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What is the process for obtaining a Non-O long stay retirement visa in Thailand, and what are the bank requirements?
Retirement VisaNon-O VisaVisa ProcessBank RequirementsImmigration RulesExpat Life in Thailand800,000 Baht RequirementVisa ExtensionVisa Amnesty
Jul 20, 2020
6 years ago
Don ******
ORIGINAL POSTERMy wife and I have been on amnesty since our 90-day tourist visa expired mid-June (I’m 64).
I’ve decided to go for non-O long stay retirement visa tomorrow. Am about to head to Bangkok Bank to open the account and drop the 800,000 baht. I know it requires 2 months seasoning for funds in the account, but I read earlier this week someone was able to get their retirement visa immediately after opening their account (not sure which bank or which immigration office were involved). I’m a little concerned about some banks requiring a work permit and a letter for validation of my passport by US Embassy, but would be grateful for thoughts/experiences of others who have gone this route, thanks.
I’ve decided to go for non-O long stay retirement visa tomorrow. Am about to head to Bangkok Bank to open the account and drop the 800,000 baht. I know it requires 2 months seasoning for funds in the account, but I read earlier this week someone was able to get their retirement visa immediately after opening their account (not sure which bank or which immigration office were involved). I’m a little concerned about some banks requiring a work permit and a letter for validation of my passport by US Embassy, but would be grateful for thoughts/experiences of others who have gone this route, thanks.
TLDR : Answer Summary
The post discusses the process of applying for a Non-O long stay retirement visa in Thailand after being on amnesty status. It highlights the need to show 800,000 baht in a Thai bank account, which must be transferred from abroad without a required seasoning period for the initial application. Users share their experiences regarding different bank requirements and agent assistance, while clarifying that additional seasoning is necessary for the subsequent one-year extension. The conversation emphasizes varying immigration rules, banking challenges, and personal anecdotes related to obtaining the visa.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Tod *********
Okay you're getting some good and some not so good (as in totally shit) answers.
You're actually doing TWO separate things
FIRST you will be applying for an in country 90 day Non-O visa based on being over 50 (retirement) at the immigration office. AND for that you need to show 800K baht in a thai bank account in your name only that was transferred in from abroad BUT there is no "seasoning required for it <-meaning as soon as the transfer hits your account you can go apply.
You need between 15 and 21 days left on your current stamp (because your application will go under consideration) you will show up apply for the Non-O visa, pay 2000baht and get an under consideration stamp telling you when to come back. On that day you show up to get the Non-O visa and a new 90 day stamp inked in.
THEN you let your money sit in the bank and "season" for TWO months before you apply for your yearly extension, You show up apply for the year extension pay 1900baht and it's issued on the spot.
That's how the process works
You're actually doing TWO separate things
FIRST you will be applying for an in country 90 day Non-O visa based on being over 50 (retirement) at the immigration office. AND for that you need to show 800K baht in a thai bank account in your name only that was transferred in from abroad BUT there is no "seasoning required for it <-meaning as soon as the transfer hits your account you can go apply.
You need between 15 and 21 days left on your current stamp (because your application will go under consideration) you will show up apply for the Non-O visa, pay 2000baht and get an under consideration stamp telling you when to come back. On that day you show up to get the Non-O visa and a new 90 day stamp inked in.
THEN you let your money sit in the bank and "season" for TWO months before you apply for your yearly extension, You show up apply for the year extension pay 1900baht and it's issued on the spot.
That's how the process works
Mark ***********
Find a "flexible" immigration agent. Many are. For a fee, they will accommodate you.
Mark ***********
It is an only if you need to kind of deal.
Don ******
ORIGINAL POSTERI’m not knocking it, just not for me at this point... and why spend money I don’t need to??
Don ******
ORIGINAL POSTERI see...I was focused on the word ‘agent’ in your original post. What you’re suggesting sounds like the ‘B’-word and I haven’t quite reached that level of desperation.
Mark ***********
@Don *****
many of us do it for convenience. It is alot more common than you might think. And if there are no other options? Reply to
Mark ***********
Reply
Mark ***********
I did not mean an agent. I meant an immigration official, who is flexible. There are thousands. Just mention cash at the office. They will light up!
