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Answered2 months ago

Which type of visa is required to open a bank account in Thailand?

Marcel **********
asked Sep 7, 2026
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Wich visa do i need to open a bank account in Thailand. I just found out i can't do it on a 60 days tourist visa anymore. Thank you.
Answer summary
To open a bank account in Thailand, you need a long-term visa, specifically a Non-Immigrant O visa (or Non-O/A visa). Tourist visas (including a 60-day tourist visa or DTV) do not allow account openings due to strict regulations. Users shared various experiences and suggested checking different banks, as some might have differing policies. There are specific requirements for account opening, including registration with immigration and proper identification.
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Chris **********
Chris **********
I would check out a few different banks. They don't all apply the same rules.
Andy *****
Andy *****
Chris Crookson You won't find any bank, that opens an account on a visa exempt/tourist visa . Even those on the DTV can't get an account - as it is classified as a tourist visa. It's against the law and currently very strictly enforced.
Graham ******
Graham ******
Andy Kay bank policy not Thai law ;)
Gerar ********
Gerar ********
They all require as a minimum a long term Non-O (or equivalent) visa.
Nattachaya ********
Nattachaya ********
Can not open bank account for tourist visa now only none o 12 visa can open bank account . If you need to open bank account you need to say for retirement visa only ( but you need to pay to open account and know where to go ) and when you have Visa you need to go back to the bank and update Visa.
Graeme *******
Graeme *******
Why do u need a bank acc when here as a tourist
Andy *************
Andy *************
So you don’t need to carry cash and it’s the cheapest way when you transfer your money with wise into your account.
Paul ********************
Paul ********************
A non-immigrant visa
Jim *******
Jim *******
Thailand opened the gates, reduced visa exempt to 30 days while Vietnam raised it to 90 days.

Thai strategy is to let all the undesirable social rejects and low quality tourists pour into Vietnam, they do not need them. Let little prepared Vietnam deal with them.
John ********
John ********
Jim Davis You really think that Thailand has High quality tourists
Jim *******
Jim *******
John Holmes Certainly more Sheraton class tourists than Laos, Cambodia, Vietnam. Those who are not, the less of them the better for Thai. They will be always around but hopefully, the fewer of them than now.

There were attempts in my condo complex to rent through AirBnB which is prohibited, ont only bthe Thai law but by the building management and strictly enforced.

There were families (with children) evicted by Thi police 15 minutes after their arrival, right to the street with their suitcases.

Tourists like that should to go Vietnam, Laos, Cambodia.
Ant ***********
Ant ***********
Depends on your age

If you are not over 50 - it’s difficult

You need to leave Thailand

And apply for a suitable Visa - if you are over 50

If not

Contact
@THAI *****************************
ExcitingA**********
ExcitingA**********
Ant W Tailor marriage. So you can stay here.
Chris *******
Chris *******
As far as I know, you'll need either a Non-Immigrant O or a Non-Immigrant O-A. Someone correct me if I'm wrong, or if you know of another type of visa that a retiree could get a bank account with.
Andy ********
Andy ********
Vietnam is much better
Bill *********
Bill *********
Andy Martin Not really.
Marcel **********
Marcel **********
OP
Andy Martin my girlfriend doesn't live in Vietnam
John ******************
John ******************
Good retort 👍
Jim *******
Jim *******
No bank accounts for DTV 5 years visa.
KindWal********
KindWal********
Jim Davis DTV is a tourist visa so no. As others stated bank accounts can't be opened on tourist visas.
Za *******
Za *******
Non-O visa, good luck
Jim *******
Jim *******
I do not know what is funny, even with a proper visa one may have to try several banks, even the same bank's exposures to get their account open. It is rather sad, as if MacDonalds restaurants had their own recepies for the same food.

Took me 3 branches of the Kasikorn Bank to open my account with 90 days Non O visa.
Jim *******
Jim *******
James Smith I show you a donut and you only see the hole in it.
Marcel **********
Marcel **********
OP
Jim Davis thanks for this answer. I hope my girlfriend from Thailand can help me with it
Greg ***********
Greg ***********
Marcel Adriaans Thai bank account opening MINIMUM pre-requisites:

*** have a Longterm visa, like a 90-days Non-Imm-O visa type, an LTR or Non-O/A

*** you need to be properly registered per TM30 Online System at your accommodation

*** visit Immigration and ask for the “certificate of residence”. Immigration in this document will ask the bank explicitly to open a bank account for the applicant.

*** have a Thai mobile number and the SIM-card registered to your name and passport number, show the receipt from the phone shop.

*** your passport as a valid document of identification.

Some banks will ask you for a second piece of valid identification, like your home country driver’s license.

*** a work permit (only if applicable – it is NOT a mandatory requirement!)

Here a list of NOT commonly needed requirements, but that can get asked from over-zealous bank staff:

*** They might tell you that you have to be married to a Thai wife if you want to get a bank account opened.

*** a rental contract - actually irrelevant- but it is okay if you got one, or if you got a blue housebook indicating ownership of a condo.

*** a third (!) piece of identification (check above)

*** a mandatory life-insurance or accident insurance the bank offers you for yearly 5000 Baht (they love to earn a sidekick)

*** your foreign Tax-number or Social Security number (which would be okay so far, why not)

Try several branches of different banks, you should find one that opens an account for you under the minimal requirements. Sometimes it takes a day or two of running around until you find a bank willing to help you.

I don’t recommend Bangkok Bank. Better get a Kasikorn or Siam Commercial Bank account. Other good banks are Khrungthai and Krungsri

In case you consistently meet bank staff who resist and pull out of their noses random requirements, use the service of an agent. In Pattaya for example, you can get a Thai bank account opened within 2 days for 5000 THB.
Marcel **********
Marcel **********
OP
Greg Alexander i know
Greg ***********
Greg ***********
Marcel Adriaans I bet your girl can't just make the bank ignore the new banking rules that were issued by February 2025. Thai banks are not allowed anymore to open bank accounts on tourist visas
Marcel **********
Marcel **********
OP
Greg Alexander thanks, my girl takes care of the TM30 form. She also uses Kasikorn bank and she has a rental house.
Jim *******
Jim *******
Marcel Adriaans She may well help you, there may be more than her translation service required by the bank.

Like, your marriage certificate, her Blue Book, your TM30, your Thai mobile number registerd to your passport.
Marcel **********
Marcel **********
OP
Jim Davis i know. Thanks mate
Mick *********
Mick *********
You need a long term visa. Minimum of something like a 90 day non o visa.
Christopher ********
Christopher ********
No bank accounts on tourist visas or the visa free 30 days. 🤣🤣🤣
Ra ****************
Ra ****************
Christopher Chapin is not true, elite visa can open bank account
Marcel **********
Marcel **********
OP
Christopher Chapin why is that funny?
Nita **********
Nita **********
Marcel Adriaans because you can’t as tourist !
Dante **
Dante **
Marcel Adriaans probably one of those foreigners that enjoys the hardship of other foreigners and thinks it can’t happen to them because they bribe their agent to extend their retirement visa every year
Jim *******
Jim *******
Wht you "just found out" is the rule 20+ years old. Over the last 4 years, it is strictly applied.
Dante **
Dante **
Jim Davis Bangkok Bank advertised accounts for tourists on visa exempt entry on their website as of about 4 years ago.
Jim *******
Jim *******
Dante Try it now or even 3 years ago. BKK Bank is the least foreigner friendly of all Thai banks. The blogosphere is full of bad press about BKK Bank.
John ********
John ********
Jim Davis BKK Bank has always been like that
Brandon ************
Brandon ************
A non-immigrant visa.

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