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Why is Bank of Ayudhaya denying receipt of my payments despite proof?

Banking Issues International Payments Thai Banks Bank of Ayudhaya Payment Verification Expat Experiences Financial Services

Sep 25, 2025

13 days ago

Mark ********

ORIGINAL POSTER

Bank of Ayudhaya i have tried to pay someone in five different ways  to an account there over the last 10 days and even when the payee has presented the reference numbers and copies of the payments they have been sent to the bank  have still denied they have receiving them. Wise,Revolut Remitly and WU returned as wrong details "they are correct and confirmed" direct bank transfer they deny they have received even though i have proof they have. The account being paid into has been confirmed as working and unrestricted by the bank itself. Total insanity.

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TLDR : Answer Summary

The post highlights a user's frustrating experience with international payments to Bank of Ayudhaya, where multiple payment methods including Wise, Revolut, Remitly, and direct bank transfers were denied despite having correct details and confirmations. Comments suggest a broader issue in Thailand where businesses may not acknowledge faults even with proof, and mention specific requirements for using payment services like Wise.

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Anthony ******

I have a krung sri account ... Cannot use wise

Needs swift codes from a bank to go into account

13 days ago

Keith *******

Unfortunately, you will find in Thailand that businesses refuse to admit fault even when you have all the proof.

13 days ago

Reply to

Keith *******

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