Don ******
ORIGINAL POSTER@Mark **********
thanks, but at this point I know what I need to do and when and where, so I don’t need an agent. Reply to
Don ******
Reply
Joel ********
I have Bangkok bank but they are not easy to work with
Otto *********
I was told, that the retirment visa is THE ONLY visa you can apply now, wjhen stranded in Thailand. Thats, what I was told at Chaeng Wattana.
Otto *********
I only repeat, what I was told. And (unfortunately) I am over 50...
Bobby ********
@Otto ********
. They were probably referring to you personally. Reply to
Bobby ********
Reply
Todd *********
@Ot**
which requires one to be over 50.... so quite likely not the only oneReply to
Todd *********
Reply
Rainer *********
I don’t think you can apply for a retirement visa as your visa has expired.You would have to exite Thailand and re- enter to start the application process.
at least this is what i have been told by immigration office in phuket.thai embassies have also temporarily suspended all long term visa application
at least this is what i have been told by immigration office in phuket.thai embassies have also temporarily suspended all long term visa application
Don ******
ORIGINAL POSTER@Rainer ********
Actually, I was told by immigration yesterday I can get a 30-day extension, then apply for the retirement one. So, I’m going to get everything in order for retirement, including Thai bank acct, and apply for the 30 day extension end of Aug or first week of Sept. Andy ********
@Don *****
I've recently changed from tourist to Non-O and then gir a 12 month extension based on over 50 and was told I needed at least 30 days left on a current visa (not amnesty) so if you can get a 30 day extension you should be okay but have everything ready and make sure your Thai Bank shows the money coming from outside of Thailand. When you get your Non-O you actually only get a stamp saying under consideration and it can be 2 weeks before they call you back and know if its approved or not...good luck.Ivan ************
@An**
my understanding is the under consideration come back in 2 weeks is basically a formality, I haven't heard of anyone denied after getting it. Just a fun bit of red tape.Don ******
ORIGINAL POSTER@Andy *******
that’s exactly what I was told at immigration yesterday. So now I have a solid plan with the timing all worked out and hopefully won’t get derailed by being dealt a bad immigration officer. Thanks for confirming!Reply to
Don ******
Reply
Todd *********
@Rainer ********
you have to relax and enjoy amnesty for now. Reply to
Todd *********
Reply
Nick ***********
Have pm you
Tod *********
The Krungsri bank in Emquartier will open a bank account with just a passport and a lease (or sometimes just a business card of the building you stay at) and the Kasikorn bank down at Central World Trade will do the same.
Don ******
ORIGINAL POSTER@Tod ********
our plans to spend time in BKK, then Hua Hin may cause us a problem with the lease/rental arrangement. We are currently staying in Koh Chang until ****
, then will go to BKK for a week and Hua Hin for the rest of time - however long that ends up being.Reply to
Don ******
Reply
Tod *********
@Don *****
I didn't bother to read the comments so this might have been stated already You CANNOT go to a 90 day Non-Immigrant Type-O visa based on being over 50 from amnesty :(
It's because in Bangkok you need at LEAST 15 "real" days left on your current entry stamp <- and if you're on amnesty your current entry stamp expired a good while ago.
Also to apply for a Non-O visa INSIDE the country you must show that the 800K baht was transferred in from oversea AND there is no 'seasoning' <- ( meaning to apply for the 90 day non-O VISA all you show is that the money came from abroad) it is only when you go to apply for the yearly extension that you need to show the funds were in your account for 2 months before you apply.
AND just so you know, IF you could apply for the in country Non-O visa (which you can't from amnesty) the application would go under consideration for 14 days and then you would go back and get the 90 day Non-O visa and a new 90 day entry stamp inked into your passport. <- that's why you need at least 15 real days left on your current entry stamp (to cover the under consideration period).
