Answereda year ago
Why are some bank accounts in Thailand frozen and what can affected individuals do?
what happen in thailand
all bank account FREEZE? why we dont have remedy at all
all bank account FREEZE? why we dont have remedy at all
Answer summary
Recent discussions among expats indicate that not all bank accounts in Thailand are being frozen, with reports suggesting that only certain accounts—primarily those opened with Bangkok Bank in the last 5-6 years—are affected. Other banks, like Kasikorn Bank, appear to be operating normally for long-time account holders. There's concern about the implications for those needing to renew their visas amid these freezes, and suggestions for account holders include visiting their banks for clarification and assistance.
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Russell *********
Are there any examples of Bangkok Bank accounts which have been open over 10 years being frozen?
Shaughn ***********
@Russell ********
I have a friend who was with SBC for about 10 years and it was closed last year because funds were sent to it from a scammer account. The account holder was doing an online business so got paid for some services from that scammer and then bang it got closed. This person ended up opening with BB last year. Recently came back to Thailand on DTV but it got closed for the visa. However the other half who was married also had DTV and account with BB not closed. That account had been open quite a long time.
Richard ********
@Russell ********
From reports I've seen, only accounts opened in the last 2-3 years by BBL have been blocked.This issue is separate to the sim registration, which has affected all bank accounts where the account names do not match, resulting in the bank account being suspended.
Pete *******
@Russell ********
not that I have read.Russell *********
@Pete ******
thanks- that’s good. I think I can start to relax then.
William *************
@Russell ********
I've had an account for more than 10 years and it has not been frozen
Pelle **********
Oooh yes happen all bank is freezing to much air condition yea.. remedy need you go pharmacy you have okejt 🤣
Pete *******
Kasikorn better
Gregory *******
@Pete ******
no problems herr
Peter *********
Too many scammers abused Thai banking system
Elías ********
@Peter ********
so the answer is to freeze accounts randomly? BRILLIANT! 😂Peter *********
@Elías *******
it’s not random 😀😀😀😀
Mateusz ***********
@Peter ********
Yeah, let’s punish the normal users for that, great idea.Peter *********
@Mateusz **********
its a typical thai knee jerk reaction... in a years time it will all just be back to normal :)
Jay *******
@Peter ********
too many scammers inside the banking system
Wayne *********
My not freeze
Hathaway *************
How is all this playing out with people needing to renew their visa and their account being frozen, will Bangkok Bank still issue statements and managers letter?
THAI ******************************
@Hathaway ************
It depends on which branch you have.We’ve heard of some individuals being able to obtain the letter without issue, while others were required to sign a document locking their funds, and in some cases, banks refused to issue the letter altogether and instead pushed for account closure.
Our recommendation is to open a secondary account and gradually transition away from banks that impose policies that could jeopardize your visa status.
We provide assistance with these situations here:
******************************************
Hathaway *************
@THAI *****************************
I I have not yet be 'locked out' but I keep my 80k in BB Lang Suan, can I transfer it to a new a/c at another Thai bank without any issue from immigration ?THAI ******************************
@Hathaway ************
If you want to switch banks, it’s allowed as long as you never let your balance fall below the required minimum and can show a continuous trail of funds. The safest plan is to transfer during the period when your balance is only required to stay above 400,000 THB (after the 3-month post-renewal window). Start by opening your new account, transfer 400,000 THB first while keeping at least 400,000 THB in the original account, then after a few weeks transfer the remaining amount so the new account holds the full 800,000 THB. Make sure the funds in the new account have been there for at least 2 months before your next renewal.Keep all transfer slips, bankbooks, and letters to prove the money stayed under your name and within Thailand. With that documentation and proper timing, immigration will accept the new account without affecting your visa status.
We also offer support in case this is too complex, or you would us to handle everything.
Louis ************
@Hathaway ************
they will issue a letter but they require you leave the money in their bank four months before and if not before you must sign a waiver allowing them to seize your money for four more months. It’s a policy they enacted on June 25, 2025.
