Just a Sobering thought for those thinking about whether they really need travel Insurance, last Tuesday evening my wife stepped off the kerb in Bkk. Something she has done hundreds of times in the last month. This time she hit a bit of rough bitumen, fell, and broke 2 bones in her ankle. Picked her up from hospital today, we are still to fly home but cost 325,000 bht to date. Convert that into your own currency in $Aud it's $16000 according to my credit card