Don ******
ORIGINAL POSTER@Tod ********
thanks Tod, a lot of good info to take in there, but I think I follow you. I have a letter from Dr. for oral surgery recommending I stay in Thailand for 11 months - my wife has the same - (I realize Thai gov’t likely won’t let us stay that long, but maybe 90 days?). If I can get extension for medical purposes for 90 days, could I convert that to the 1year retirement visa?Tod *********
@Don *****
there is NO one year VISA, what you're doing is taking your original tourist visa entry (which went to amnesty and hopefully to the medical extension) and applying for a 90 day Non-O visa, waiting 2 weeks to see if that's approved, going back and getting it inked into your passport, THEN waiting 2 months before you go back and apply for the yearly extension. Don ******
ORIGINAL POSTER@Tod ********
correct, I shouldn’t have said ‘visa’Don ******
ORIGINAL POSTER@Tod ********
got it, thanks much Tod!Reply to
Don ******
Reply
Tod *********
@Don *****
you MIGHT be able to <- as in perhaps with the correct documentation; get a medical extension (which can be granted for no longer than 90 days at a time). If you get that you could apply for the 90 day Non-O because the 'chain of entry' would tie back to the original 60 day tourist entry AND you would then have "real hard stamped" days left on your current stamp not imaginary amnesty daysReply to
Tod *********
Reply
Garrett ***********
Guys, please keep reporting the visa agents. I'm removing them as I see them.
Alan ******
Can you deposit the equivalent amount in US dollars or does it have to be converted into Baht?
Richard ******
Through the back door
Terry ********
Kasikorn Bank only required address and passport when I applied many years ago.
William ********
Check type O visa requirements. May have to go outside Thailand to Get O visa.
Don ******
ORIGINAL POSTER@William *******
that would be type OAWilliam ********
@Don *****
I have a type OA visa which expires the end of July. To change to a type O visa I have to leave the country.Bobby ********
@William *******
. Stay with the OAWilliam ********
@Bobby *******
However, I can extend the OA visa for two months,after it expires (1900 baht).Steve *******
@William *******
You can apply for a yearly extention of stay(1900bt)when your OA expires if you meet all the requirements, mainly 800,000bt in a Thai bank account seasoned for 2 months or a minimun of 65,000bt per month income.William ********
@Steve ******
Thankyou for the reply. I’m already on my second year. Just had to go up to the Thai border ,cross over to Myanmar and get a stamp. Return to immigration and everything done. Never had to show bank account details .I visited immigration recently and can extend the OA for another two months. Just buying time but worth it. Hope the border situation is open for farangs then.Steve *******
@William *******
Yes, you basically got your 2nd year by leaving and re-entering the country. Just out of interest did immigration want to see your insurance when you re-entered?Bobby ********
@Steve ******
. I did a border bounce at Chong Mek in January this year. The IO wanted to see insurance certificate, which was an Australian health insurance policy. He did a lot of frowning and making a few strange noises. Fortunately my Thai woman was with me and explained it to him. I had requested my insurance company specify in detail that the inpatient cover was $1,000,000 and the outpatient $100,000 which easily covered the minimum requirement so other than having to pay 5 baht for a copy for him (which I thought was a bit of a cheek, but I wasn't prepared to make a principled stand over 5 baht) he accepted it. There were reports in a few groups around the same that some borders were not even asking for it, and some were giving a 30 day stamp with instructions to go to an office to sort it out. In theory as the original OAs had been issued prior to 31 Oct 2019 insurance was NOT required, but as usual in Thailand, different places interpret different outcomesWilliam ********
@Steve ******
July last year insurance was not required.Steve *******
@William *******
Ah, Ok.William ********
@Bobby *******
The requirements for OA visa are much higher. Deposit in the bank, Health insurance, etc.Reply to
William ********
Reply
Todd *********
@Wil****
obviously not happening in this environment Reply to
Todd *********
Reply
Todd *********
Don, if this non-O is only 90 days, isn’t a bit self-defeating if we all get an extra 60 days granted later this week? I’m interested also in retirement visa, but waiting this out...
