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Answered10 days ago

Which bank is recommended for opening an account in Chiang Mai as a Non-O visa holder?

Lisi ******
asked Nov 2, 2026
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Hi all, I have applied for Non O retirement 90 day visa (fingers crossed) and I aim to open a Thai bank account while in Chiangmai next month. Question: can someone share recent experience as to which bank/branch is easier to deal with? Thanks in advance.
Answer summary
Based on recent experiences shared by users, Kasikorn Bank (K-Bank) is highly recommended for expats looking to open a bank account in Chiang Mai, particularly for holders of a Non-O retirement visa. Users report that the process is straightforward and friendly. It’s important to have the necessary documents, including a Thai phone number registered to your passport, as well as proof of residency. Some users suggest having two accounts—one for the 800,000 THB requirement and another for monthly expenses. Overall, most expats found the experience easy and quick, often taking under an hour.
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Rohbear *********
Rohbear *********
Kasikorn.
Doc ********
Doc ********
I used Kbank near where I live in Chiang Mai.

I was actually able to use my long term lease and the other paper work required to open an account so I didn't need a residency certificate.

I just had a crack to see if I could and it worked out so I guess if you don't ask you don't get.

Tip for new players have two accounts so one for the
*****
0 and the other account to do the
*****
per month to pay bills etc.

Thats what I did easy peasy.

Also in Thailand they do the QR code thing here to pay at cafes, restaurants, shopping, paying bills etc off your bank app so it's super easy here no real need to carry large amounts of money with you.
Wayne *********
Wayne *********
Ignore Bangkok bank they are the worst
Ally ************
Ally ************
Kasikorn bank, also known as K-Bank is friendliest to farangs 👍
Graeme *******
Graeme *******
Haven't done it lately but get all the required documents plus phone with Thai number so they can load the app, then go to bank of your choice, when you are there just remember in Thailand it takes time about 30 mins to open a bank acc.
Arlene **********************
Arlene **********************
We had no problems with Kasikorn Bank. It was easy and painless.
Chris *******
Chris *******
Kasikorn is the bank to use but you will absolutely need to have a non-O visa first as well as a Thai phone SIM registered to your passport and a certificate of residency from immigration.
John *****
John *****
Better to use an agency they know the system and it usually means a little incentive to the right person. You have to understand how things work in Thailand.
Pete *******
Pete *******
Kasikorn bank is simple and friendly. Easy to open in under an hour
Lisi ******
Lisi ******
OP
Pete Smith thanks Pete, which branch did you go for account opening ?

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