for 3 months before you apply for a new extension. If all that while you show monthly deposits of 65k+, you can convert to the monthly deposit-only method for year 2 and thereafter. Please correct if I'm wrong, I'm in month 5 of year 1.James ********
@Alan ******
Correct ✅Lloyd ********
@Alan ******
2 months before, 3 afterLloyd ********
@Alan ******
Correct about the deposit amount, I was just too lazy to type it all :-)Reply to
Lloyd ********
Reply
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