Don ******
ORIGINAL POSTER@Todd ********
after enduring the chaos of going to immigration the other day, I found it very useful to go back thru this thread as it helped me to clarify things, particularly visa vs. extension and terminology. I’m going the similar route as mentioned by Dan Ouimet above. Only difference being they would only allow me a 30-day extension that I can then convert to the retirement extension. So my plan is to go back on late August and apply for the 30-day, then immediately after to apply for the retirement extension. This assumes I have the 800k in the bank, which I will have setup well before then. So, thanks for your help guys.Todd *********
@D**
thanks again!! can be an issue here to find capable English speaker. Don ******
ORIGINAL POSTER@Todd ********
very true, the guy I spoke with had very good english skills - hopefully that will be the case at Hua Hin as well.Todd *********
@Don *****
that would help here immensely!! Have a great trip! How has Koh Chang been? Looks like a great island Don ******
ORIGINAL POSTER@Todd ********
it’s been great here, but 4 months is a long time to be here. I highly recommend it though. Most places have reopened and more I remember it when I was here 2 yrs ago. Definitely more chill and laid back here. You have great trip also. I’m sure we’ll talk again soon!Don ******
ORIGINAL POSTER@Todd ********
yw, this group has been super helpful for getting thru it and confirming many this - have just had to get into the weeds a little at times, but it’s been fun. Reply to
Don ******
Reply
Todd *********
@Don *****
I will go here on Samui next week when it’s quiet and ask same questions Don ******
ORIGINAL POSTER@Todd ********
good idea. I’m in Koh Chang until eom, then moving to Hua Hin and will submit my applications there. Good luck and keep me posted!Reply to
Don ******
Reply
Todd *********
@D**
ah this is great Don! Dan’s route seemed wise IF possible to do coming off of amnesty! One month would be fine and then convert to Retirement. What about cost of each? Don ******
ORIGINAL POSTER@Todd ********
I think it’s the same as Dan quoted, but might be 1900 and 1900. Im not sure why they wouldn’t let me have 90-days to start. I had so many questions and forgot to ask, but the guy I spoke with was super helpful. Reply to
Don ******
Reply
Steve *******
@Todd ********
You cant get a yearly extention of stay without previously having held a non imm visa.Don ******
ORIGINAL POSTERMogens Nygaard Hey, that’s great. I just have to get that letter from the embassy and I should be golden (fingers crossed). Much appreciated!!
Don ******
ORIGINAL POSTERGood stuff everyone, thanks!
Don ******
ORIGINAL POSTERMogens Nygaard thank you sir. I have to wonder how all this is gonna work with the wife and I being on amnesty though.
Todd *********
Mogens Nygaard and the requirements are not exactly onerous 🙂
Todd *********
Mogens totally understand what u are saying here. But the reality is that amnesty is new. And at present there NO ability to convert amnesty to anything. But by weeks end... there will be
Danny ********
@Todd ********
..you would get 90 days and then an extension of stay for 1 year after thatDanny ********
Super easy for us to get letter of income from the embassy...
*****
monthlyTodd *********
@Danny *******
the embassy needed to confirm the income letter? I have the bank statements...Don ******
ORIGINAL POSTER@Danny *******
thanks, but I shouldn’t need to provide proof of income if I go the 800k in the bank route. Reply to
Don ******
Reply
Todd *********
@Danny *******
that was my understanding Todd *********
@Danny *******
so first the 3 months... and then one year right? Cost of each? Danny ********
@Todd ********
2000 and then 1900 for the extension of stayTodd *********
@Danny *******
just have the paperwork sorted right? And u did this at immigration?Danny ********
@Todd ********
2 copies, everything signed with blue inkTodd *********
@Danny *******
thx brother!!! Reply to
Todd *********
Reply
Don ******
ORIGINAL POSTER@Todd ********
true, whatever is announced tomorrow could maybe throw a wrench in the works. Todd *********
@Don *****
or make it a lot easier! Don ******
ORIGINAL POSTER@Todd ********
one can only hope🤞Reply to
Don ******
Reply
Don ******
ORIGINAL POSTER@Todd ********
i thought the non- O is for a year. Are there two kinds?Todd *********
@Don *****
I struggle to understand also. And it may depend on your status now. I’m on amnesty. And I understand o need to convert to a 3 month non-O... AND then to 12 month retirement visa. I definitely could be wrong here but sure someone can correct meDon ******
ORIGINAL POSTER@Todd ********
it’s confusing for sure and there is some lack of consistency with bank rules and different immigration ranchesDon ******
ORIGINAL POSTERBranches
Reply to
Don ******
Reply
Nina ******
If you are looking for a long term stay, this is a good option.