Joann ********************
@Louis ***********
if you are doing the monthly deposit scheme they won't give you a letter of your foreign deposits (my branch)Giuseppe **********
Go bank , make noise
Simon *******
@Giuseppe *********
The Bangkok bank don't give a fuck you can scream as much as you want they don't care ,best to get the account shut and open one with the Kasikornbank
Reinhard ********
@Simon ******
Even my account was'nt freezed ,me and my wife closed our accounts at Bangkok Bank .If every expat does IT they will loose billions.
Gary ********
@Giuseppe *********
good idea then finish up in monkey house. Good advice!!
Martin ********
@Giuseppe *********
it doesn't help. Thai don't like noise 😉
Terry ********
@Martin *******
you must have not been in Thailand for long. Thais love noise!Giuseppe **********
@Martin *******
, it helped me, I put loufed my voice, my daily transferring went back to 50 k, they reduced without informing , to 1k a day. So I warned them, and it worded. Don't lower your wings, they will eat you.
Denise **********
@Giuseppe *********
It is rude to raise your voice in public. Also I did not at any time tell you what to do. Enough said!Reinhard ********
@Giuseppe *********
No problem.Not even 500!555Giuseppe **********
@Paul ********
that what I simply done.
Paul *********
@Giuseppe *********
i am happy to have a reasonable talk about the issue without being loud and talking down to the locals.If I don't get what I need that way, I just take my business elsewhere without fuss.Giuseppe **********
@Denise *********
I never said I was rude, I imposed my right, you don't have to tell me what to do. That's a mafia, they have no right to handle customers accounts. Don't defend them , I live since 2005 in thailand , I don't know you. They treat foreigners like shit, after we bring money in. Do your way, I not critizing you, but you don't tell me what to do, I know them well. Stop please, I am annoyed by you.Denise **********
@Giuseppe *********
you may have got it back without being loud. Now the bank are thinking "Here comes the rude Farang"Giuseppe **********
@Paul ********
do the way you like, I stand and I got back my 50k day transferring. Or you can live with 1k a day?Paul *********
@Giuseppe *********
and be another annoying guest of thailand 😓
Chris **********
My Kasikorn account never freeze in 15 years
Sherl **********
@Chris *********
Im moving there soon. So, is it safe to say that this is one of the banks I should consider? ...Kasicorn Bsnk?Chris **********
@Sherl *********
Yes!!!
Gene *******
@Sherl *********
Yes!!
Euan ********
@Chris *********
wow that must make you feel so specialChris **********
@Euan *******
Yes you are right!!
Joe ******
@Chris *********
mine to never had a problem with kasicorn bank in 16 years
Trevor ***********
@Joe *****
looking for 17 any more bids 🤣🤣🤣Simon *******
Not all the bank accounts just Bangkok bank and if it opened in about the last. 5-6 years
Terry ********
Go to service provider. Take passport. They will link your SIM to your passport. They will issue a statement. Take to bank. Finished. Over. 100,000 fake SIM's in Thailand. I also don't think they froze your account. And what are you talking about TM30? Get back in your lane. If you're having an issue tell me. I will help you resolve.
Nick *******
@Terry *******
no such thing as fake simsTerry ********
@Nick ******
yes. I get my Thai girlfriend to go to 7-eleven and buy a SIM for me. Now SIM is not registered to me. Fake SIM. Under a different name. Maybe "fake" is not correct terminology, but it is not real. If it's not real it is "fake". 100,000 Chinese will tell you.Richard ********
Terry ********
@Richard *******
your education level is showing.Terry ********
Blanket statement. The solution is to go to your network provider with passport. They will give you paperwork stating your phone number is linked to your passport. No different than Thai's number is linked to their National ID card. Takes 10 minutes
Colin **********
@Terry *******
there more than one reasons your bank account can be locked, 1. There is a mismatch between the name on your phone contract and the bank account 2. They do not have a record of your non o visa (tourist no longer can have a bank account), 3. They have found irregular payments into your account. 1&2 are the most common reason. Its best to take all your documents to the bank for verification, even so not many are talking about quick resolution mentioning 4 weeks++ in alot of cases.Simon *******
@Terry *******
a tm 30 and other paperwork is requiredSimon *******
@Terry *******
yes you need that but also a tm30 and other paperwork.
Mark ******
@Simon ******
again, not all!!
Dennis *********
No not all. Go to your bank
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