Why is my WISE money transfer on hold, and how can I expedite it?

Aug 2, 2023
a year ago
Michael **************
ORIGINAL POSTER
Anyone having trouble with WISE. I tried to transfer money but they have it in hold until August 6 Never has happen to me.
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TLDR : Answer Summary
The user encountered a delay with their WISE money transfer, which was put on hold until August 6. Several comments highlight common reasons for delays, such as transferring during holidays or sending larger amounts, which may require extra processing time. Users shared their experiences, noting that some transfers complete quickly while others may take longer depending on various factors, including the time of day and the bank involved. Suggestions were made to use reliable alternatives like Remitly and to check for bank holiday schedules to avoid delays.
Chris ******
Why is everyone using wise? Will they send the card to you in a foreign country? I'm currently in Panama and I have no plans to return to USA before I come to Thailand. Thx in advance!
Ed ********
I am currently in Brazil...been using wise for years...about 2 months ago it quit completly
Melanie ********
Cancel the payment and re-attempt
Joe *********
bank holidays slow things down.
Marta *******
Try to download the app next time and transfer through it. Sad but true.
Larry *********
Keep the amount under 50,000 Baht.
Mark ************
Many bank holidays in Thailand may be holding
Rick *******
I stopped using them had they screw me around to many times I went to Remitly transfer takes around minute or two every time
Sel *****
I switched to Revolut and use the subscription for 80€ a year. I hear this too often now that Wise is freezing accounts and what not.
Sam ******
It’s working fine for me. I transferred 500k baht from a UK bank to WISE to BKK Bank at 7.30pm yesterday. It cleared in BKK Bank by 10am today.
Terry ********
Yes, the past few transfers were going to take a week. Used Remitly instead.
Seth *********
I transferred yesterday. US bank acct. Took 5 seconds 🤷
David ***********
Did mine on Monday and it only took 5 hours
Tony *********
For future reference, in the app and no doubt online banking you can make any account a trusted account so it doesn't go through the security checks and is much quicker usually seconds.

It may be though that you have been unlucky with a random pull and check
Lera *******************
Have any one tried Remitly? Been using for the past 4 years just Incase wise is not working.

Sign up for Remitly using my referral link to get $20 off and no fees on your first money transfer of $100 or more.

✅ Guaranteed on-time delivery or they'll refund your fees.

✅ Excellent exchange rates, low fees, and no hidden fees.

✅ Get real-time transfer updates on their app.

Terms apply.

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Mike ********
I bought a car in thailand and transfer for
*****
0 bht took 3 and half days to arrive, but I slipped up and did transfer on a Saturday night,”got message it would arrive tues midday” (sat/sun) not working days, so in reality it took day and a half to arrive, cost £60 tho,.
Garrett ********
Long holiday maybe is the cause
Mike ********
It never used to happen but now it's a regular occurrence for me too.
Taz **********
Is it wise or your bank the money is coming from

I transferred money on Monday & on Tuesday

No issues it took seconds, even though my bank was having issues on Monday, I still got to transfer

My bank was having issues transferring money in and out on Monday, a payment due to go into my bank was held up along with other customers until the error was fixed on Tuesday afternoon

My transfer of funds already in my Aus account were completed although looking at the account in Aus (not wise) it send the payment was pending 🤔
Joe *******
Under 50k will go immediately, over processed after holidays
Luc ************
Transferred money yesterday, took 2 minutes.
Kurt ***********
The last few times with Wise, (last time yesterday) the transfer time to Krung Thai Bank, with my debit card and fast transfer, has only taken a few seconds.

This is a transfer of 45,000 Baht per time, and it has only taken a few seconds, even though it is a weekend or holiday.

When the questioner does not tell which method he uses and how much he transfers, it is impossible to answer his question.

There are many way how to transfer money using Wise. Some are fast transfer, some are slow, some are from Bank transfer, some are with debet cards and all depending of transfer fee.

Fast transfer with debet card 2 second but most expensive.

Use my link and get a free transfer::

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Michael **************
ORIGINAL POSTER
This is the notice I received. I’m transferring from USA account
John ***********
@Michael *************
It's stories like this that dissuade me from using Wise even though I have registered for it. I use bahtsmart from Australia at a slightly lower rate. One transfer review like this would send me into a frenzy.
Andy ********
@John **********
whatever company you use will have to comply with the banking regulations. If a 10 day delay in a transfer has a major impact on your finances then maybe you should look for some contingencies.

I have been using Wise to transfer money for over 7 years now and never had a transfer take over a couple of days. I assume that each one will take 10 days so it is never a problem.
Gio *****
I never transfer the weekend anymore , happens one that my Indonesian bank send back the money to wise, they are not working on weekends I guess
Dimitri ********
A small amount was instant today. It took only a couple of seconds.
Jay ********
It's not uncommon, usually happens weekends / holidays
Myles *******
Maybe due to Thai holiday and guess have backlog now
Terry **********
Transfer started yesterday afternoon. All indications show that it should be in Bkk in around 45mins. So, thankfully no snags
J ******************
Can depend on amount you send ,higher amounts can take longer and public holidays can delay processing.
Barry **********
Hi,no problem one hour ago ,did by my normal debit card transfer,was done in seconds to krungscri bank,I'm sure it will come through asap.
Brandon ************
Very common if you try to transfer during a holiday.

I've transferred at the beginning of a long weekend before and checked wise after the first day back and they said if I transferred then it would be instant. But I still had to wait most of the day for my transfer I made a few days earlier to arrive.
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