Reply to
Nina ******
Reply
Nina ******
Hello. If you are having a a problem obtaining a document from the embassy for opening an account, this page may interest you in opening a account under a visa amnesty stamp.:
********************************************************************************
Nina ******
Regarding the non-immigrant O visa and the Retirement visa, the seasoning of the funds for two month is not required when you are changing from Tourist Visa into Non-immigrant O visa. The 2-month seasoning will be required when converting the non-immigrant O visa into a retirement which will take place 2 months after you receive the non-immigrant O visa.
Don ******
ORIGINAL POSTER@Nina *****
very helpful, Nina and seems to be supported by other reputable folks on here, thanks!Eddie *******
@Nina *****
can you continue to get a non immigrant O visa? Do you have to convert to a retirement?Nina ******
@Eddie ******
You can change to Non O once and then you must convert to retirement visa. Eddie *******
@Nina *****
i am on a ED visa now. Is that a non O already? Thanks Nina ******
@Eddie ******
No, you have ask your local immigration office, that they can change ED visa to Non O and than Non O to retirement visa for you.Eddie *******
@Nina *****
thanksReply to
Eddie *******
Reply
Otto *********
First things first: Talk to an agent to let him do the paperwork. He/She will tell you what to do about the financial regulations...
Don ******
ORIGINAL POSTERMy plan is to open bank account in bkk, then will apply for both extensions in Hua Hin as that’s where I plan to reside long term. BKK immigration won’t allow me to apply for the extension if living in a different province (currently staying in Trat province, but moving to Hua Hin end of this month). Will apply for the 30-day and retirement extensions at Hua Hin immigration office.
Otto *********
But an agent might have other, cheaper, ways of handling the 800K Baht issue...
James ***************
@Otto ********
- yes i agree but the OP has 800k so no problem. Only use agent if you do not have the funds.Don ******
ORIGINAL POSTER@James **************
after going to various banks and immigration yesterday it’s pretty clear I need to get a letter from the US Embassy certifying that my passport is valid (this is a key requirement) then I can open the bank account and xfer the 800k into it - this will take a couple days using TransferWise. Other key requirement is to prove a valid address, in BKK, then I Then I can go to obtain the 30-day extension at the temporary location in Muang Thong Thani (sp) and shortly thereafter go to apply for the retirement extension at counter C1 at the big-assed gov’t complex nearby (not sure why, but some say retirement visa, while others say retirement extension). James ***************
@Don *****
- interesting information. The retirement extension is the correct terminology but many call it a retirement visa. Did you try a number of banks ? The embassy letter requirement is a new one to me. Did you manage to find out if all the banks you were considering required this ?Don ******
ORIGINAL POSTER@James **************
I was able to get an appt. with the US Embassy in bkk to get our passports notarized, so I’ve opted to get the affidavit (letter) and will take that to the bank on ****
right after the appt. It just seemed like the cleanest way based on the feedback I got from the bank and glazed looks I got from the bank reps when I said I didn’t have it. I will say it takes some effort to get the embassy to grant an appt, but was able to do that by being a bit of a squeaky wheel with them - after enduring many auto-generated emails. Maybe others will have a different experience. James ***************
@Don *****
- Not so bad if you are based in BKK - but for expats staying further afield a bit of an inconvienance simply to open a bank account. Not sure if this rule now applies to all banks as they all have different criteria for a foriengner opening a Thai bank account. What bank did you choose ?Don ******
ORIGINAL POSTER@James **************
Bangkok Bank was the only bank I tried. They told me only thing I need is the affidavit from US Embassy. Probably worth checking some of the above mentioned banks. Reply to
Don ******
Reply
James ***************
Agent = additional cost - go to the banks that have been recommended and simply ask if you can open account and what is required.
Don ******
ORIGINAL POSTER@Otto ********
am slightly leaning that way, but not there yet. Reply to
Don ******
Reply
Jean-Francois **********
Krungsri branch at MBK got me a non-resident account on a tourist visa, not work permit,
Bim *******
@Jean-Francois *********
yes same here. Most banks wouldn't allow but these guys did. Reply to
Bim *******
Reply
Zac ********
A few years ago so may be changed now, but opening a bank account with Bangkok Bank was relatively easy, you just had to explain their own rules (which they kindly provided) to them.
You need a passport with a valid visa and 1 item of the of things on the list. The top of these options is a letter from the embassy but another of the options is an introduction by a customer of the Bangkok bank. It can take some time to explain that the letter from the embassy isn't required if you are with a customer of the bank, but in my case my wife (Bangkok bank customer) explained the word "or" and hey presto 10 minutes later have an account with atm card and book.
You need a passport with a valid visa and 1 item of the of things on the list. The top of these options is a letter from the embassy but another of the options is an introduction by a customer of the Bangkok bank. It can take some time to explain that the letter from the embassy isn't required if you are with a customer of the bank, but in my case my wife (Bangkok bank customer) explained the word "or" and hey presto 10 minutes later have an account with atm card and book.
James ***************
Bangkok Bank and Kasikorn pretty straight forward.
Dianne *****
@Zac *******
a year ago I opened a Bangkok Bank account without a letter from my embassy or an introduction from a current customer. All I needed was my passport and something like 300 baht plus 400 baht for the MasterCard with debit chip. I took along my rental contract and a copy of my landlords ID and house book but it wasn't requiredDon ******
ORIGINAL POSTER@Zac *******
thanks. I was able to get an appt with the US Embassy in bkk, so fingers crossed for the passport validation letter. Unfortunately, I don’t have a Bangkok Bank customer that can vouch for me. Reply to
Don ******
Reply
Bim *******
Our immigration told us you don't need the funds in the bank two months prior when actually applying for the Non O. However when you apply for an extension of stay it needs to be in three months prior.
Robert **********
@Bim ******
that’s right. I came on tourist visa. Changed to 90 day Non O retirement at Chaengwattana. Went back before 90 days for one year extension. I opened at Krungsri Sukhumvit soi 31. I dressed well, showed printouts of USA bank accounts with good balances, condo lease and copy of landlords ID, attestation of address notarized at US embassy (not possible now–you could see if immigration will do it, may take 2 visits, or try going to bank without it). They opened account with Visa debit card, mobile and internet access. I got proof from bank transfer was from abroad, I’m told that wasn’t necessary. I did not use an agent. Many agents use upcountry immigration offices, but it’s better that it’s your home office. I got the extension at the 90 day mark but they required a hand drawn map to my home, and agents showed up to visit, having my landlord and his father identify me and get their picture taken with me and their IDs. At my room they took pix of me with my passport and bankbook. Don ******
ORIGINAL POSTER@Robert *********
great detail, thanks. We plan to stay at different places around Thailand, so am wondering how that will work. Most of time will be based in Hua Hin. We’re in Koh Chang until ***
. Robert **********
@Don *****
you need to give an address, your agent may helpDon ******
ORIGINAL POSTER@Robert *********
will do. I’ve actually laid out my itinerary in detailReply to
Don ******
Reply
Tony ********
@Bim ******
lol make your mind up!David ******
@Tony *******
I think Bim means that when you apply for the visa you don't need the funds in the account for 2 months.But when you apply for the extension, the money will have to have been in the account for 3 months prior to the extension.
I don't know anything about this, just clarifying what Bim said so don't ask me about it haha
Bim *******
@David *****
thank you I did.Reply to
Bim *******
Reply
Bim *******
@Tony *******
you lost me Reply to
Bim *******
Reply
Steve *******
No seasoning required for 90 day Non Imm O based on being over 50 in country. You may need to show the money was transfered from abroad. Seasoning is only required for the yearly extention of stay.
Don ******
ORIGINAL POSTER@Steve ******
i want to apply for the 1 year long stay O visa. Is there a 90-day one?Steve *******
@Don *****
You cant get a 1 year non imm O in country. You need the 90 day non imm O first then when your 800,000 is seasoned apply for the 1 year extention of stay.Reply to
Steve *******
Reply
Bobby ********
Did this person who was able to get the O (50+) visa mention they'd done it through an agent?
Don ******
ORIGINAL POSTER@Bobby *******
he did not use an agent. I tried finding the thread but was unable to. Reply to
Don ******
Reply
Danny *****
Yes no doubt, that’s the best way in my experience. It should cut the waiting time down by half also if you’ve incorporated both of them into your application.
Good luck 👍🏻👍🏻
Good luck 👍🏻👍🏻
Reply to
Danny *****
Reply
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